Will a claim on fleet/hire insurance affect your NCB

wazza

Brother has full NCB on his motor insurance. He sold his car and cancelled his motor insurance over a year ago and now has a company car and is a named driver on a fleet insurance. He does not have his own motor insurance. He made a claim a year ago on the fleet insurance when involved in a hit and run. He is planning to buy a small car privately. Does he have to tell the insurance company about the claim he made on a fleet insurance policy? Will it affect his NCB? He rang up the fleet insurance to ask if it affects his "personal" NCB on his personal insurance, they said it has nothing to do with it and should not affect it. He felt that the guy who gave him the advice was uncertain and was just guessing.

Thinking about it what happens if you hire a car and have to make a claim. Do you inform your insurance that you made a claim on a hire car insurance policy?

Hope the above makes sense.

Quentin

You always have to inform your current insurance company (or declare when applying for insurance) all incidents within the time frame requested, not just those that result in claims.