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Admiral Motor Insurance - are they domiciled in Italy??
Can anyone explain why my Admiral Motor Insurance renewal debit appears again as Card Purchase ITALY ON XX MAR BCC ? ?Tax fiddle?
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Help needed. How to progress a long standing claim
Hi, I’ve had an outstanding household contents insurance claim for the past 2 and a half years but the insurer, Morethan, has failed to settle it. I’m looking for some impartial advice on how to proceed with this. In 2010 two men forced their way into my house, assaulted me, stole stuff and smashed up the living room in my…
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insured value or market value after accodent?
Hello I recently had an accident on my motorbike and it is non repairable. I have been offered the value I stated on insurance minus 100 excess. I bought the bike for 750, they are offering me 650. I know I got an exceptional deal when I bought the bike. To by a bike of similar or worse condition 4nonths later would cost…
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protected NCB/named driver
How does protected no claims bonus work? I am learning to drive and want to be insured on a car as a named driver, the owner of the car and who will be buying the insurance has 7 years NCB. Been getting quotes and have added NCB protection. But really don't understand how it all works. Rang up one insurer and they said if…
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phone insurance question
Posting on behalf of a friend ... He has his phone insured via a phone insurance company (i don't know the name i'm afraid). Today he had to make a claim. He is being asked to provide proof of purchase of the phone. He explained to the insurance company the phone was bought second hand (which it was, via an online forum).…
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Life insurance- where to start
I've just bought my first house and am looking into getting life insurance but am completely overwhelmed by the options and jargon. I turned down my mortgage provider's offer of insurance because I wanted to shop around. 6 months later and I'm still shopping around and more confused than when I started. People I've spoken…
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car written off by Bulgarian lorry...
Hi everyone. Yesterday my wifes car was hit and written off by a Bulgarian lorry. The police were called, we have all his details and witnesses. thankfully no one was hurt, but our three year old daughter was very shaken up, and my heavily pregnant wife had to spend the rest of the day in hospital having scans. They are…
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Car insurance query
Hi all, A few questions regarding car insurance, probably not the usual but hopefully someone will be able to answer! Ok so we have four months left to run on our policy. O/h is the policy holder. However in 2 months my partner is on trial and may go to prison. So what will happen to our policy? Will they cancel it? Should…
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Advice needed for car insurance forms
Hey everyone, just after a bit of advice. I've reported an accident and the insurance company would like more information. I've filled out the entire form but underneath the declaration, there are a few questions: 1 - If you do not accept full responsibility, do you consider that this incident was partly the responsibility…
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Overvaluing Rebuild cost, for home insurance ? whats the worse that can happen?
If a property is worth £200,000 market value and for home insurance quotes, where they ask the rebuild cost of the value. What if you 'over' value this cost, without realizing it? what is the worse that could happen if your house collapsed and needed to be rebuilt? for example in the above example....if the rebuild cost is…
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Boiler cover/insurance company recommendations?
We're looking to take out boiler insurance cover for our 3 year old boiler. I've read some pretty bad things about Scottish Power and Eon when it comes to boiler cover. The only other ones i can find that look any good are British Gas and Corgi. I know no company is perfect but if anyone has any recommendations for a good…
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Help with pet insurance
We got a months free cover with pet plan when we got our rescue dog now that's coming to an end we need some advice! There are so many different types of policy each with different pros and cons. I need to know the following Our dog was an rspca rescue dog. As he was abused he has a metal support in his left cheek, the vet…
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Holiday Insurance Claim Problem
This concerns a holiday my partner and I booked in November 2011. It was booked through Thomas Cook in England. Due to an illness I suffered on the plane before it took off we had to leave the plane and were unable to take the holiday. I understand we are covered for a refund since we took out additional insurance with…
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What do I need to look for in a life insurance policy?
We are currently FTB, awaiting a mortgage decision on new house. Our Mortgage Advisor wanted to sell us life and critical illness cover but I declined saying that we would arrange this ourselves. I've spent the last few hours getting quotes on the internet and the difference in prices is completely baffling me! For the…
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death and life insurance and pensions
My mother in law passed away and while me and father in law were looking through paperwork we found a number of pensions She has a work county council pension A private pension There is also 2 life cover policy's which are in both mother in law and father in laws names which pays on death of either one. The mother in law…
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Burgled - Claiming
Hi All. Interrupted some burglars in our house last week, so they didn't get away with much. Just wondering if anyone can advise on claiming, please? We've got an excess of £100. The stuff we had nicked is hard to value, because they only really got away with things that are old, so we have no receipts etc. Mainly a couple…
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Lost luggage payment vs airline payment
I recently went on a long haul air journey and my luggage did not make it - was delayed for three days before I got it. I had to buy lots of stuff to cover the things that were missing. When it finally came, the airline gave me a payment of $100 as compensation, but I'd also like to make a claim from my insurance provider…
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Things John said
http://www.honestjohn.co.uk/askhj/answer/40323/insurance-write-off-with-hastings-direct
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:( Mortgage Payment Protection and dismissal Help please!
Hi, I've been dismissed end of november. I've paid for my Mppi for 8 years but I had just moved out of the mppi property in the first weekend of september for the new school year before buying a new property (offer now accepted)... My mortgage will be ported to the new house. The issue is that the insurance company is…
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Car Insurance/Accident
My son who is a named driver on my insurance policy had a minor accident in the car yesterday. The damage to the other vehicle is a new back bumper but sadly the damage to my lovely classic mini is more. I know the insurance company will want to write it off and I do not want that. So my questions are these - am I legally…
