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Car Accident Help

tasticz
tasticz Posts: 774 Forumite
Part of the Furniture 500 Posts Name Dropper Combo Breaker
edited 15 May 2013 at 10:48AM in Insurance & life assurance
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Comments

  • forgotmyname
    forgotmyname Posts: 32,977 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Without knowing all the details it maybe your fault, Partly your fault or the other parties fault.

    How much damage is there to your and their car?

    Even a small scrape can cost a fair bit when going through the insurance. Car hire charges can bump the prices up.
    Censorship Reigns Supreme in Troll City...

  • rs65
    rs65 Posts: 5,682 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Combo Breaker
    tasticz wrote: »
    What happens now?
    They'll need to get their insureds version of events. They can't just pay your repairs without consulting the other driver.

    Keep chasing them.
  • tasticz
    tasticz Posts: 774 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Without knowing all the details it maybe your fault, Partly your fault or the other parties fault.

    How much damage is there to your and their car?

    Even a small scrape can cost a fair bit when going through the insurance. Car hire charges can bump the prices up.

    What do you mean all the details please? Do you want to know the whole scenario?

    their car only got scratches my car has got bumps because he hit my car


    rs65 wrote: »
    They'll need to get their insureds version of events. They can't just pay your repairs without consulting the other driver.

    Keep chasing them.

    I will contact them first thing tomorrow morning, do i just ask them if there is any update?
  • forgotmyname
    forgotmyname Posts: 32,977 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    His version of events maybe totally different to yours.

    The insurers have to read the statement from both sides and see which one
    seems more likely. Maybe 50/50.
    Censorship Reigns Supreme in Troll City...

  • tasticz
    tasticz Posts: 774 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    His version of events maybe totally different to yours.

    The insurers have to read the statement from both sides and see which one
    seems more likely. Maybe 50/50.

    like you said, rang them today only to find third party refusing liability
  • forgotmyname
    forgotmyname Posts: 32,977 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Not unexpected. Just reply with your version of events and let the insurance argue it out.
    Censorship Reigns Supreme in Troll City...

  • tasticz
    tasticz Posts: 774 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Will I be able to get back my phone call money if I win or if its 50 50

    I have already spent £45 trying to call 0845...
  • tasticz wrote: »
    Will I be able to get back my phone call money if I win or if its 50 50

    I have already spent £45 trying to call 0845...

    Always worth looking here http://www.saynoto0870.com/ for an alternative non-premium rate number.
    Mr Straw described whiplash as "not so much an injury, more a profitable invention of the human imagination—undiagnosable except by third-rate doctors in the pay of the claims management companies or personal injury lawyers"

  • His version of events maybe totally different to yours.

    The insurers have to read the statement from both sides and see which one
    seems more likely. Maybe 50/50.

    Can someone explain how 50/50 works.

    Does your insurer pay for the other parties cost or your own?

    If your own car is worth £1,000 and the TP £10,000 and it's 50/50 and both written off who pays what?
    Mr Straw described whiplash as "not so much an injury, more a profitable invention of the human imagination—undiagnosable except by third-rate doctors in the pay of the claims management companies or personal injury lawyers"

  • rs65
    rs65 Posts: 5,682 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Pay 50% of each others.
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