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Insurance-MISSING LINK-Quotations
If you wish to purchase a car or electronic items it is possible today to get a spread sheet type analysis of every aspect of every model there is to choose from. Is this type of analysis available in any form for Insurance? Martin’s Insurance article is very helpful, and I note his comment that “a rash of variables affect…
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scam of bike rider(push Bike)
on minor road turning right at junction with side road.along edge of road large old trees. no other traffic either way.indicated turned into side road.car completely into side road when out of nowhere hit by push bike.at the front wheel arch.my speed was about 10/15 mph.no damage to my car except for scuff mark. no damage…
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TV replacement
I have a 6 year old sony 29" normal screen tv. I have put a claim in for replacement due to accidental damage. Nowadays all you seem to get is widescreen from a good manufacturers. Normal screen tend to be from beko etc. which in my mind are budget tv's would the insurance company replace my tv with a cheap brand of same…
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Insurance when moving house?
Hi all, Please can someone help me out here...insurance just isnt my thing!:o I am due to move house next week, and have had quotes to provide insurance whilst my property is in transit. (I have checked and my house insurance does not cover this as I am moving to Ireland) I have just spoken again to the agent providing the…
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weekend home insurance
I've searched previous threads on this without any joy: my weekend home buildings & contents insurance has jumped by a third from £400 to £600. No claims (had the property for 10 years), no changes other than in underwriter as brokers changed their panel. Apparently I'm paying a 50% load because it's classed as a holiday…
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Getting costs down for younger person..
I just got a renewal quote from my current insurer (who Ive paid about £650 for this year) of £510, currently with fortis via direct choice. I cannot get quote from confused.com anywhere near (places quoting no less than £700) even with 1 year's no claims. Over the phone Ensleigh said they cannot make their quote any lower…
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Would I be notified of a claim?
Strange question but I am slightly confused with something that has happened recently. Back in November lat year I reversed into a mobility scooter which had stupidly been parked right behind and was not viewable in any mirrors (long story). Anyway, the scooter only received a crack on the foot floor. I was asked by the…
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Privilege Car Insurance - Guaranteed Hire Car Cover
What does this actually mean? It costs about £20. Don't understand why it says we will not only deliver a hire car to your door, but provide guaranteed hire car on like for like basis. Does that mean that it only about getting a better make of hire car? I.e. if I don't select it will I just get a bog standard car? Any help…
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Renewing cheap NU Motor Rescue from last year? Money saving tip!
Some readers may have taken advantage last year of a really cheap rescue policy from NU. For homestart, recovery etc, for two people driving any car plus an additional motorbike, I think I paid about £42, which was stupidly cheap. No great surprise when my renewal arrived with premium, for the same cover, of £110.91. Not…
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Life Assurance or Mortgage Protection?
Hi my and my girlfriend need to get this sorted asap. What is the best option for us taking out Mortgage Protection so that if one of us dies at least the mortgage is covered, or Life assurance for £100k and have a little bit left over, do we need both? The main problem is me, i had a heart operation when i was 8 (all fine…
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British Insurance MPPI Insurance
Hi Thinking of taking unemployment cover re mortgage through British insurance as per Martin's new thread. Has anyone had any dealings with British Ins or can recommend any other providers. Much obliged. Shahid
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Travel insurance single trip vs annual?
I just got a quote on a few sites for travel insurance for 2 people to the USA this month. For some reason it seems cheaper to get annual?? :confused: Should I opt for the annual or hunt about for a cheaper quote?
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motorhome breakdown cover
Hi all,not sure if this should be here or motoring board,but will try here first. Got a 16 year old motorhome,that we have had breakdown cover on for last 3 years,only 1 call out in that time for flat tyre,insurance is up for renewal next month and been told that we cannot have breakdown cover as van is now too old…
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Life Insurance for a 16 week old baby
I have been thinking about life insurance for our 16 week old son. We (me and DW) have life insurance which pays off mortgage in event of either (or both) die. We both have pensions (I am 30, DW is 27). Is it worth getting a life insurance for our DS. My dad took one out when I was a baby, but he has said it is probabaly…
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Forgetting to lock a window could invalidate your insurance?
I recently accepted a quote from Direct Line for house and contents insurance but on receipt of the policy documents I have found that there are some pretty onerous conditions concerning alarms and locks. To sum these up it basically says if when you go out you do not make sure all the security measures are in place you…
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Home insurance renewal
I have received a reminder notice from Direct Line, about renewing my home insurance, building and contents, for £309, and thinking about reducing my premium, I went to a few major insurers, and while some charged less, Norwich union and tesco, one charged an astronomical amount, and that was the one that's proud to be…
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Direct Line Insurance Claim.....HELP!
Our family car Alpha Romeo 156 V reg caught fire on our drive way two months ago. The fire brigade responded quickly and extingiushed the fire resulting in what we originally thought was minor paintwork damge to the nearside wing. Direct line were contacted (fully Comp) and we requested that the car went to Pipers (alpha…
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Insurance claim against driver
My sister and I are hoping to put an insurance claim in on our mothers behalf as she was knocked down just before last Christmas, hospitalised for I think about 4 weeks with a fractured leg (poss/prob needing a knee replacement at some point)... Now there has been a catalogue of errors and incompetencies so far.......too…
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Buildings Insurance: When Rebuild Costs Are Too High
I am in the process of buying a property. When I came to organise the insurance (having already accepted the mortgage, exchanged contracts and being 2 weeks away from completion) I “discovered” the mortgage company had given a huge rebuild cost. Their estimate is over £500k, while my structural survey came up with a more…
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Car Insurance Renewal Cost of £281 Reduced to £191
I just got my churchill renewal quote for my car insurance through for £280, Confused.com gave me a lowest price of £255 then i saw £60 cashback at quidco for the AA.com so used that and they quoted me £255 ish too, I tweaked the quote abit and added my Girlfriend to the insurance and it lowered it by £4! i then started…
