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PET INSURANCE: Much of a muchness between providers?
Hi there, We adopted two rescued kittens and they came with one month’s free pet insurance with PetPlan. This has now expired and PetPlan are (obviously) saying they’re the best. Using the MSE guide I have tracked down other insurance which seems better value. For two cats: PetPlan premium: £26/month Excess £65 A.N. Other…
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do you need to tell contents insurer your house is on the market?
hiya dont know if i should have posted here or in the house selling forum. do you need to tell your contents insurance that your house is on the market and you are having viewings? i remember seeing it as a tick box on a price comparison site so just wondering if you need to inform them as i suppose there is a higher risk…
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Legal Protection how much do you need?
I have just realised having 3 policies with the same insurance company I have paid for legal protection on each policy.... do I realy need to pay for each policy or should one payment cover all?
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Travel insurance help
I have an annual family travel insurance policy with American express which will expire in July 2013. I am looking to book a family holiday for August 2013 and I am wondering whether the current policy will cover me if the holiday company goes bust before we travel or they will say that the holiday was booked for after the…
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Claim Issue
Hi every1 I need a wee bit of advice....I was in a motorbike accident in July 2011, finally I got an offer 8 weeks ago today which I accepted and my solicitor told me it would be around 3 weeks before I would get my cheque. I still have not recieved this cheque and have called my solicitor to find out when it will be with…
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Travel Insurance Claim - I need your help
Well I have a big mess and don't even know what to do. My partner had been suspected to have gallstones, so; She took out insurance and declared I took out seperate insurance for me and the children She is now in hospital, we have been forced to call ambulances twice now. We travel next Thur, but I guess we won't be able…
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Motor Insurance Discrepancy
Hiya, Wondering if anyone can help, please. I have purchased a vehicle that when I put the registration number in to any of the big comparison sites, it comes up with a different model to that which is stated on the V5 and the original sales invoice. The previous owner tells me his insurance matches the details on all the…
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Legal Cover I could never use it.
Hello, I am hoping someone can advise. I bought out a fully comprehensive insurance with legal cover in 2010 then had a crash. My insurance was voided so I went through Financial Ombudsman to get it reinstated. It took a year an half. Although I was not charged I had to take out After the event insurance. For a year and…
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Life/Critical Illness advice
Im looking for the best options for my family and i to provide peace of mind. We are about to (hopefully) buy a house and it will require a £265k mortgage. My partner and i are both 37, non smokers (never smoked) in good health, with a 13 year old son and 5 year old daughter. We have a good income but if anything happened…
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Life Insurance payouts with Royal Liver
Didn't realise Royal London had acquired Royal Liver until we made a claim on my Mother's life insurance last month. My Father passed away in 1984 and the same policies realised almost £2000 - now they are paying less than £500. One policy taken out in 1948 for £41.85 life cover, (Industrial Branch), paid £51.11.
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Dreaded Car Insurance Auto-renewal
I've just got hit by QuoteMeHappy who have automatically renewed my insurance policy. (I know some people like these auto renewals, but 'I' detest them!) Reviewing their FAQs, they say: "We also send information about your renewal before your renewal date if we don't hear from you regarding your renewal, your policy…
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Life Assurance with depression
Hi all, My other half and I are trying to find a good life assurance policy to cover mortgage repayments if one of us died. We are young and healthy except for my recent (within a year) history of depression which seems to be causing problems. They want to know if I have ever self harmed - I have (briefly) and this is…
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Compensation for Delayed Flight from Uk by TUNISAIR
Can i claim for a delayed flight from MANCHESTER TO TUNISIA BY TUNISAIR. I was delayed 3.5 hours going out and 2.5 hourse coming back.
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HASTINGS DIRECT - Changing the details JUST after my cooling off period!!
Last year I started driving again after a two year break. I got my quote on a comparison website but then called up Hastings to purchase. One of the many questions I was asked by the man on the end of the phone was whether I had any no claims discount - yes, I had one year. Fine. Policy bought, which included breakdown…
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AXA tactics - be aware!
In May last year I took out motor insurance with Axa. On 6th March 2013 I received an email from them, subject "Action required - important information". On opening the email, it began by referring to the new gender legislation and implying that I was required to update my details. When I tried to access my account to…
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who should be policyholder
OH and I have a multi-car policy through Aviva. I own one of the cars, my OH owns the other two - our insurance covers us both to drive all three. I called them, arranged all the cover, negotiated the price, made the decision to buy, and used my credit card to pay the premium. But when the documents arrived, the…
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What can they charge on a cancelled car insurance policy?
So long story short took out a policy when the old one expired in January. End of March the car basically gave up the ghost and as we have another car and OH now works locally its seemed pointless (and tbh we can't afford) to get another vehicle. So the car went for a couple of hundred and we cancelled the policy over the…
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Cooling Off Period Worthless
I started a new motor policy with Privilege as it turned out by mistake so wrote and cancelled it well within the 14 day "cooling off" period much mentioned in the docs I was sent. I then get a demand for an additional payment on top of the deposit already paid to cover the standard £47.20 cancellation fee. When I called…
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Barely legal drivers
Not sure if anyone has seen this (its now up on iPlayer) but this is a good example of why insurers price young people the way they do. For me, it was interesting in seeing the contrasting views of the parents compared with what they were seeing on the footage- in particular the young mans mother who seemed to want to…
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Been overcharged for 12 months!!
I drive a Peugeot Partner van and have just renewed my insurance for my second year of driving it. I filled in the quotation form and typed in my reg no. which came up with my correct Make and Model and went ahead and rang them to go ahead with the quote as seen as it was about 50% cheaper then the previous year so I was…
