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Winter Tyres & Insurance
Hi, can anyone advise me what impact it has on your insurance when you fit Winter Tyres. I want to do this and know I have to inform the car insurance company, but as I have paid up front for the year for my insurance I wondered if this will affect my price. If anything it should make the cost lower as I am adding…
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Tesco car Insurance, are they in breach of Contract?
Hello was wondering if anyone could help me please. I Had a new car in October and phoned tesco up for a new quote. They told me that they would get back to me. They Phoned me up and told me it would cost me £131 pound a month and i agreed on that amout. a week later on the 10th November i Was sent my Car insurance…
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courtesy car trap
Hi I had a accident last week driving down a road at night and a cow stepped out in front and I hit the cow writing off my car. Ok now the problem is that when I spoke to my insurance company they would not give me a courtesy car even thou it says courtesy vehicle on the policy. The small print says a courtesy car only…
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House Insurance claim for jewlerry theft away from home?
Hi My son was robbed over the weekend in London and his cherished golden necklace was taken. He reported it immediately to the local police and obtained a crime reference number. When I called our home insurance company today to see if he could claim they said we're not covered for belongings away from home and it's…
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Should i pay for my own vehicle's damage?
I was involved in a car accident last week, i was at fault and my excess is £500. The other driver is claiming through my insurance (and trying to claim for personal injury) which i am guessing will come to over £500. The damage to my vehicle is £700. My insurance company has said that i should go through my insurance to…
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Is my House insured?
Hi I hope some one can help me please. I had a request from Blemain Finance some months ago to let them have a copy of my Building Insurance which I stupidly ignored, consequently they have charged me over £100 which they say is for Buildings insurance.What I would like to know, is my house insured twice as I already have…
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NCD Proof - Print out of pdf not acceptable
I was with Tesco for my car insurance last year. They are in the 21st century and all correspondance was by email including policy documents. This year, I moved to Direct Line because they were thruppence h'apenny cheaper and they asked me to send them proof of my NCD. I printed out the renewal letter with the NCD proof…
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is this normal and what will they ask?
Hi I lost a solitare diamond out of my engagement ring, I phoned my house insurance company to see if I could get a new one. (It does seem like it to me reading the paper work, accidental damage included, jewellery included, loss of personal items away from home included but you never know!) They asked me lots of questions…
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Satellite Insurance
Earlier this year, I was cold called by an insurance company and entered into a contract withnthem to cover my HD dish and two boxes. The premium was to be paid quarterly, but I noticed in the autumn that they had failed to collect the premiums due in June and September. So when Sky protect cold called me to offer me…
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Car Insurance deal
Hi, My son just passed his driving test and I rang the insurer, Quinn Direct to ask what the premium would be. We were allready paying £1200 for a group 1 car (C1) with him on a provisional licence plus my wife and I and they wanted another £2500 until the end of March 12. Needless to say I took him off the policy straight…
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Claim for built under cooker
I put a claim in to my Home Insurance after my Two year old put something plastic (of unknown origin) on the oven shelf and without realising my Mother In Law turned it on to pre heat for tea. Consequently melted plastic over oven shelf and base of oven and rather stinking house. I removed as much as I could at the time…
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Help with disturbance allowence
My father in law and mother in law are currently living with us due to a flood in their bungalow, where the local water company are at fault, they have been offered £20 a day disturbance allowance. can anyone tell me if this is a fair offer and also if accepting the allowance affects their chances of claiming for…
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Life insurance confusion!
Hi I have a query about life insurance which I'm sure has a simple answer but I'm tying myself in knots so thought I'd ask you guys. I bought my parents house two years ago. They still live at the property, I don't. We both pay the mortgage payments. I never took out any mortgage protection. I'm now getting really…
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Hastings Direct - NOT a complaint
Hi all If I put finger to keyboard, it's usually about something bad, but in this case I felt I just had to pay Hastings Direct on the back (!) Their literature trumpets the fact that they have a UK-based call centre and yet I have had an experience with said call centre that I would expect from a call centre in a certain…
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Car Insurance Fraud Prevention
I renewed my partners car insurance Sunday night, its only used as a second car it does very few miles (less than 5k per year) and is parked on the road outside our house. I did all the usual compare sites for the cheapest quote as the renewal came in at c£500. I went with the cheapest as they happened to be the same…
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Car Write Off
Hi All, Does anyone know if an accident damaged car can be sold whilst an insurance claim is still going through? The reason I ask is that I bought a car which I thought was "mint" and passed all HPI checks which sometime later was written off by an insurer for an accident 8 months before I purchased. The write off…
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Admiral won't insure Audi A3 - insurance group 99?!
Hi, Was wondering if anybody could shed some light on the confusing world of car insurance. I'm 26, I have a 1.4 Puma at the moment and called Admiral to see how much it would cost to change to a 1.8 Audi A3 Sport from 2000, reckon it's not even worth 1k. They wouldn't quote & said they couldn't insure me on that car…
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Redundancy or Unemployment Insurance
Hi all i was hoping someone could direct me to a thread about redundancy insurance/ or some would call it unemployment insurance. Also maybe some idea of who would be the best companies to go to for such a policy. Many thanks in advance. T :o
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Car Insurance No Claims Lost Even Though Blame Never Proved
Hi Some advice needed please, 12 months ago my son in law was visiting a local supermarket, as he was driving away fom his parking space a car that was in another parking space reversed out into him as he passed, the damage was miniscual but the driver that reversed into my son in law insisted on claiming on his insurance…
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Non-fault claim.
Hi I hope someone can give me some advice about the situation I’ve found myself in. 9 days ago I renewed my car insurance for the year, sent off my forms as normal and thought nothing more about it. Then yesterday I received an email marked urgent from the Fraud Prevention department of the insurance department saying that…