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Word of warning re:Kwik Fit (home) Insurance
Wise people say hindsight is a wonderful gift, so I'd like to share my experience with Kwik Fit Insurance Services so that (hopefully) no other MSE'ers have to go through the same pain that I had to. Last August I renewed my home insurance through Kwik Fit after I got a VERY competitive quote. I paid the annual premium and…
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Changing car midway through insurance policy
Hi, I'm midway through my current year's policy and my car has given up the ghost. I've already got another one but I was wondering about how the no-claims bonus works in these situations. Can I contact my current supplier and simply ‘switch’ the car on the policy to the new(er) one - or do I have to stop this one and…
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Motor renewal with non fault claim
Insurance company who I was with when had a non fault claim have sent renewal. Would quotation automatically take into account the non fault claim? :confused:
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Can anyone help me understand this?
Could anyone explain me what is difference between Stated Period Policy and Pool of Money in Long Term Care Insurance? Which one is better and what is it benefit?
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Missold Income Protection?
5 yrs ago I took out 2 income protection policies. The 1st would payout after 6 months of being unable to work, when my pay dropped to 50%, the 2nd after 12 months when my pay stopped completely. However, after speaking to the company I have the insurance with, they said they would not payout the 1st policy until my pay…
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Budget Insurance - scammers
I took out a car insurance policy with Budget in July 2008, and it was £28 a month. Kind of what I'd expect with a clean license, and no claims for 15+ years. In July '09, they sneaked a new policy through, and bumped my premiums up to £45, for no apparent reason. Obviously my fault for not opting out (although I think it…
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Travel insurance with Cancer
Hello My partner and I are travelling to Florida on the 29th (presuming BA don't cancel the flight!) anyway I need some travel insurance however I had cancer a few years ago. Previously I was on my parents' insurance and because my mum had also had cancer, amongst other illnesses she used to speak to someone, explain it…
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Short term car insurance/do I need insurance if not on the road
Hi, can anyone help us please. We've decided we don't need a second car, and are in the process of selling our run about. The insurance is about to expire, can we get any kind of 30 day policy or something for less than buying full insurance for a year? We only drive the second car maybe 100 miles a month if that, and as…
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Car insurance in France
I am moving to France early 2010. Can anybody help me with car insurance. I'm struggling to find much about car insurance in France. There seems to be no automated systems like comparing meerkats, obviously making it a more long winded process. Also if anybody else has any info on moving to France, feel free to share even…
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Business Bank acc frozen, company dissolved - HELP PLEASE
I operated a small business business bank account with Barclays Bank. Last week they froze my account because the register for companies issued a disolution notice and disolved the company early this month. It was a surprise indeed as the reason for this dissolution is the fact that my accountant forgot to file annual…
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Is this insurance quote ok?
I'm buying a house soon, Countrywide are acting as my financial advisers. They found me a quote for building insurance from Axa at £283.92 They also found me a quote for contents insurance from Axa at £220.92 The house I am buying is in the postal code of Liverpool L13 and is valued at £110,000, built 1935 and is a mid…
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Budget (the company name!) Insurance
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Redundancy Protection Insurance reduced payout
Hi, First time poster, long time lurker - please be gentle... Brief situation, I'm receiving payments under a 'Mortgage plus Household Bills' policy following redundancy but here's the problem - I took out cover for £1500 per month which is well under what I was earning before redundancy and now the insurance company will…
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personel injury insurance.
hi im new and would like peoples advice on a matter. i had an accident at work that left me seriously injured and unable to work,i was insured for personel injury but after filling out endless forms and sending medical certificates in i still havnt had word from the insurance company. it has been 5 months now and things…
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redundancy insurance question
Hi i worked for local government for 6 years and then tuped to a private company 4 years ago. My service is continous. My question is when applying for mortgage protection insurance and it asks how long have i been employed by my company, should i put 4 or 10 years? thanks
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Insurance Help Needed!!!!!
Hi All, I unfortunately have all my Insurances falling due for renewal in January and now face the tedious task of shopping around. I have life, travel, house & Personal Injury insurances fallin due.......i know tell me about it!!!!!!!!!!! The worst thing about this is the shopping around...I am wondering if anybody has…
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Percentage cancellation fee and adminstration fee - Car insurance
I am shortly getting a company car and have cancelled the policy with Budget insurance for my private car which I have just sold. When I called, Budget informed me that not only do I have to pay a £35 administration fee I also have to pay a percentage of my policy (£145) for early cancellation. So total of £180 which to me…
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Insurance and credit rating
I am going to apply for home insurance tonight but I am also going to apply for a mortgage this week. Will applying for home insurance affect my credit rating?? Thanks in advance.
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Unable to make a claim following a non-fault accident due to death of driver
This is a bit of a long story but please bear with me and read it, hopefully someone will know how to help me! I park my car in a car park behind my flats. About a month ago I was at work and my car was at home and I arrived home to find that my rear bumper had been scraped and I had a note from the Police asking me to…
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Home insurance flood areas
I am trying ot renew my home insurance as hte premium has been increased 25% because of flood risk. Reference ot flood risk area. Insurance won't listen to my location history. It seems rely on info relating ot large area ? post code. some of mine is near river but most including mine is on land several 100 feet above…