Holiday cover for someone who had cancer.

chris_spackman

Is it possible to get holiday cover for a trip to euro disney for someone who has had cancer of the bowl and has now got it in his chest and has had a hernia? Any advice would be great thank you

snarffie

chris_spackman wrote: »

Is it possible to get holiday cover for a trip to euro disney for someone who has had cancer of the bowl and has now got it in his chest and has had a hernia? Any advice would be great thank you

It will be very expensive (if available at all) to get cover for this type of case, particularly as the person is still suffering from the illness. America is also the most expensive place to get healthcare, so that doesn't help.

I would suggest that you look at macmillan.org for advice. There is a link for travel insurance there. Read it carefully, and then get in touch with one of the companies that they suggest:

http://www.macmillan.org.uk/Get_Support/Find_information/Getting_travel_insurance/Getting_travel_insurance.aspx

Be wary when phoning one of the insurers for a quote, as a refusal may make it even more difficult to get insurance in future.

All the best.

the-chauffeur_2

Hey Chris

Tough question. Actually, it's not the question that's tough, so much as the answer.

It will almost certainly be possible to get some sort of insurance cover. Trouble is, it's only likely to offer very limited benefits. Conventional travel policies will automatically exclude cover for any pre-existing conditions (which often extends to symptoms that are indirectly linked) - meaning that the policy would cover things like accidental injury, but not any exacerbation or complications of existing symptoms.

Other policies will require applicants to contact a screening number and declare the conditions that have recently affected them. The insurers underwriters can then decide whether to offer any cover, on what basis and at what cost. Realistically, you're likely to find that the underwriters won't cover any invasive or progressive conditions (like cancer), or any directly or indirectly related illnesses.

That said, it's worth approaching cancer charities (like McMillan) and other organisations who deal with this kind of question on a regular basis to see what (or who) they recommend.

Good luck.

HTH