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Income protection - Right to Request copies of cheques
Hopefully a quick question for one of the fine posters on here. A friend of mine is a chauffeur and has had an income protection insurance plan. He was involved in a car crash, and unable to work for a number of months. The insurance company were making payments for a period of time, however ceased when bank statements…
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Drove through water and killed my engine! Will Admiral help?
Has anybody got any experience with Admiral car insurance claims? I drove through what appeared to be quite low standing water and as I did an Audi Q7 coming the other way created a bow in the puddle of water which splashed up the drivers side of my car. The car stalled, it restarted but the engine started tapping loudly.…
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Advice needed to assign endowment insurance policy
I need to assign an endowment policy to my brother.He will pay the premiums and I want him to be the beneficiary, Can anyone assist where I can get an assignment template. Have asked the insurer and they do not have any particular format.
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How much life insurance?! Advice needed.
Hi, I'm new here and any advice would be much appreciated :) Looking into life insurance, thought it was about time I did seeing as I'm the big 30 next year! Currently working part time, renting privately & have no plans (or savings) to be able to buy any time soon. 2 children from a previous relationship, and engaged but…
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Totally clueless about life insurance/assurance
Hi, as the title says, Im totally cluless about what sort of policy/cover DH and I should have. We are 33 and 34 respectively. Have one 6 year old and another baby on the way with no health conditions etc. We dont smoke, are healthy weights etc and dont drink much. DH has received a quote for a life insurance policy (not…
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uninsured excess recovery
My son has incurred damage to his car in a no fault situation accepted by the other side. His insurance policy states he will have to pay an excess of £450 but ' should be able to claim it back'. It seems the insurers do not pursue this themselves. Will this involve us personally chasing the other insurers or will it be an…
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Car insurance
I got quotes of £1200 before car insurance for women had risen by 25%, now my cheapest is £2000. Can they increase by more than 25% as they have advised me that each broker has no limit on the increase? Any help welcome
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rehttp://www.memonline.co.uk/legal.html -
Hi Guys, I,ve always taken out Legal expenses insurance, with my car insurance, my daughter asked me about it, as she came across this company charging £7.50 pa, instead of £26 upwards, but it,s a no win no fee company. I wouldn,t use them, unless someone has recommened them.. Has anyone come across them or is there other…
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Trying to cancel policy with insurer? Difficult..
Hi. My car insurance expired on 8th Dec. I was insured with Elephant. I was not happy with the renewal quote from them, so I took out insurance with another provider. I emailed Elephant on 15th Dec to cancel all dealings / cover with them, (a little late I know but was / am in process of moving home.. very stressfull and…
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Building Insurance for flats within Tenement
Wondered if anyone could provide some advise? I live in a flat in a Scottish Tenement building where there are 5 other flat owners. We each pay for our own building insurance, we have no factor but I have an account for minor repairs which we all pay in £10 a month too. Has anyone set up a building insurance which each…
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Aviva - Are they Financial Ombudsman Service non-compliant?
Following an insurance claim, incomplete works, damages to my property etc, I took Aviva to the Financial Ombudsman Service. The FoS stated that Aviva had four weeks in order to comply with phase one of their ruling. Aviva have not complied. My family and I are having to live in a property without a kitchen, without an…
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car insurance renewal
hi sorry to sound a bit dense, but this is the 1st time ive had to renew car insurance. its due to run out on the 20th jan, and ive just phoned my current insurer to find out about their renewal offer, and its pants, so ive started getting quotes online and there are some much cheaper options out there. my question is, how…
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Ex using old home address for motor insurance
I found out in Feb 2012 my husband of 23 years was cheating on me - as he refused to stop contact with the other woman he left, leaving me and our 23yo son in residence of our home (joint mortgage). He refers to himself as separated (I won't say what I refer him to). He has continued to pay into the mortgage and joint bank…
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Laptop insurance for under 16
Looking for some help and guidance from all you experts out there. My son has a new laptop and will be taking it back and forth school each day in the new term to assist him with his work in school. I am looking for some insurance in case he loses it or damages it. Cannot seem to find anything that will cover him as he is…
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Handbag insurance
Does anybody know of any companies that do handbag insurance? One that covers the contents AND the handbag as I have a few mulberry bags that I can't afford to lose!
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Your thoughts on short-term payment protection Insurance
I've been looking into this and it seems pretty good. Gives me peace of mind knowing I'll have upto 12 months of Income if I lost my job through no fault of my own or if I suffered injury. What are your thoughts on this? I'm sure there are some companies who try not to pay out, I'm fully aware of such practices and I'm…
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Travel Insurance (medical conditions)
Hi, I travel a large amount on business overseas, and am looking for a good annual travel insurance policy covering whole world for multiple trips. I have two medical conditions both of which are managed well and pose no threat to me ability to travel, in fact since their proper diagnosis and management I am at fitter and…
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No claims bonus-moving abroad
Hello :) I will shortly be moving to Switzerland for 2 years (possibly 3). I have 9 years no claims bonus on my car insurance, currently held through admiral. I don't intend to drive while living abroad and will be selling my UK vehicle. I am wondering if there is a way I can preserve my NCB for this period? Is there some…
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Travel Insurance - Group or Family?
We are going on holiday with another family next year. It has been booked as one booking for all of us. With this in mind do we need to take out travel insurance to cover a group or can each family buy their own travel insurance?
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Best travel insurer for medical conditions
Can anyone recommend the best travel insurance for someone with MS. We have found Good to Go Travel and it seems excellent, but am struggling to find reveiws to make an informed decision.
