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Help car ins muck up
i bought a car on friday and phoned to get it insured when i got home, the woman on the phone(indian call centre:mad:) quoted me that the cost would be £28 a month. i repeated the amount and she said yes that was correct. i took the policy out and gave my direct debit details etc. On Wednesday i recieved the documents…
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I have to make an insurance claim
I shall keep this as simple as possible Last night we had a massive loss of water form underneath our bath. This came through my kitchen ceiling and through my boiler onto my hall carpet and flooding my kitchen We called our emergeny insurers number as we have home emergency cover They promised someone out asap but in…
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Critical illness worth it?
I pay £30 a month for a critical illness insurance policy which will pay me £28,000 if I get a serious illness before I'm 60 (I'm currently 48). I worry about Scottish Provident increasing the premiums, difficulties in claiming and also think it is quite a small amount and notice that it ends completely when I reach 60.…
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Post office - car insurance rip off - dont get caught!
If you are thinking of going with the Post Office for car insurance think again! Check your policy cancellation/change terms before signing up. Read on... I have changed my car from a 1994 Volvo to a 2002 Volvo. Same engine, same specification. I have 5 months remaining on my policy, which is with the Post Office. I spoke…
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Car Insurance Help
Hi all my car insurance is due for renewal next month and i've been looking around at quotes off the usual comparison sites.I was involved in a accident in april this year which wasn't my fault and which the 3rd party has accepted full responsibility for.When filling in the claim section its asking me for the total cost…
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car accident this morning, i drove away!
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Insurance
My husband - aged 60 - was made bankrupt a couple of years ago, so to prevent our home from repossession we took out a large mortgage. Although my husband is in a reasonably well paid job, I worry about my future if he should be incapacitated or die. In that event I need to make sure I can pay off the mortgage but am…
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Automatic renewal charge
Morning all, I've searched on this topic and haven't managed to find a definitive answer so would appreciate any input anyone has. I took out a motorbike insurance policy with dial direct in april of last year, unaware of the policy of automatic renewal as all of my previous insurance providers have not automatically…
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Low cost veterinary advice and 3rd party insurance
In this current economic clicmate we all realise funds are a bit tight but Dogs Trust are offering unlimited access to VetfoneTM – a 24 hour emergency advice service from veterinary professionals if you join theier Membership scheme for just £20 a year of £10 for over 60's. And it covers all pets not just dogs. Other…
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Help!! being charged for policy I have cancelled
Please can anyone help me? I used a price comparison site to get a quote for my partners car. found one through One Call, went to their site, checked details were correct and paid initial payment of £35 with the remainder to be paid via direct debit. Received documents through the post a 5 days later and the details were…
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House insurance - probably a stupid question!
Hi, I am fully aware I should probably know the answer to this, but anyway... Recently bought 25% of a shared ownership flat, with the remaining 75% rented from housing association (not interested in a debate about SO please :p ). Buildings insurance/ground rent is covered in the service charge we pay, but I don't yet have…
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Home Insurance for house whilst renovating
Hi, Were just about to complete on a new house. Our new house needs a fair bit of work 2-3 months worth (New bathroom, kitchen, central heating system etc). Also we have not yet sold our current house. So the plan is renovate our new house whilst living in our current house until it is sold/new house is complete. As usual…
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Car Write Off Settlement Amount....
A couple of weeks ago somebody decided to crash into the side of my beloved 2.2 Astra coupe and thus its been written off! It was a 51 plate 2.2 coupe bertone. Metallic silver, red leather with the winter pack (Heated seats,mirrors) and in immaculate condition. Cleaned inside and out every week for the last 3 years I have…
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Car Accident
I was on my way to work this morning and want to know what you think about whose fault this accident was. I had just stopped about 100 yards before the accident so I was going between 30-40 miles per hour on a back road (speed limit 40). A car pulls out of the driveway (which was to my left) in front of me and I hit the…
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Life insurance for £1 a week. too good 2b true?
Hi All! I just got a quote from comparison site save-simply.com after someone on money supermarket forums recommended them, the quote worked out as about £1 quid a week!! seems cheap to me! :eek::T I have to admit this is my first life insurance policy so I have no idea what the going rate is... and I am probably just used…
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Any insurers offer NCB for named drivers?
Family member is a named driver in a motor insurance policy for 3 years. She is 34 and thought best to get her own policy. She passed her test 3 years ago. Does any insurers offer NCB for named drivers or does she has to start from nil NCB?
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Will a claim on fleet/hire insurance affect your NCB
Brother has full NCB on his motor insurance. He sold his car and cancelled his motor insurance over a year ago and now has a company car and is a named driver on a fleet insurance. He does not have his own motor insurance. He made a claim a year ago on the fleet insurance when involved in a hit and run. He is planning to…
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What to do if your Insurance Company is stitching you up?
Let a member of the All Party Parliamentary Group for Insurance know http://db.riskwaters.com/data/post/pdf/APPGmembers.pdf You put in a Insurance Claim. What information about your health is the Insurance Company allowed to ask for from your GP? Can they ask for Full Medical Records, or do they have to ask for only…
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Standard of proof for personal injury
Hi, it is my understanding that the standard of proof for making/disputing a personal injury claim would be "balance of probabilities" am I correct? The reason I ask is that I have an injury caused by an incident. I advised my GP of the injury and sought advice at a hospital attendance,but was not referred to an…
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Critical Illness or Income protection?
I have approx $150 per month budget for life insurance + income protection and/or critical illness cover for me and my wife Seems simple life cover + income protection may be best route NAy advice would be welcomed
