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cunningham lindsey
if an insurance claim that has been dealt with by a loss assessor/loss adjustor cunningham lindsey is then closed and sent to a solicitor for assessment is this a bad sign,:eek:i have never been told the claim would not be paid
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Help with car insurance claim (are direct line ripping me off?)
Hi guys, im hoping someone could help me with a pain ive been having with direct line. about 1 year and 9months ago I was hit by an uninsured driver, liability was 100% on hes part but as he dumped the stollen car and run from the scene it has still not been settled. Direct Line (my insurers) paid out the money for my new…
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Life Assurance/Income Protection/
Am sooo confused. my partener and i are inbetween exchange and completion and our financial advisor has given us our critical illness cover quotes. these are £42.00 for me. im 28 and in good physical shape but i have suffered from depression in the past and i have smoked in the past (now given up). and £62 for my boyfriend…
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keeping our NCB re car ins
Hi wife and I 69/67 respectively, allways had van(mine) and car (wifes) then in may 2010 had my van stolen not recovered and because we are both now retired we now have only one vehicle. I may in the future buy another van,in the meantime is there a way of keeping our individual NCBs going ie wife buys ins one year then me…
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Cycle insurance
Hi Can anyone recommend a good company to get insurance from , the person cycles back and forth to work and cycles weekends, should have added the bike is covered by the house insurance buts its public liability cover hes after MTIA
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Direct Validation Services Claim - Help Please
Hi I have made a claim on my home insurance as I spilled a cup of coffee over my Sony Vaio laptop. They have offered me a replacement of Fujitsu Lifebook Ah530. It has a similar spec however I am not happy with this as I think I should be offered the same brand as I had as Sony is a much superior reputation than a Fujitsu.…
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Lloyds TSB Pet Insurance Withdrawn
My parents have just received a letter from Lloyds TSB informing them that they are withdrawing from the pet insurance market with effect from February. Basically this will leave my parents high and dry as for the last couple of years they have had an ongoing treatment being paid for by the policy as their dog has…
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Empty Property Insurance & Cosmetic Renovation Work
Hi everyone, further to my post earlier, we are going to need to get house insurance for a property we are buying. The property is going to be empty for about 60 odd days whilst we do some decorating work, carpet laying etc. There is no structural work to be done. Whilst the work is being done, we will not be living there…
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New for old cover... new cost exceeds "single item limit"?
Hi All, Looking for a bit of advice after having my bike stolen last week. I've got a phone call with Axa tomorrow to run through my claim. My policy docs are a bit ambiguous (aren't they all!) as it states that thefts from outbuildings are covered up to £3000, but under the "standard contents cover" info it states…
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BE AWARE: Admiral MultiCar policy
Background: My wife and I both have Admiral car insurance policies. When hers came up for renewal in September we asked that both policies be transferred to their (widely advertised) multicar policy. No problem, they said, and we paid the fee, and we both got letters saying that the policies were now one. My wife recieved…
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Entitled to excess?
Hi all, have gleaned some very useful information from reading other posts here in the past so hopefully someone here might be able to clarify something for me. Just over a year ago, I had a car accident which wasn't my fault (this isn't a TV ad I promise!). After providing what was described by my insurance company as…
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Insurance claim for tv - like for like?
Bought a tv back in March, 42" plasma, top of the range, 5 year warranty. Unfortunately teenage boys, guitars and tvs don't mix. I've got accidental damage on audio/visual but what I want to know before I contact them is what their obligations are to replacement - are they obliged to replace it with similar or merely…
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Trampoline on next doors car
With the wind last night, some how our 12 foot trampoline flew over a wall and landed on their car caussing scratching. Any idea if contents insurance will cover the third partys car it hit?
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About to buy house...new insurance
We are moving, and next Thursday we are going to sign the contract for the house we are buying. The solicitor has asked that we take our buildings insurance details for them to pass onto the mortgage lender. Having difficulty getting quotes because we don't own the property yet. Anybody any advice please?
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subsidence claim
hi there just wondering if someone can offer me some advice. basically isurance sent out so called independant surveyor and said any problems with my house was down to either bad building work,shrinkage, etc. so i paid for my own independant to come out and he said it is subsiding and its active and agressive !!! so told…
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Car Insurance mis-sold?
Hi I rang up a well know insurance company to get a quote for car insurance for my car, I was happy with the quote and proceeded to pay a deposit. I have now recieved the paperwork and the cost of the premium is as agreed but there are also charges for services I dont want like breakdown cover, enhanced legal protection…
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Excessive Car Insurance Quotes - Lawful?
I realise it's probably a non-starter with regards a complaint to the ASA, but just interested folks' views. Since my car insurance is currently due, I'm being bombarded with emails, mail and phone calls quoting, what I consider to be, excessive premiums to insure my Focus - various between £650 and £1600.. I've actually…
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How do I get insured on a second hand phone?
Sorry if this has been asked before - I did a little search but didnt find anything so here goes. I am looking at buying a phone for my partner second hand. Its still a lot of money so I would definatly want to be insured. Its an Iphone 4 for about £300.00. Now, would I be covered on my home insurance for this? We are…
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House insurance claim been waiting 6 months .
Okay ive not posted in a while so please bear with me . On June 25th there was a fire 7 doors down on our row of terraced houses , it destroyed 6 houses and luckily we were evacuated ( not that the fire service checked there was anyone in the house. Anyway , the fire spread down the lofts by the tiles ( that were not…
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More Than car insurance - quote not being honoured!
Need urgent advice - I went through various car insurance websites (both Comparison and Direct company ones) - and found an unusually low price from "More Than" on THREE different comparison websites (Confused.com and 2 others). The price was around £250 - the next nearest were in the early £400s. I phoned More Than as…
