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Vehicle damage caused by falling fence around council roadworks
On October 25th I was driving past a council roadworks which was fenced off, when a gust of wind caught the fencing and blew it out into the road into my car, causing the front bumper to be hanging off and damaged, and my car scratched and dinted. I had to pull into the side of the road and call out the AA to temporarily…
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Buildings Insurance - amount to insure for?
I am just renewing my buildings and contents insurance. I have a 2 up 2 down stone cottage with a value of about £190,000. The sum the buildings are insured for is currently £100,000 and my OH insists this is enough to rebuild if the worst happened. I have my doubts but don't really know enough to argue. In the event of…
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4 years bonus protected - making a claim 50:50 would affect me?
Hi, i have 4 years bonus protection on my car and recently had an accident with a Foreign truck on a A-road roundabout. Even though its not my fault and the police came through to provide incident number to claim insurance. When i made this claim to the insurance company esure, i was told that the third party has agreed…
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No claim bonus from abroad
Hi guys, I bought my first car about 2 yrs ago, and I got an insurance from Quinn direct. I was previously living in Spain, and I obtained 10 yrs of no claim bonus from there. I informed quinn direct of that, and they honored the deal, and I got a really cheap insurance. I then bought a new car, and found a cheaper…
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CII results
CII results are out and I did well. Distinction in p01 and narrowly missed a pass in p05. Should be fine with the next sitting though; my Torts need a little fine tuning. Celebratory Xmas lunch too today; a few Pinot Grigio to get in the spirit of xmas. :beer:
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Car insurance - Driving other vehicles + under 25
I was on the Flexibell policy for the past 10 months with there driving other vehicles extension. It cost me £478 and my renewal is £768 on there standard policy, due to them discontinuing the other. They say I get more benefits, but they have removed the 'driving other cars' extension. So what companies are left that…
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life insurance
Can anyone recommend a life insurance policy for me? - I[m a 35 year old single Mum, with a 1 year old daughter and I want to provide for her when I die. I have a mortage and life insurance to cover that already. Is it best to get life insurance over a fixed period? (if so, if i don;t die in this period - is all the money…
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help please - turned down for life assurance
Hoping someone can help, I've been turned down for life assurance and don't know what to do next. Basically, dh and I had a joint policy taken out 4 years ago, before we had ds, it was a decreasing policy which started at £101k, and was costing us £42 per month. Anyway, I kept getting these quotes through from the…
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Discrimination on insurance rate?
Hello, all! I would like to ask your view of this. I am trying to insure a car that I just bought through the scrappage scheme. I filled in the dealer's online insurance quote and was originally quoted £459.90. I called to speak to them as I had to insure the car in order to have it taxed and they then quoted me £531.30. I…
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Help with Personal Injury Claims
Hi, I was recently involved in an incident and was hoping to find some help. About 2 and a half months ago, i was out at a popular franchise food place, and as i was sitting down, the lights fell on me, hitting my head at the time. This was one of those dangly suspended lights and although it had not fully dettached it had…
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no claims discount or not?
I have 2 cars in my name. One is my wifes which has max ncb and is fully protected and insured in both our names. The second is my car, has 4 years no claims which is not protected and insured in both our names. I have just reversed into a concrete pillar which wasn't there and will make a claim. The no claims discount for…
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home insurance claim
Hi I'm curious to hear from other people who have made claims or from people that work for insurance companies, on what is classed as 'irreplaceable' in the eyes of insurance companies. You know how they will give you a voucher to buy a 'replaceable' item or money for an 'irreplaceable' item. I'm just trying to get my head…
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ecar insurance
I have cancelled a policy with ecar. They state the premium will be returned in 14 days when it doesn't arrive they say it's 30 days and it doesn't arrive and they dont respond to emails or registered post. Should I complain to the FOS or start small claims procedings?
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1 Van 2 Insurances Policies - please help
Can anyone help & advise please?? My Dad took a phone call around the end of October this year from an insurance broker saying that his insurance was up for renewal and they could do a better deal. He said ok and went ahead. However he already has a policy with another company that was renewed back in July this year. Hows…
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AA Travel Insurance & Globespan Insolvency
Hi all My AA Travel Insurance policy documents says ' Let the AA take the financial worry out of your holiday' and goes on to confirm that my cover included 'financial failure holiday protection'. In spite of this I have just received an email from AA Travel Insurance regarding registering a claim for payment of flights to…
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Overseas Driver
Hello! Please let me know if car insurance papers from kenya are valid for insurers in the UK!
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Insurance company may start proceedings in my name!
Hi there, I hope someone can offer advice, and I will try to keep things brief. October 30th last year my house was flooded by a burst water main in the road. It took several hours to shut down the water, and the ground floor was flooded. Our water supplier accepted full liability, but we had to claim through our insurers.…
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Cashback nightmare with MoreThan
Apologies first of all if there is already a thread about this! I purchased my car insurance with Morethan via cashback website Topcashback in July. Everything was going ok, payment was confirmed at £68. It was due to be paid in september but was delayed. I kept chcking it and received messages saying that there was a…
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NCB on new car, old car 3 weeks away from renew
Hi, I'm not about the legalities of this, but I have just bought a new used car, call it car A, and want to insure it using my 7 years NCB. My exisiting car, say car B, is due for renewal in 3 weeks and I will be looking to get rid of it within the next month. Can I take out a new policy on car A using my NCB earned on car…
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Building insurance claim advice please
A brick was thrown through my double glazed bay window at the front of our house; I telephoned my insurer who said they would send out an agent to board up and measure up for the repair. A man called that evening and said he would board up from the outside; I had some cardboard over the inside as a very temp measure. When…
