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10 year international license, 1 year old EU license...sky-high quotes
Hello everyone My husband and I moved to the UK a year ago from Italy. We are both 34 years old. We just bought a 2003 Vauxhall Zafira 1.8 worth roughly 2.5k. My husband has held an EU driver's license since 1998 and had no claims in his home country in the last 8 years. I was issued an EU license in October 2010 and have…
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New Driver's insurance -penalised for passing the driving test?
My daughter, who is 21 took out motor insurance with LV when she held a provisional licence. She passed her test and duly informed LV who congratulated her and then demanded an extra £107 premium. When questioned about this, they said that while she was a provisional driver, she could only drive with a full licence holder…
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Family Legal Protection Query
The one all the insurance companies like to offer you as an add on to your House & Car Insurance. Methinks they make loadsa money on this little item so.... Is there anywhere else you could buy it on its own at a reasonable price ?? Done a Google & not really come up with anything. :D
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College students and motor insurance
When my child goes back to college the change in post code increases a £750 motor premium by £300 pa. When the summer holiday comes we revert to the home post code and collect a refund on the unexpired insurance. Having researched the market we are probably dealing with the cheapest insurer for their car. We were prompted…
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Sick pay insurance?
Just need a little pointing in the right direction.. What is the insurance called that will kick in after my SSP starts and/or stops I've not been in my job too long so only get a short amount of SSP and want to be covered for afterwards for my mortgage... Any info, or sites where I can get comparison quotes etc would be…
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House insurance query - £40 increase due to wrong house number?
I did an insurance comparison site check for my mum-in-law this week, and came up with a good policy for £124.99, with the Post Office. Checked and double checked all the info, including the fact that her bungalow is NSC - being Cornish Unit, but the policy does cover that type of construction. Went down there today to…
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Continuous cover needed but gap in insurance. What to do now?
Need a bit of advice - can find out other details if needed. Friend's car insurance ran out. He didn't notice and continued driving the car as normal. About two weeks later he notices he has no insurance (or so he thinks) and immediately gets on the phone to buy new insurance from that day. Checks credit card statement and…
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Insurance for modified car (engine swap)?
Hi all, Can anyone suggest good insurers for modified cars? I think the well known ones are Adrian Flux, Greenlight, Hyperformance, HIC... Are there any other lesser known ones out there anyone has had cheap quotes with? I've been with the same insurer now for about 4 or 5 years as no other insurer seems to be able to beat…
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donal1945
I need some advice re a 3 way collision. I hit a car in front of me and was hit from behind by a van. I hired a van to continue with my business, as my own van was a write off. At that time I did have some money in my bank account, but my insurance company are now telling me that I should not have hired, but purchased a…
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home insurance
is it worth my while going on price comparison websites, which one is the most reliable ? which companies are offering incentives at the moment ? thanks :)
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Mortgage PPI
If we are buying a house with a joint mortgage can we take out seperate mortgage PPI policies rather than a joint one? If that is possible does it matter whether we each take out cover for the full mortgage of can we take out cover for a percentage each, i.e. a 60/40 split? Thank you in advance
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Claiming on contents insurance for broken treadmill?
Hi, We have a 3 year old treadmill, which cost us about £500 from Argos. I was running on it last night and suddenly there was a pop and the belt just stopped. At first I thought it was the fuse in the plug, so replaced that, and it came back to life for a few seconds, but then there was a burning smell coming from the…
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Getting false claim removed from your record.
Looking for some help please, will try to explain fully so could be a long post. :o I had a letter from my insurance company in Sept 2010 stating that a claim had been made against me for an incident that had occured on the 10th. I rang them as I didn't have a clue what they were on about. This accident apparently happened…
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Lost job - notify insurer?
Hi there Lost job last month due to redundancy, do I have to notify my home/contents insurer? Thanks
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Financial ombudsman service - leave it alone and go directly to court
I think that the FOS can be compared to a chocolate teapot. I am a director of a property company which rents out houses. In September 2011 I had a notification from the police that one of our houses had been used to cultivate cannabis. I inspected the house, the front door had been bashed in by the police, there was paint…
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V5/license at different address from insurance?
Hello, I am currently a university student who spends around 10 months of the year at uni. As my car is down with me at university it is my term time address that I use for my insurance (as this is where the car is kept most of the time). However, as I will move each year, I have decided to keep the V5/license details…
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Phone Insurance
Hi guys. I've just taken delivery of my new phone. Normally I wouldn't really bother with any form of insurance as I dont normally keep my phones for any longer than 12 months, however this one I have for 24 months & paid a fair wedge for it so this time I'm really thinking insurance is a must. So whos best? I'm with…
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Life Insurance commission 'clawback'!
I have a life policy which I want to cancel. It has only been running about 1 year, and the insurance company (Bright Grey) says I can simply cease paying the premiums. My IFA though has said that he will 'clawback' the commission which will have to be repaid. This amounts to £2800!!! I don't know how he proposes to…
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RAC Insurance & Winter Tyres..
Just off the phone with RAC Car Insurance Customer Services and I can't believe how hard it was to get answers on changing to winter tyres on my car was. I gave up in the end as I kept getting passed to people who either didn't understand my request or couldn't give me an answer to the questions I was asking... My car…
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Car Insurance provider stopping cover
can someone advise me just had a letter from the car insurance broker who arranged policy on a car i bought 2 months ago. the letter stated that the policy would have to be stopped next week.they said that the no claims discount we claimed we had was being used on the other car we have.so if we wanted to continue we had to…
