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health insurance, life insurance etc with a 'preexisiting condition'

I might have an illness called celiac disease, easily treated by diet. Is there any value in having a proper diagnosis and going through some nasty tests and possibly getting registered as having it, with all the implications on health insurance, life insurance, etc for myself and my children (its inherited). Also worried if it is official my son may not be able to emigrate to australia, which is his ambition. Have you any thoughts on the matter please.
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