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Cyclist hit my parked car
Hi, I have quite a difficult situation in my hands right now. Basically in June 2012 I bought my first car in the UK. It was a cheap second hand car that costed bout £4000. Since this was my first car and my first insurance, the first year (well, 10 months) were extremely expensive, at £700 even though I'm 29 and I've had…
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HomeProtect VS BureauInsure (for a subsidence property)- which is better?
Here is the situation, Property with subsidence, cracks but have not been fixed.(bought through an auction). they work hasn't been fixed, a structural report has Home protect, and BureauInsure are willing to insure it (with terms and conditions) -both cover terms are almost identical, and quotes are similar too... but Just…
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Insurance for cars, does go compare list them all?
Insurance for cars, does go compare list them all? or just the majority
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Mum's being ripped off by HOMESERVE. can you help?
Hello, my mum is an elsderly lady, and some years ago had been led to believe by HOMESERVE insurance that they were there to take care of her if anything went wrong in her home, and so she dutifully paid every month. But some months ago she says she received a letter telling her that their insurance only covers people who…
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MSE News: Consumers protected as insurance law reform begins
"New rules which force insurers to ask customers specific questions about their circumstances, have been introduced..." Read the full story: Consumers protected as insurance law reform begins Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to…
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Single item insurance or change home contents policy?
Can anyone advise?.....I've recently purchased a 1.2 tonne piece of woodworking machinery (for personal not business use) that far exceeds the value limit for any single item on my home contents insurance. It is kept in a secure outbuilding and is also worth more (c.£15k) than the policy covers for the entire contents of…
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Car insurance nightmare help please!
Hi, so done all the MSE tips, checked all price comparison sites and big insurers etc, so far all bad :-( well I managed to get a couple of decent (for us!) quotes best so far is express insurance, coming bk at approx £2k has anyone had any dealings with them? Or can anyone recommend anywhere else I can try? We have 12…
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travel insurance/home insurance.
Want to make a relatively small travel insurance claim for money, camera and a key fob in the wallet (bmw so £140). Will the Travel insurance company contact my car/ house insuance as i am on a big No claims discount on both these and don't want them to change !
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Travel Insurance with pre-ex conditions
I am going to both Guernsey and Jersey this summer for 11 days and have been getting very expensive quotes and wanted some advice - I will be 31 when travelling, and am female. 27 months ago I had a type a/b thymoma removed, didn't need chemo and also during the last 8 months had formal diagnosis of a knee problem called…
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Covea insurance and flooded house due to boiler
Hello, We had a escape of water on Saturday and our whole downstairs in flooded. We called a plumber who needed a part that he couldn't get Til today and now turns out he needs another part which he can get tomorrow. My whole downstairs flooded carpets are wrecked and still not dry and we had no water or heating so we…
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Yes car insurance
Does anyone have an address for Yes car insurance? Its obscured on their website and they wont give it out over the phone. Thanks in advance.
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Bradford & Bingley Buildings Insurance -how does this happen?
Hi, I'm a newbie here so apologies if this question has come up before. If so, perhaps someone could direct me to previous correspondence on the subject. I had (still have) a Bradford and Bingley straight repayment mortgage. The buildings insurance premium was added on to the bottom of the mortgage statement. The combined…
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Car insurance for 4-5 months - Cheapest option
Hi All, So I'm leaving the country for a long time in early August. My car insurance expires on 21st April. I need to insure my car for four months, what's the cheapest option to do this? I've got quotes from temp insurer's but their monthly charge is half the cost of an annual premium! Any help / advice would be…
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Building Insurance for leasehold flats
Hi, I'm a leaseholder of a one bedroom flat which is part of a converted house with 3 one bed flats in total. I don't know much about insurance but I've received a insurance bill for the following year which totals £1,084.90 for the forthcoming year for the whole building (split between 3). This I believe has been…
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Home insurance - is online surveys means using home for business?
Hi all, It might be a silly question , but those days you can't be sure of anything. I do some online surveys and I am one of the very few (I guess) silly people who actually declare it to HMRC. On my home insurance application there is assumption that I am not using my home for business. Did the world go so mad already…
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One Way Travel Insurance
Hi I am emigrating to New Zealand in June and taking about 40 days to get down there after a holiday in America and a week in Australia. I've been quoted £125 each for two people from the travel agents but think this is a bit high to be honest. None of the standard comparison, or even standalone sites do this as a basic…
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What is BUPA's excess, and pre-existing condition period?
So I was reading an article: http://www.thisismoney.co.uk/money/bills/article-1725956/Beware-the-black-holes-in-private-health-cover.html "Another annoyance for people taking out medical insurance is that pre!existing medical condi!tions are not covered, which deters people from switching providers. Axa PPP, for example,…
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NCD for travel insurance?
I recently had a claim on one trip travel insurance, the company paid out less the excess. They paid £500 for emergency medical treatment. This is the first time I have ever claimed on travel insurance. That was supposed to be my last holiday abroad but I have decided to have another holiday abroad. This weather is getting…
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Home Insurance Lapsed - Renewal Declined - ESure
My home insurance policy with Esure lapsed in November as i did not phone up to renew it. Mistakenly i assumed that it would be automatically renewed as have all other insurance policies i have ever had. I only discovered this after the recent theft of 2 bicycles. On contacting Esure they refused to quote to renew the…
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Mortgage PPI have any death benefit?
Hi, I am in the process of dealing with my late fathers estate & upon looking at his mortgage statement notice he has been paying PPI since the mortgage began 16 years ago. I think the PPI is actually with Pinnacle but can't find any documentation regarding the policy. Is it likely there would be any death benefit as part…