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Accident in Company Car Park
Hi All, I hope someone can help with this. My OH was entering his work's car park this morning on his motorbike as per usual and a light fitting fell from the ceiling and hit him on the head. The force didn't quite knock him to the ground however as any biker will know it isn't safe to use a helmet which has been knocked…
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Help with Claiming on Critical Illness Policy
I am new to this forum but could urgently do with some advice. My question follows on from the original post is critical illness worth it. We purchased our current home last year. We used a broker to source the mortgage, life and critical illness policies. My husband has recently suffered a period of critical illness. When…
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damaged engagement ring
Hi all, My partners engagement ring has been damaged, the stone has dropped out of it, and we've no idea where it is. We dont have home contents insurance (yes, I know, I know...!) I bought the ring about 18 months back on credit card. Is there anything we can do regarding claiming on the automatic insurance credit cards…
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Problems with an accident
I accidently reversed into an old camper van a week ago, it was my fault completely. gave him my information with al insurance stuff etc and he gave me his phone number etc. he contacted my insurance before i did, as i was away at the time, and they contacted me. i was not able to deal with it at that time and told them…
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Am confused about fronting
Not sure if if what myself and oh are planning to do is fronting. He drives and has a car, is away approx half the year at work. Car is insured fully comp in his name. He is 24 (will be 25 when policy is next due for renewal - not sure if thats relevant but hey). I am learning to drive, am due to take my test at the end of…
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New To Home Insurance
Hi There, Im hoping someone can give me some advice on how and where to get home insurance as I have never got it before. I am living in private rented accomadation so I am not sure what type of insurance I need to get. Im confused with content and building insurance. How do I value what I have in total and can anyone…
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Freeholder Buildings Insurance Advice Needed Please
Help with a question please, if anybody can help. My flat is part of a converted house, one ground floor flat (owned by somebody else) and one first floor flat (owned by me). I own the freehold for both flats but only own one of the flats. Is it my responsibility to take out buildings insurance on both flats or just the…
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care fee payment plan
sHi, I need some information on a plan that covers care home fee's or the short fall of these fees. I have been told that eldercare are the only company offering this policy. Any help or advice would be great:D
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Withdrawing No Claims Bonus for no reason
Dear All I wonder if anybody has experience this, or knows anything about it... I was second driver on a policy for 7 years, then became first driver. Due to being a named driver for 7 years with no claims, last year Be Wiser insurance offered me 7 years unprotected NCD if I took the policy with them as first driver. This…
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(student) possession insurance
hello everyone, I was wondering if anyone could help me with this. You know in possession insurances (specifically the endsleigh student possession insurance), what is actually covered? I ask because last year my ipod got stolen in the library when I left to get myself a cup of coffee, and apararently I was not covered for…
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European Break Down Cover
Hello, I will soon be moving to Italy and I will be taking my car on a one way trip. I would like ti insure my car for breakdown cover. Unfortunately, no English breakdown companies will insure me since it is a one way trip. Does anybody know of a an English or European company who will insure me? Nevica
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Homeworker clause - interpretation
In seeking quotes for home insurance, with my wife teaching languages in the home for 6 hours per week, the aim is to cover, for example, a pupil tripping and injuring themselves. There is no need for liability cover for professional advice. Two offers of cover have been made. Firstly the following clause is suggested in a…
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Single Item Travel Insurance
I'm sure this is a situation somebody must have had before. I am taking my girlfriend to New York later in the month, and while I am there, I am going to propose. It's all been planned to perfection - until the jewellers reminded me to make sure that my travel insurance would cover the value of the ring... Of course, it…
