Short term car insurance/do I need insurance if not on the road

Dinah93

Hi, can anyone help us please. We've decided we don't need a second car, and are in the process of selling our run about. The insurance is about to expire, can we get any kind of 30 day policy or something for less than buying full insurance for a year? We only drive the second car maybe 100 miles a month if that, and as we hope to have it sold in the next 4-6 weeks it seems a real waste to pay for a years insurance.

The other question is as it is currently in our mechanics compound, does it legally need insurance? Its only worth about £500, and it would give us a few more days to find some kind of decent quote.

Sally22_2

https://www.dayinsure.com

Make sure you read the T&C fully.

My partner has used this site before.

Dinah93

Thanks tried that but as his car is over 10 years old we can't use it

Sally22_2

Dont see how that is possible... as they say they can insure most vehicles from 1950 onwards...just tried one of my old cars that was L reg (93-94) and it had no problem.

The only thing i can think of that they dont like is if its an import?

Dinah93

Its a hyundai coupe so no not an import as such. It just came up with an error pop up when I typed in the registration plate (S plate)

Astaroth

There are a number of short term insurers that you can use.

If your vehicle is not on the public highway then there is no legal requirement for it to be insured. The risk of this would be the kind of thing of if the handbreak failed and it rolled into another vehicle or a pedestrian then you would be liable for the damages as the vehicle owner and there is no insurance to cover it. When we had a car in storage for a few months it was covered by Fire & Theft Only (FTO) insurance as there was minimal 3rd party risks and that is where most the cost in insurance is.