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Travel Insurance
Which Insurance companies do you recommend for a single trip holiday insurance for someone with pre-existing medical condition? Thank you
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House Insurance
My buildings and contents insurance is up for renewal and I have been quoted a price of £241.99. My insurance company have told me that they will charge £1.00 per month for paying by direct debit. I don't know if any of you out there can work out how much that would equate to percentage wise as I don't know if it would…
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Household Legal Expences Insurance
Anyone know where I can buy home legal expences insurance that is not an add on to a home insurance policy - thanks
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BUPA vs Pruhealth ? need advice!
anyone here have policies with either of these firms ? im looking at joining a health insurance company and some family members and the two seem to be good from the websites but what about in practice ? any advice, tips, or even help outside of the two listed companies would also be greatfully appreciated!
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ING B&C Insurance + £50 M&S Voucher
Being an ING saver, I recently got a flyer through the post from ING promoting their Buildings and Contents Insurance. Coincidently my current policy (with LloydsTSB) is coming up for renewal, although I have made no claims on Lloyds to date they have decided to raise my premium by over 15%. This motivated me to give ING a…
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Too Good to be true?
the reason why i am checking is just in case something happens down the line and the insurance company tries to weasel out of the policy. i am 24, with a year of NCD, have a fine for speeding and drive a peugot 206. i did the confused/money supermarket/other comparison price websites and i got the usual variety of quotes.…
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Help!! Need advice please!
OK I'm looking to make a fairly major purchase 31k (approx) and don't want to run the risk of losing what I'm buying. To be 100% safe (and have total peace of mind) I'd like to buy some insurance against not being able to keep up repayments if I become a) unemployed or b) sick. I would like to cover a period of 36 months…
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Being ripped off? Life Assurance & Income protection
I am a single 1st time buyer with no dependants. My mortgage broker advised that I need life assurance & income protection cover. The property is valued at £260k. I already have life assurance at work for £132k. 1) Is it necessary to top up the life assurance to the value of the property? My only concern is that if the…
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"Claims Handling" am I being stitched up?
Late last Wednesday night, I was involved in a very minor road traffic accident. Picture the scene, a huge lozenge shaped roundabout with 8 entries and exits, built over a dual carriageway trunk road. I had to drive 3/4 of the way round the roundabout to reach the slip road onto the trunk road, so I was in the offside of 2…
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Car accident.....what happens now????
Hi all I had a car collision last week. I was stationary my car was parked up and a car drove straight into the passenger side of my car. The other has admitted full liability. I was injured during the incident and my car is in a pretty bad way.Im no expert though This was my first car....only had her 4months and i am lost…
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Question About Insurance For The Convicted
Hi guys, I recently got convicted of an act of dishonesty that I committed about 7 years ago, and I received community service for it this year. Do I need to tell my car/home insurance company about this? Although they ask if you have ever been convicted, I am sure they do not carry out criminal checks before they pay out…
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feedback on private medical insurance needed
which plans/companies were worthwhile and which useless? For example one lady told me that her husband with Standart Life needed all specialist consultations to have approved by some people within the company, just GP referral was not enough to get it covered. I think I'd better choose the right insurance now as if I…
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Re Claim Insurance
Hello, I am petitioning the PrimeMinistrer for fairer insurance settlement terms for people who have had personal injury claims. Please visit the following link and sign the petition in support. Thank you http://petitions.pm.gov.uk/Re-claim/. :beer:
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Home Emergency Cover for Letted Property?
Can anyone recommend a ‘Home Emergency’ insurer, for a property, which is let out to tenants? Many Thanks
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Advertising Costs v Broker's Commission
Some direct insurers say they cut out the middleman to keep the costs down, but spend masses on advertising to gain business, which of course has to be paid for. What costs the most: Direct Insurer advertising, or Broker commission, which is typically 10% pre-Insurance Premium Tax on motor insurance? By cutting out the…
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Advice wanted - ripped suit by roadworks - utility company being awkward
Hi all, I realise this isn't strictly the best place to be asking about this, since I don't want advice on an insurance product. However, I know you'll come to my rescue! I was walking past some roadworks on my way to the station a few weeks ago when my suit jacket caught and was ripped (20cm gash) on a sharp piece of…
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Life insurance / Mortgage Life insurance
I've just applied for life insurance and afterwards wondered if I should have actually applied for mortgage life insurance?:confused: Is there any realy difference? The amount insured for would cover the cost of the mortgage... but the policy I had before was for mortgage life insurance, so I'm a bit confused. Should I…
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YES car Insurance, any one???
I took out car insurance from YES for two reasons 1. It was the cheapest options (or thereabouts) 2. They had a special web offer where if I purchased car insurance before the 24th Sep they would give a free ipod shuffle I thought it was a good offer until now, it's well over the 28 days for deliver that they stated. I…
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Buildings and Contents + Subsidence
I am having a small problem with getting Buildings and Contents insurance. We had a rainwater drain collapse which caused a small amount of movement (3-5mm) in a one storey extension of our home due to the ground becoming saturated. This happened in 2005 This was all fixed by a company working for our present insurance…
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Need motor insurance for 17 yr.old daughter
Looking at buying 2nd hand Polo, in my name and her as a named driver as she is just learning to drive. Any suggestions?
