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Whole of Life Assurance Help Please
vix2000
Posts: 1,129 Forumite
Hi I want a whole of life assurance but when I search all the sites advertising assurance are actually term insurances. Can anyone recommend a good advisor or company I can contact please? Thanks.
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Comments
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Whole of life assurance plans fall under investment classification. Most internet sites dont hold investment classification. Also, many of the plans on offer dont do electronic applications or illustrations. That doesnt fit with the internet model well. And finally, its actually quite low profit and again it doesnt fit with the internet model as they like to cherry pick the profitable and easy stuff.
You best bet is to use a local IFA. In fact an IFA is your only way if you want whole of market access.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0
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