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Young driver - provisional - cheap insurance
Hi all Thought i would pass on my experiences. My 2 sons (21 and 25) both need to learn to drive, one lives with his mother, the other lives with his partner. I wanted to add them both to my Insurance (04 Skoda Octavia estate 130hp TDI) current renewal £300 Fully comp with 9 years NCD. After many searches using all the…
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Insurance company wont credit refund-Please help
My fiance's bike insurance was up for renewal at the end of last month. He paid £400 last year and the bike is only worth £900 and we are buying a new one in the next few months. Based on this we approached the company and asked for a third party only quote.They quoted a ridiculous amount and we asked that it be cancelled,…
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Did you watch Cutting Edge on C4?
'Scams, Fiddles And Honest Claims'. The programme followed the work of a fraud team from Norwich Union as they distinguished the valid claims from the scams. Very interesting to watch. I couldn't help feeling a little sorry for the elderly couple who lost everything because they got caught inflating their claim a bit.…
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Healthshield
Hi I posted this on another forum but didn't get a response I'm hoping I'm in the right place this time. I'm thinking of joining HealthShield but just wanted some feedback from anyone who is with them. They say all the benefits are paid annually, but I can't work out whether their year goes from the time I join ie March to…
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50/50 car accident - any advice?
Hi, Looking for a bit of advice please about a car insurance claim that looks like it may well be going to court as I won't accept a 50/50 settlement. Basically, we have a fairly long drive on which my wife had parked her car. She was going out in the car and had put our toddler in the car seat. As she was backing down the…
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Mortgage with no life insurance.
I know a couple with no life insurance on their mortgage. It is interest only. I know they cancelled it because they said the premiums were getting too high but I'm concerned that the mortgage company will have a problem with this. Does anyone know if this is something a mortgage company will allow or what could happen if…
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Car Inccident please help...
Hello, A friend of mine was involved in an incident. He reversed into a car accidently ofcourse. At the time there was no body in the car as the owner was inside her house. She saw what happened and she came out quickly confronting my friend. Her car should have not been parked where she had parked "as the road is clearly…
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Help (advice needed for a friend after incident with car)
work colleague had an accident in her car that wasn't her fault. She contacted her insurance (Diamond) and they gave her the name of the garage to take her car to for repairs..The car is fairly old car..The garage looked at the damage and rang her insurance company with the quote..The insurance company told the garage that…
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Underpaid mature Life assurance policy
Hi We have been paying into a life assurance policy with profits for the last 10 years and it matured the end of January. My husband and myself we looking forward to a nice little sum to invest. We recieved the cheque this morning only to discover that the sum we have recieved is £70.00 less than what we have paid in over…
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Winter Sports Cover - Advice Needed
Hi I am due to go on a ski-ing holiday in March for one week with my OH. I have an annual insurance policy (that covers us both) with Columbus but unfortunately I'm not able to add winter sports cover to this policy. I would welcome some advice re what cover my annual policy will provide, ie will it still cover me for…
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Home Insurance needs renewing - half way through claim!
My insurance is due for renewal in a few days. I claimed just before christmas for a broken shower tray which the insurance company have okayed so I am in the process of getting the work done. I have a letter from the underwriters saying they are happy to pay but I need to get the work done before they forward me the cash.…
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Suitability Letter example?
Can anyone provide me with a copy of a suitability letter or a rough guidline? I have a 3 hr test for a job tomorrow and I havn't done mortgage advising since 3 yrs now.. I have applied as a trainee business analyst and they want me to write a suitability letter as part of my assessment.. not sure what info they are…
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Empire commercial claim handlers
My insurance company have appointed empire commercial to deal with my claim for my TV - has anyone had any dealings with them before or know how long the whole thing takes - the lady on the phone said they might have to take my television away for repair/replace - Im not sure I could live without it.
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health insurance, life insurance etc with a 'preexisiting condition'
I might have an illness called celiac disease, easily treated by diet. Is there any value in having a proper diagnosis and going through some nasty tests and possibly getting registered as having it, with all the implications on health insurance, life insurance, etc for myself and my children (its inherited). Also worried…
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Life Insurance : Decreasing vs Level
Hi Guys, I've just gone through my paperwork and discovered that we have been paying for Life Insurance with decreasing mortgage cover, which was sold to us my the people who arranged our interest only mortgage. As we are on an interest only mortgage, does this mean that we are not covered? I have tried to ring the…
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Not been paying insurance and didnt know
Hi, just a quick question. two insurance payments bounced around 7 months ago due to being in hospital. the arrears were paid with another card. since then the direct debit has been cancelled without me knowing and no one has contacted me from More than to say i havent been paying. Seven months later i go to change…
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car has been written off
guys was in a pretty bad accident 2 weeks ago. a van went right into the front of my car (it came onto my side of the road instead of taking a corner). my insurance has offered me a settlement of 2500 (paid 7500 for the car 3 years ago) which could buy me a replacement car the same as what i had. the other driver addmitted…
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What is the best redundancy cover for Salaray Protection?
Hi guys, After seeing a fair few cut backs at work i was one of the few to survive but i dont feel secure. The company is small and growing but there's no reason for why this cant be me later down the line - maybe 2 years from now or sooner or later. I think im safe for at least the nest 12 months anyway. I know there are…
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Holiday cover for someone who had cancer.
Is it possible to get holiday cover for a trip to euro disney for someone who has had cancer of the bowl and has now got it in his chest and has had a hernia? Any advice would be great thank you
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Life Insurance
Heres a life insurance website that helped me get my head arround the complicated world of life insurance! Although as martin says on the website this is one policy you dont want to be cashing in!:A Hope it helps people who are a bit lost with life insurance
