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Rip-off artists, Domestic & General trying to short change me
Hi fellow money saving experts, I took out an extended warranty with Domestic & General for a top end designer television which cost me a lot of money. The TV broke down and unfortunately the Domgen insurers are writing it off but only offering me a fraction of what it is worth towards the cost of a replacement. They argue…
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Personal Injury - Insurance policy?
Hello Not sure if this is the right place for his, but it seemed closest so here goes. I am considering making a personal injury claim against a hotel as I had an accident there and I think they are negligent. Basically what happened was I was at a wedding reception party and I slipped on the dance floor (whilst throwing…
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Esure Claim Dispute
I made a claim on my Esure home contents insurance in October 2008, for a TV which was accidentally damaged. The claim was settled in full - but today I have received a letter from 'ectimo' saying they are trying to re-claim £548 on behalf of Esure! I have had no contact from Esure so have no idea what the problem is - can…
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Bike Insurance Trying to Rip Me Off...
I just got my policy document through for a policy that started on Monday. They have put that the vehicle is only for social, domestic and pleasure use excluding commuting when I specifically asked for commuting. I even asked whether have commuting on there affected the price and the guy on the phone said no!! Also they…
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Family History Quest
Does any member have knowledge of the 1900's history of the Chartered Insurance Institute and/or the Essex & Suffolk Equitable Insurance Society which was based in Ipswich and Colchester please? This is a long shot and I appreciate that this question might be falling on stoney ground but if I don't ask I'll never know. If…
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Health Insurance Help Please
Hi I had an endowment policy, which through the critical illness part of the policy paid out in full due to ill health. The policy stated that I could take out another policy while this one was in force with the same benefits or more benefits if I was willing to upgrade and pay for them . I did take out another policy…
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Health insurance, dental, info/comparisons
What would be the best insurance to go for if you required quite a lot of dental work, most cosmetic, going private. Is there a health insurance info/comparison site? Many thanks.
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Moving abroad: removal insurance recommendations?
As a family, we're moving the house contents to NZ which will take approx 2-3 months by boat. Can anybody recommend any good contents insurance companies to get some quotes from to cover loss/damage, etc....? Many thanks.
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Contents Insurance Woes - LLoyds TSB (sun alliance)
Hey guys, can i run something past you? I'm hoping for advice and also to hopefully warn people to be extra careful. I took out contents insurance a while back with LLoyds TSB which i found through a cashback site. I ran through the form, was happy with the quote so went back and actually ordered it. I got the screen…
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What counts as an Insurance claim?
Hi, I am due to renew my car insurance and I have been using websites like confused.com etc to find the best deal. However, I have came across a sumbling block. Every website asks if I have made a claim in the last 3 years etc. and I am unsure what to tick. I was involved in an accident in May last year where I was driving…
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Buildings Insurance (subsidence claim 20 years ago)
My parents had a claim for subsidence 20 years ago - it seems they can never move insurance company for buildings cover - is that correct. Are there any companies that will accept them - their buildings insurance has gone through the roof - on this renewal?
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Dental insurance covering braces for children?
I have three children and I've heard that it is increasingly hard to get the NHS to cover braces. If all three were to need them I couldn't afford it, so I'm wondered if I could get some dental insurance. However none of the companies I've found so far cover braces, so I'm hoping that someone out there may know of one. Can…
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Travel Insurance Excess Question
The following is the usual blurb on conditions from an annual travel insurance policy. Does it mean that there is actually no cover for lost cash? ie says max cash cover is £150 but there is a £150 excess!? Personal Cash The insurer will indemnify you up to £500 in respect of accidental loss or theft of money whilst on…
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Over 60's Car Insurance
Can anyone help or offer advice on the best place to obtain Cheaper Full Comp or Third Party Car Insurance Policy for 70 years old man. No Convictions or penalties.:confused:
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RIAS home insurance - some help needed please
I'm looking for Buildings and Contents insurance with a company who has a good reputation for claims handling and settlement. RIAS rate highly in the Which survey – does any one have any positive or negative comments about this company? Also, I understand that they are part of Fortis and yet operate a panel of insurers.…
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Direct line home insurance
Took a quote from direct line last week when they did not advertise 50% off contents so went back to site to get a requote and the price had actually gone up compared with the original quote. Spoke to direct line and they say prices change daily and the new price did include 50% off contents??????:mad:
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My girlfriend's car was hit today (nothing serious). What does she need to do?
Hope someone can help. I've never owned a car so I don't really know what to advise her. This morning during her drive to work, she was stopped and a car pulled out of a car park into the road infront of her. The driver looked one way but not her way, so in pulling out, he ripped part of the her front bumper off, and…
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Accident Protection Insurance - Is it worth it?
Hello, My wife was called by Yorkshire Building Society and signed up to Accident Protection Insurance from Avon Insurance. this pays out a set amount if you lose a limb, sight, fingers, hearing etc. I'm very wary of being called on the phone. We already have life assurance which I know will not pay out in the event of an…
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Whole of Life Assurance Help Please
Hi I want a whole of life assurance but when I search all the sites advertising assurance are actually term insurances. Can anyone recommend a good advisor or company I can contact please? Thanks.
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mis-sold insurance
hi not sure if we have a case but can you be mis-sold insurance? last yr we took out insurances with natwest as we wanted them all in one place...we took out income protection as my husband is self employed £58 per month to cover £792.00 mortage...(husband only covered) we have found out that hubby needs op so rung income…