Health Insurance Help Please

daz1607

Hi

I had an endowment policy, which through the critical illness part of the policy paid out in full due to ill health. The policy stated that I could take out another policy while this one was in force with the same benefits or more benefits if I was willing to upgrade and pay for them .

I did take out another policy which was a life insurance policy and due to a medical problem cropping up between taking out the two policies the insurance company refused to offer critical illness protection with the new one.

My questions really is:

Does anyone know the name or term for the what I'm talking about (that's if I'm making sense of course!!!??) or have even heard of this?

Thanks in advance for any advice/help.

Cheers
Darren