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Gap insurance for new cars
I'm about to buy a new (to me) car and have been asked if I want to buy gap insurance - it promises to pay the difference for 3 years between what I paid for the car and its worth at the time it's stolen/written off.Is it worth it or is this just another way of them making money?
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Life assurance Q.
Hello. Ive recently used Cavendish to source Life Assurance. I then chose a company and then followed through to their website and completed a more in depth application form. My question is do Cavendish or the subsequent company share my more in depth details with other Life assurance companies? thanks
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A bit puzzled by travel insurance!
Hi, I'm trying to book annual multi-trip insurance for a 2-adult, 2-child family, to cover the USA. I have two main questions, one about the level of cover and one about what's actually covered. Level of cover My son has Type1 diabetes and having been through all the major comparison sites and I'm getting the same results,…
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Accepting Insurance Offer. Any Pitfalls?
Over a year ago, a woman drove out of a side road straight into the side of my car. It was pretty clear that I was not at fault and I had an independent witness. My insurer, Tesco would not provide a courtesy car as it transpired that the insurance on her vehicle, registered to her company , had lapsed a fortnight earlier.…
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iPad insurance
Hi everyone, I am getting a bit stuck when it comes to iPad insurance and wondering if anyone else has any experiences to share? I was going to go with protectyourbubble.com but then started reading the reviews and quickly changed my mind! Also saw Barclays gadget insurance which seems ok (altho a £50 excess on top of your…
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Don't go....One Quote Direct
Twice I took out insurance with One quote Direct and twice they cancelled it without informing me. on both occasions the mistakes that led to the cancellation where their fault and despite this they charged me extra for opening up a new policy then they made another mistake cancelled that. And after waiting months for my…
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Private health insurance?
I'm thinking of investing in health insurance. Does anyone have any advice on what to look for in a policy or where to go first? Is it best to go direct to the insurer or to a broker? Thanks in advance :)
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Should I accept that Im supposed to have made a claim but received no payout?
Hi. I'm after some advice please and any other experiences as the position we're in seems mad. We have just had a burst mains water pipe under our house repaired. We noticed a drop in pressure, a plumber confirmed we had a leak as the water meter was spinning like crazy. Wessex Water attended and dug up between the meter…
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SORNing a car after bereavement
Not sure this should be in insurance or motoring section so feel free to move it. My cousin died last week and I went to see his 81 yo widow today, understandably she is still in trying to come to terms with his death after 60 years of marriage. She mentioned the car insurance was due next month. So as she doesn't have a…
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Admirals Bonus Accelerator
Hi, my partner is on a bonus accelerator and heard that once hes moving to a new insurance not all companys accept 10 months ncb than they would do with the 12 months, is this true? thanks. k
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Urgent help needed, please
Hello everyone Can anyone give advice please? my Daughter had a problem with steam damage to her kitchen units, not all of them damaged, but as her kitchen units cant be bought any more, they are unable to replace them and cant match them. The insurance company has told her that she will have to pay half of the cost of…
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What to expect when making claim?
Had a break-in last week and the insurance company is sending someone round tomorrow. They have said that they hope to agree a final settlement value there and then. Does anyone have any advice on how to deal with the company? What would happen if we disagree about the value of the stolen items (which I expect we will)?
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Foreign Wedding insurance help
A bit of guidance please, I'm at my wits end phoning different companies. I'm getting married in Greece next year, and what with financial collapse, riots, coups, strikes, ash, earthquakes and two much feta cheese I'd like to cover everything. I understand ATOL bonded agent AND/OR travel insurance will pay if my airline…
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Renewal of Car Insurance
Before my car insurance was renewed i got a ticket from parking on a Zig Zags before a Zebra crossing got 3 points. Now my Insurance is a £458 for the year, an increase of well over a £100 with Direct Line before i had a clean driving license since i passed 1991. Is it possible to get lower insurance with 3 points can I…
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Endsleigh - Be warned
After being with Endsleigh for over 7 years without claim on contents, I phoned to cancel as I was combining both my contents and buildings insurance together. Engsleigh charged me the equivalent of 6 months' premiums to cancel. The bulk of which was taken up with a £50 cancellation charge. The rest was due to Endsleigh…
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Buildings and Contents Quote needed urgently
Our house insurance ran out on Friday. We have had a few claims - one in March 2006, which is no longer relevant as they ask for the last five years. There was an 'incident' (not a full claim in May 2007), pay out was £75.77 to a surveyor to investigate. One contents claim on 25/9/07, video camera dropped, pay out £218.97.…
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Endowments and tax if you pay mortgage off
Hi. We have 2 endowments, primarily to pay off our interest only mortgage. We find ourselves in the fortunate position to be able to completely pay off the mortgage from other funds, while retaining the endowments for the remaining 2 years of their 25 year life should we choose to do so. Both policies are 'qualifying' and…
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Car Accident - What am I best to do?
Hello I have had a car accident this morning. The situation: a vehicle reversed out of a space and struck my vehicle. I had been reversing down the car park driveway but I stopped the vehicle I was driving (fully comp insured) a split second before the impact. I am of the opinion this accident is not my fault? I am…
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Broken Laptop screen - Content Insurance claim - Direct validation services
Hi All My laptop was taken away by direct validation services on 23rd nov for broken screen. I have already paid my insurance excess. I was told that DVS will examine the laptop to see if it can be repaired or else they will replace it. They told me that it may take up to 10 working days for this. Does anyone has any…
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Offer from Aviva for injury
Hello I was hit by a driver insured by Aviva back in September. There have been a couple of different depts involved in my claim. The driver accepted full liability. I am just insured third party, with Aviva, and the other driver is also with Aviva. I got a £500 payment for my car (I kept trying to contact the relevant…
