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Contents Insurance for Renters - Help?
I am trying to get contents insurance only for my belongings. I rent a property with 3 others so only wish to insure my things (the other girls don't want insurance). I have used comparison sites which have come up with various quotes from Barclays, Endsleigh, Admiral etc but when I try to buy these insurance it says on…
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Redundancy Insurance
I was considering taking out redundancy insurance, but wondered if i would be able to claim if i were made redundant as their have already been redundancy in my company. These were about 3 years ago however. Do you think the Insurance Company could use this as a way of not paying if i took it out? Thanks for any help
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2001 HSBC "Life Plan" & "Income Prot" Policies
Hi, Have been paying HSBC for 2 insurance policies for best part of 12 years, not really knowing exactly what they covered (got "sold" them both with my first mortgage in 2001). One costs £24.89 each month, other £11.63, not sure which is which though (I know I should know this :embarasse) The Life Plan is for Mortgage…
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Damage to bath
I have dropped something into the bath and it has broken the enamel. I was thinking of claiming on the ins, my question is the bath is 30 yrs old, but it's in immaculate condition just wondering if I'm wasting my time with ins, will they just laugh? I wouldn't change the suite if not for this but as it's a coloured one…
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Endsleigh home insurance...where do I stand?
I had home contents insurance on my last property which I left in December 2010. I called to cancel the policy in Mar/Apr 2011 and they stated it would be cheaper for me to let the polcy lapse and that they would put a note on the system to cancel it. They are still taking payments 2 years later (I should have noticed I…
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Is this the cheapest way of getting yourself single trip cover?
So, say you're going on a holiday abroad for a week or two, or a month. You need travel insurance (Or at least it would be very wise to get it). There won't be any skiing involved. If you have a Nationwide Flex Account that you pay £750 into each month you're covered for free. But say you wanted to go to Uruguay or Uganda,…
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Life insurance decrease in value by 66%
My wife and I are in our early fiifties and just been notified that the amount we pay does not cover the life insurance of 90k following a re-evaluation of our policy. :mad: They said that the value would have to drop to just 30K. We've been told also that we can't increase the payments to increase the value to more than…
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Building insurance for unoccupied house?
Hi there, we are buying a house, but not moving in for a few weeks/months while we get some building work done. Can anyone recommend good places to get affordable building insurance which fits the circumstances? The comparison websites seem to struggle with this scenario, but I cannot imagine it is uncommon! :)
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Double/Dual Insurance
Hello Everyone I am at the end of my tether trying to look into this! When I reviewed my mortgage the advisor recommended I take the home insurance. I have now been paying for this home insurance for 6 years with Lloyds but it was already attached to my mortgage(also lloyds). The advisor and I both did not notice this. I…
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Not drove in 8 years - can i still use my no claims?
I've not drove in 8 years, can I still use my no claims from 8 years ago?
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Advice please - car insurance claim
Hi guys, looking for some help/advice please, I work in insurance, however don't know much about car insurance. Yesterday was driving through city centre, stationary at traffic lights with my handbrake on, a van went into my rear end of the car, causing the paintwork to crack along the rear bumper. Man got out, very nice…
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claim
Resolved second i posted, thanks anyhoo
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insurance dispute-help!
hi, 2 years ago i took my dads car without his consent and was involved in an accident with a pedestrian. i was unisured however as we knew the man we went to his home and he assured us that he will not make claim. however after 4 months my dad recieved a letter from insureres stating that his insurance is void for failure…
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Life Insurance v Fibromyalgia & Depression
Hi all, I'm wondering if anyone on here suffers with Fibromyalgia and the associated knock on conditions such as Depression & Anxiety and if so have you been successful in putting Life Insurance in place? I have been trying to secure Life Insurance for my wife and so far I'm hitting brick walls as insurers are declining…
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we flooded neighbours advice please...
Hi there so heres the story... we live in a top floor flat owned by ourselves and we have a 300 litre fish tank in our living room. Throughout the night for some bizarre reason our fish tank leaked half its contents wrecking our carpet. It also caused damage to the neighbour below wrecking their laminate flooring and wall…
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Please help...
I was involved in a car accident, as a passenger, and sustained injury as a result, now the defendant has offered an out of court settlement which I deemed to be reasonable enough to accept, however my solicitors are refusing to notify the defendant of my intentions. My solicitors keep telling if they go ahead with the…
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Buildings Insurance
I have just received my renewal notice and the buildings rebuilding element is £385,000. Property is two terraced houses with a total of 13 bedrooms (trades as a bed and breakfast) in the North of England, so is a commercial undertaking. To be honest the figure has always been £385,000 and I think was taken from the…
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Car accident no witnesses do I have to go to court?
Advice please for my partner who is stressing out. Car was stationery at T junction. 4x4 with trailer crossed in front and trailer swiped front of her car. Driver didn't stop. She chased him for 2 miles and he stopped and exchanged details. (Apparently "not an offence" when police informed). Car (barely drivable) was…
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TPO more expensive than Comp?!
My renewal is due on my car and due to change in circumstance I can't afford the Comp cover as quoted. So I thought I would down the amount of cover required as it's an old car so I probably wouldn't claim for my own. So I went on Money Supermarket for some quotes and they make no sense. It works out it would cost me more…
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Income protection advice
Hi I hope someone can advise us please on Income protection. Would basically like to know if it is advisable to have a single/joint policy in place to cover all our monthly outgoings or are they mainly tied to mortgage and borrowing only? Also we would 'prefer' to have a back to day one policy but would we expect to pay a…
