-
Water Damage
I own a downstairs flat which I let out but at present there is no tenant, the upstairs flat was broken into and the hot water cylinder and copper pipes were stolen causing a considerable amount of water to run down into my flat damaging the ceiling, wall and carpet/underlay. I have contacted the letting agent for upstairs…
-
Car insurance help
Hiya, I am a 26 year old female, and I passed my test about 3 weeks ago. My boyfriend owns two cars, one a corsa, and the other a honda accord. We have been looking at insurance qoutes for the corsa, if he was to give me his car, so that I was the owner and have the insurance policy in my name the qoute is around £1000…
-
Wrong Data on Car Insurance Database
I'm hoping someone can point me in the right direction here. I have had a policy with More Th>n for several years. This year, I have finally got round to 'comparing the market' and have found that I can get it much cheaper. My insurance renewal has my one speeding fine on it, and three incidents recorded. Windscreen claim…
-
No Claims Bonus for Additional Drivers
Hello, I've heard that some car insurance providers allow the additional driver to accrue a no claims bonus. Does anyone know any insurance companies that offer this? Thank you
-
Insurance and criminal conviction
A lot of car insurers seem to ask whether you have non motoring convictions . What can an insurance company actually do to find out if you do or not and what has is to do with insurance anyway ?
-
Halifax Pet Insurance
i have just been informed that my pet insurers Halifax are pulling out of the pet insurance market and my accounts have been transfered to another insurer.The problem is that all existing conditions to my pets are not covered by the new insurers as they will only insure any new condition which occours from the commencemet…
-
Putting your parents address on car insurance..
So my parents live in lovely leafy suffolk. I'm 26 years old and I live in North West London. I drive a Golf MK5 2.0 TDI, and well, probably should have bought a car I can afford! My quotes on compare the market go down rapidly when I put my address as my parents. Saving around £600. However - on compare the market, you…
-
Looking for new car insurance
So car insurance is due at end of month and I'm ditching Tesco. They caused me hassle last year when they auto renewed the insurance, which was fine as they were cheapest I could find. But I paid in full. Then for several months, with their racketeer tactics attempting to get money out of me for the insurance, claiming I…
-
Home Insurance - am I mortgaged or owned outright?
Small question for the MSE experts. My husband and I have bought a house with a loan from my father, rather than a traditional mortgage. We have a legal agreement with him, which is like a mortgage but technically the house was paid for "in cash" When I'm looking for quotes for buildings and contents insurance the only…
-
ehic
my ehic card ran out this october and i went on what i thought was the website for it, exactly the same as the real one. i clicked on auto renew your card and paid 14.95 via paypal. I have since learned these cards are free and no payment should have been made, I have sent the details to the ombudsman of the website i…
-
Joint Life 1st death policies - trust questions
I've searched through the forum but can't find my specific query anywhere. OH and I have 2 joint life 1st death policies (known to us as 'winner takes all ;) '). They were not written in trust - don't know why. We are not married and will both be liable for IHT on our estates. Am I right in thinking we need to have the…
-
A question about Landlords Insurance
Hello, I live in a house converted into 3 flats, they are all owner occupied and we all own a share in the freehold. When it comes to Buildings Insurance we split the premium 3 ways. Our Buildings insurance is up for renewal and they have told us they can no longer offer legal cover because it would only be applicable to…
-
life insurance application
Hi all, I would appreciate some advice regarding life insurance application. Basically i went ahead and applied for a policy. I filled in the and the response has been that they wish to get my permission for a doctors report. Fair enough, i have no problem with this as i have nothing to hide. However, i have since read…
-
Life assurance -where to start and what to expect?
At the age of 31 and with my first child now 2 years old I'm trying to do the grown up thing and sort out some life assurance. I'm trying to figure out where the hell to start. Martins guide was very useful and I did some quotes in cavendish and moneyworld which were very different. Both quoted legal and general as the…
-
Motorbike Insurance Rip Off/Bennetts
Just had to cancel an insurance policy with Bennetts for my fathers motorbike which he has had to sell. He was just over 3 months into the policy and he paid £241.55. Can you believe he is only being refunded £39.43!!! I called to complain but they told me there was a £30 cancellation fee, that i had lost £29.99 for legal…
-
Unemployed housewives
I had my car renewal quote through from Admiral multicar last week, so I phoned them up to haggle. They went through the details with me to ensure everything was correct. It turns out I had forgotten to tell them that my wife was no longer employed, but on ESA (disability benefits). I asked them to halve the annual…
-
Young Driver Insurance Policies - Best Price Search
Hello everyone... My request is that if you have recently insured a 17 year old newly qualified driver - what did you pay and who are you insured with... My son is 17, passed his test this week and is a trainee chef.his work requires him to work unsocial hours and split shifts - so having a car is important to him. He…
-
Tesco not recognising no claims discount
Has anyone else had this before? Had my car insurance renewal through from Tesco's and is a stupid price, have spoken to them on the phone and they won't decrease it. I've done the comparison sites and can get it £80 cheaper with 'Admiral' being the cheapest. The problem I have is that Tesco's only recognise 9 years no…
-
Car insurance claim issues
Hi all, Last Saturday whilst sitting stationary in a 3 mile traffic jam (due to another accident), someone drove into the stationary car behind me, causing it to crash into me. As we all swapped details, the driver at the back admitted liability (hard not to when she was the only one moving). Anyway her insurer rang on the…
-
The joy of car insurance
I received my renewal a couple of days ago (Swiftcover) & despite no claims in the previous 12 months my policy has increased by £200.00, So like every year I went on to the comparison websites & searched. Having just taken redundancy and not claiming any benefits (nor intending to as I am setting my own business up in the…
