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Loss, Theft and Laptop Insurance
Point me in the right direction if the answer to this is in the laptop sticky - I had a look and couldn't see it.. I've just been lucky enough to have inherited some money and invested in a very nice laptop. It's a joy! I have however been going cross-eyed looking through the terms and conditions of various 'gadget'…
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Life Insurance with profits?
I have just received a cheque from the CIS after a life insurance policy on my husbands life for the benefit of my child, the basic sum assured was £4000, over 17 years. My question is that the cheque received was less than all the premiums paid, is this correct? Thanks in advance to anyone who can help
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Is life assurance worth it?
My mum is 50, and has recently started worrying about what will happen if she dies. I want some advice so she can decide what to do, do it, and then stop talking about dying! She's healthy by the way, so I don't know where this is coming from. She has decided she wants to pay for her own funeral, but isn't bothered about…
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home insurance when you have a lodger
I have found that many insurers will not cover you for home insurance if you have a single lodger. They make no distinction between a professional landlord who lets many rooms and someone who just lets one room in their house for a bit of extra cash. They want you to pay for specialist landlord insurance. Aviva, Direct…
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Critical Illness Doctor's behaviour beyond reason
Hi I had an accident over 13 years ago with an electric drill twisting my arm and smashing me into the wall. From the start I had issues in getting proper treatment and only got a partial diagnosis from an MRI that I waited 15 months for. In Hindsight the doctors cocked up, they diagnosed RSD in my arm but missed damage to…
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Can you add a car to your policy - just for 6weeks cover?
Dear all, have scoured the forum but can't find anything to answer this. I have a comprehensive insurance policy (Tesco) on my main car but wish to use my other vehicle (currently SORN'd) to take the dogs on holiday. It is garaged and has flown through the MOT but insurance is an issue. The last time I tried to do this…
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Declaring mortgage provider on home insurance
Hi all I am about to take out a new home insurance policy (my existing policy is up on 4th december). I am also in the process of remortgaging (expect to move to the new lender in early january). I was planning to put the new mortgage provider on the home insurance policy as a noted interest (even though at present they…
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Cancelled insurance DD. Where do I stand?
Hi all. Have used these forums for a while now for useful advice but couldn't find anything specific relating to my predicament. I agreed to contents insurance about 5 months ago now with a company called Let Sure. I set up a direct debit over the phone etc and agreed to pay ~£10 a month. I received no documentation from…
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Bancassurance - Protection for Life SW
Looking for some advice please. From my employer I can enjoy 20% discount on premiums for each benefit when taking out a Protection for Life plan from Scottish Widows. - Critical Illlness Cover - Life Cover - Lifetime Cover Now at the moment I am 20 living at home, putting 5% into a pension and my employer is adding…
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Home Care insurance
Hi, I'm trying to get some home care insurance in case our heating or boiler goes. The trouble is our flat is entirely electric and we have storage heaters rather than central heating. I cant seem to find a company that will cover the storage heaters if they break down, in the same way that they would if we had radiators.…
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House Insurance for New Property Purchased and Empty for 3 months...Help!
We are buying a house next month and really need some advice in regard to house insurance. Do we need insurance in place at Exchange or at Completion? Also, the property will be empty for upto there months as we are going to get some decorating etc done. All the policies I have looked at are for occupied houses. Please can…
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Urgent Car Insurance Help Please
Help please my car insurance is due for renewal next week. I had an at fault crash sometime last year. But had paid extra for guaranteed no claims bonus which has remained at 8 years. The insurance company have given me a quote considerably up from last year (£320 to £560) as they say the no claims bonus was protected, but…
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Lost engagement ring (lots of questions)
I lost my engagement ring no idea where. Looking at my insurance it would be covered however to be honest I am not sure whether I want to make a claim as a replacement will never be my engagement ring. However in order to decide wondered if anyone could tell me how it would work. For instance I don't have a receipt but…
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Advice required replacing a tv through insurance
I recently damaged my Pioneer pdp-507xd plasma screen and my insurance company has agreed to either replace the tv or repair but on enquiring how much to expect to replace my tv which cost £2300 4 yrs ago they said I'd only get a tv with the same features of the damaged tv which may only be between £400-£500 and having…
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insurance refused
Due to claiming twice for burglaries this year - despite more than a decade of no claims - my home insurer has 'struck us off', refusing to renew the policy. A call to our buildings insurer resulted in the same refusal. And an inquiry to a broker found 30 insurers operating the same rule and could only identify a…
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A friend has asked me to be her plus one driver on her policy
Even though I will never, ever, ever drive this car. She's seperated with her husband and taking his name off at his request. I've said no on principle and because it sounds dodgy. Is the practice illegal?
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Home insurance
Hi, Just of out of interest. I was getting some quotation to renew my building insurance. It asks for interested party which is the mortgage company. I have inputted the details. Why do they ask for this infor? Do the insurance company send any policy infor to the mortgage company? MS
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car insurance advice
I've already posted in the Parking board but not sure if that's the right place. Basically due to certain circumstances which could have been avoided by NCP, I bumped my car off a plastic bollard thing just passed the entrance barrier. It has damaged my door which will cost £420 to fix and apparently left some cosmetic…
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Licence with DVLA - New Car Insurance about to be Cancelled
Hi I have recently taken up Car Insurance with Asda as thgeir quote was the cheapest and seemed a good deal. I recently had a theft from my car and unfortunately my photo licence went missing along with other items. I have paid the DVLA for a replacement and sent my paper licence off to them as they asked for me to send…
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Travel Insurance needed for 82yr old..help!!
Looking for some advice on the above. My nan is traveling out very soon to the caribbean for a period of 37 days and i am having trouble getting a quote that doesnt match the cost of her ticket!!! Medication of blood pressure tablets and chrolestorol. Im finding most insurance companies cut off at 75yrs or 31 days travel.…
