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Compensation Advice
Hi, I could use a bit of advice. I don't know much about this. Last year. I was in a car accident that was not my fault. It was a low speed collision. Nobody was injured and I did not claim to be injured. For months the guy who hit me tried to wriggle out of it, knowing it was fully his fault. Eventually I won the case and…
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Contents insurance for old people
Saga market themselves as best for senior citizens. However, they actually have the same exemptions as other insurers. As an example, my 92 year old mum-in-law, very bright but only 20% sight, had an accident just after new year, and spent a week in hospital. On return home, she was given six weeks of care by the hospital.…
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Car insurance,crazy hike
I've done an insurance quote for a fiesta 1.1 97 model on behalf of my fella who has held a license for over 15 years, no claims bonus for 14 years, no points ever, and no claims in over 5 years and he's 37. And for fully comp it's over £500, I tried a 2002 fiesta and that's about £900, i'm wondering if something is wrong…
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Car Insurance - changing vehicle
I am thinking of changing my car. In calculating the possible costs of making this decision, I phoned my insurance company in advance to see what the likely insurance cost would be to buy the car I wanted (just a Mondeo). They told me the underwriter of my policy would not accept a change of vehicle; I would need to start…
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Home Insurance - Proof of No Claims?
Just moved into a new property and I am shopping around for home insurance. I have had home insurance for many years and never made a claim. I usually shop around each year and I go with the cheapest most reputable company. I noticed that my latest quote is requesting how many year free claims that I have and the option is…
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GAP insurance questions
Hello, I have read the gap insurance thread & am confused. THe websites also confuse me & I was wondering if a helpful soul could explain to me differently so I 'get' it & know which I need to buy. I am buying a secondhand car from the dealership. car = 4750, with the interest etc the finance agreement is for £6500…
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Insurance rejection advice
Hi Guys, To cut a long story short I was rejected at the beginning of the year for life cover as I had not had medical examination for symptoms that I mentioned on the form. I was seeing a chiropractor at the time and the symptoms were alleviating. Upon rejection from the insurer, I went to my GP and was advised after…
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Required Information For Car Insurance
i got online insurance from esure . they have now written to me saying they will cancel my policy if they do not get a photographic drivers license . i still have the old style one that i am going to replace in the next year . what law says they can demand this ? i checked on the dvla website which says you need a license…
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Any car or van insurance companies that don't hold your points for 5 years?
I have been searching for van or car insurance now for a while and it'd really annoying! I don't see how van/car insurance companies can make up their own rules regarding how long points stay on your license for! The DVLA say my points (6 for an IN10, driving without insurance) are removed from my license after 3 years.…
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Buying new house that was previously flooded
I'm in the process of buying house that suffered secondary flooding in the 2007 floods. It's not flooded since and by all accounts probably hasn't flooded at any other time since it was built in the 30's. The mainstream insurers aren't interested. Does anyone know of any good insurers for previously flooded properties or…
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Cheapest Bicycle Insurance?
Like a lot of cyclist with expensive bikes I have been using M&S contents insurance as bikes were covered under their valuable items heading, meaning up to £4K was covered without being named. Checking through my renewal details you now need to specify them making their policy too expensive. Who has found a cheap reliable…
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Building insurance and water proximity
Hi, Quick question about building proximity to water. A new build is approx 350m from a water course and approx 113m with 11.5m elevation from the edge of the flood plane. I am concerned about insurance and am wondering if the above is likely to make the building uninsurable or costly to insure? The is no record of the…
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life insurance and where to start??
Hi there its about time I looked at life insurance... or so im told... can anyone tell me where to start? I am clueless..... :o
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Problem with pet insurance claim. Worried :(
I have used this site before when worried about a parking ticket and thought someone might be able to help me now. My seven month old puppy recently had an operation. The bill came to £750.00. I paid the vet upfront and then submitted the invoice to claim from my animal insurance policy. This is where it starts to get…
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Insured with Churchill, Privilege or Direct line? Read Me!
deleted at the request of the person who shared this info with me. I don't want to get him in any trouble.
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Another RSA echoice thread
Ok, really not happy. Received a letter from them and it stated my DD had been cancelled and to call them to continue cover. Bit strange, as I never cancelled it. Maybe a bank thing, but first I called RSA. They advised that no payment had been made to them since December 2012, and that April's was due soon as well. Now,…
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Travel Insurance for visitors to the UK including pre-existing cover
Hi I am looking for an insurance provider who will provide cover for visitors to the UK visiting from India. Also looking to cover for pre-existing conditions. Can you please suggest which insurance providers I can look at ? I found staysure, but it is not providing cover for people traveling from any of the asian…
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bad deal
ive recently had a car crash and the other party has amitted libality and my car seems to be a ryt off ive only had the car 8 mths at the most and it has taken my ages to save up for a new car only to have someone ryt it off. but the trouble is i know that i wont even get what i paid for back or even the car. so surely…
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No Claims Discount years rip off
Apologies if this has been posted before, but this has got me seriously annoyed and I feel that I have been losing out financially for years. Could this perhaps be a similar rip off to PPI? Here is something I have discovered which I find disgusting from insurance companies. Most of them have a maximum no claims discount…
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Car Insurance - length of time you have held licence
Can anyone advise what is the correct answer for this scenario when applying for car insurance. Originally gained full licence in 2000. Lost licence in Dec 2008, banned for 1 year and required to take extended test which was completed in Aug 2011. New licence says held since Aug 2011. So do I state I have held a licence…
