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Car Insurance - Accident
I just need some advice reg my current situation. Had a collision yesterday in a T junction and more likely it will come down as my fault. The damage to my car is on the front bumper(just bumps really and the driver side lights casing has some damages, but it is perfectly driveable.My car is insured fully comp and is a…
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ProtectYourBubble
I've just bought a Blackberry mobile phone for my daughter for Xmas and thought I'd put some insurance on it as she looses most things on a regular basis. I went to protectyourbubble.com and bought what I thought was a very reasonably priced policy £29.88 for the year protected against loss or damage. However I've just got…
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Building Insurance covers third party contractors
Our current policy covers the risk of third party contractors working on site without notigying insurers. I don't see the point of having this cover since we always know when contractors are at our property and they have their own PI covers. Can anyone shed some light, is this common to most building insurance?
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Insurance Injury Claim
My wife, who is a named driver on our policy had an accident in our car in which she lost control on black ice and ended upside down in a field. Our claim seems to be going fine with one exception. She has suffered a neck injury which in turn has resulted in her having to take a couple of days off work. Having phoned our…
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With a credit agreement (Car Insurance) can you cancel that any time and pay it up?
My insurance for the year is something like £580, or £90 per month, I want to just have a couple of months where I pay monthly, then pay off the rest in full, are you able to do that? BTW. I am with Admiral
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Car insurance and credit rating question
Hi, I was just wondering if anyone knows if i apply for a car insurance quote online or over the phone (or a few), will it affects my credit rating? I hope you can help Thanks
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Travel Insurance covering me while working abroad
Hey guys, I work all over the world for 8 weeks at a time and then 4 weeks leave. Used to get travel insurance through my Barclays bank account but they have now changed the insurance so it is useless to me. So i am looking for another travel insurance product. mainly just to cover my possessions while away as i have…
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Car insurance question - confused!
This might seem like a silly question but I'm not sure what to do! My husband had a non-fault accident in his own car and it was all settled by his own insurance company. Do I now need to inform my insurance company about it as he is a named driver for my car on my insurance (obviously a different company)? Thanks for your…
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Where to post Agggghhhhh
As my query is related to car insurance I've plonked it here. My son had a very minor accident about 11 months ago - not his fault and so minor I could not even see the dent and scrape to start with. He was a named driver on my policy with DLine but as I wasn't paying for it at all had it fixed. End of ????? No!!!!! I now…
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Visa & Medical Cover in France
Quick question, might seem stupid to you all but its my last hope. Basically my wife is French and she went back to France for Christmas to see her family on the 15th of December and I joined them yesterday, my wife traveled with our 8 month old daughter. The first day she got to France our daughter started being ill, long…
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Automatic car insurance renewal - can I do anything?
Hi I have really been caught out by my car insurance and wondered if anyone could offer some advice. I took out what I understood was an annual policy with Admiral - but in the fine print it apparently states that it needs to be cancelled after a yer or they will automatically renew it (it didnt say this when I ordered…
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home insurance more than 5yr no claims how to prove?
I've continuously had home insurance for around 10 years (with different providers) and never made a claim. I've never had a certificate to that effect (as you do with a car insurance policy) so can I legitimately state for the quote for my new policy tha I've got more than 5 years no claims, and how would I prove it in…
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holiday insurance -cancer patients
I was diagnosed with bowel cancer in July and when it came to arranging a policy was quoted between £500 and £1200 for a 2 week policy. Eventually i came across a site that will cover for pre existing medical insurance for £94.Insure With.Com is the site that will give all bar cancellation cover for a wide range of serious…
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Car Insurance back dating premium charges because of endorsements
I received my car insurance renewal in the post last week and gave them a call to tell them I have had some extra endorsements. I forgot to do that last year so I had 2 to tell them about. 1 in 2010 and 1 in 2011. They said because I didn't tell them last year I now have to pay £250 for the extra on last years policy. I…
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QuoteMeHappy
Hi, just a warning to those using QuoteMeHappy for an online insurance policy. The first issue I had was that when I received the policy confirmation via email, the policy was due to start on a date that I did not request - it seems from a brief search on the internet that others have experienced the same issue. The…
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Insurance - Subsidence Problem
Hello, I spotted a crack in a pillar to my garden room (an extension from the main house) a few months ago and called up my insurance company (Congregational & General) to let them know. While on the phone I asked that if subsidence was found, would I have trouble renewing or getting new insurance in the future. The answer…
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Car insurance cancelled by insurer
I recently bought the missus a car and insured it (her) through Sheilas Wheels. She last drove in 2008 and was issued a letter by RAC which was proof of 5 years NCD. We declared 5 years NCD to Sheilas Wheels, however after purchasing their policy it became clear that they would only accept a NCD if it was less than 2 years…
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Employment Cover
Hi Anyone have any tips on how to approach buying employment cover for a mortgage? Thanks in advance
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Home Insurance - Flat Roof
I'm trying to re-insure my contents insurance and keep coming up against a questin about the percentage of my roof which is flat. apparently if this is greater than 30% then many insurers won't insure me. here's the problem, my flat is a mid-floor flat in a 7 storey high building and i only need contents insure. therefore…
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Insurer cancelling policy. Driver can't have 4 years no claims on more than one car
Hi all, The insurer (RAC) for my wife's car has stated that they were going to be cancelling the policy on the vehicle because she has active insurance on another one. The say it's because she has 4 years no claims on the second vehicle, with a different insurer (Co-Op), but this insurer (RAC) will only allow her to have…
