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legal protection (car) is it worth it
My car insurance renewal has just come through.I have always paid the extra to have the "ininsured loss,legal protection insurance" as well.This year it has risen 20% to £24.. With the proliferation of "no win no fee" claim specialists,is it worth me paying this extra amount anymore? what do oyhers think or do?
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Critical Illness vs Permanent Health Insurance
Hi, I'm lost in the sea of insurance and I'm hoping someone out there can help me find my way. I previously had a Personal Accident & Illness policy, but that insurer will no longer cover me because I live in Northern Ireland (it was part of a policy for computer contractors and the insurer no longer offers that policy in…
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Buildings Insurance
Just had our garage converted to a habitable room (playroom), do we have to update a) building insurance b)mortgage company??
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PPI product mis-selling by Oxendales catalogue?
Hiya all, I just need a second opinion on this, as I believe this to be in breach of FSA regulations about paymant protection insurance. My mother in law uses Oxendales catalogue, and she usually pays off the full balance each month, but this month she decided to pay it off in installments. When she has gone to look at her…
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Travel Insurance
Not sure if this is the right place or whether I should have put it under travel but here goes... Where is the best place to go for Travel Insurance to cover a UK Static Van holiday which starts on 22/07 and last a fourtnight. The caravan booking comes with insurance for cancelation until we leave but doesn't cover us if…
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Can I Just Cancel my House Insurance
Hi Iam paying 24.00 per month for contents insurance with Tesco - just done a search for cheaper insurance and can get it for 7.00 a month - can I just cancel my policy with Tesco its not due for renewal until Jan next year or will they make me pay up the full years money thanks
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Can anyone advise me on life assurance cash in?
About 10 years ago my husband and I bought a house on an interest only mortgage and did a sort of DIY endowment with an adaptable life plan as a back up. This costs a fortune each month, because it, as we were told, acted not only as the necessary and unavoidable life assurance scheme to protect the mortgage, but would…
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Car Insurance - regular use of other cars?
My mother is exchanging her DLA benefit(?) for a Motability car and, because she doesn't drive now, she wants to add me as a 'named driver' - in addition to my 75 year-old father who will be the main driver of the vehicle. Now as I recall, when obtaining quotes for my own insurance, one of the questions asked is "do you…
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life insurance or mortgage cover???????
I have recently divorced and bought my own property. My youngest child is 14 years old. I have a considerable amount of equity in my house and was wondering if I should purchase life cover or just have the mortgage protected? Any ideas out there?!
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I Think car insurance company is trying to pull one over one me
I don't know if anyone can advise me what to do but I am having trouble with my car insurance company. About 3 weeks ago, some plonker ran into the back of me at traffic lights and damaged my car. It needs a complete new exhaust system and, the car panel behind the back bumper has been dented in (only a little) on one…
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Maximum number of car insurance policies?
Does anyone know if one driver is allowed more than one car insurance policy? My son has recently passed his driving test and we want to insure him under my name on a small car, while retaining my existing policy on an estate. I will also be driving the small car, as the estate is for business use, so can I have one policy…
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Cancellation costs more than not!
Don't know if I'm missing something here... I have just sold my motorbike since I rarely use it. I therefore phoned my insurance company to notify them and arrange to cancel the policy. They said I need to write to them and return the certificate, and they would charge me £30 cancellation fee, and then refund a portion of…
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more than credit checks?
i was trying to get a quote on car insurance with more than, the lady went through a load of questions and then informed me that i would be credit checked? i asked her to repeat this as i would be paying on my debit card for the full amount and again she told me i would be credit checked. i asked her why i would need…
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Barclays home insurance price challenge
Is there any way to get the price match and qualify for Quidco cashback? I'm assuming you have to phone and get price match agreed before you qualify for the £50 offer. My current insurance policy started on 29th November. An online quote shows Barclays to be more expensive by around £30. Sites such as Quidco only do…
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Do companies have an obligation to remind policy holders to review their policies ?
My parents are in their late 80's and they have asked me to look at their life assurance policies because they feel they paying out money for the sake of it. Having trawled through their docs I feel they have not been very good at selecting the right policies but I also feel outraged that the Industry can allow them to get…
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Cancel Loan Protection Insurance?
Can someone please advise me if it is possible to cancel an LPI policy after the 30 days cooling off period? We recently took out a personal loan with our bank (and as we have done before took out the insurance with it),not realising we didn't have to take it out with them. I phoned to cancel and was told not possible…
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Multicar Insurance
Admiral have bought out a Multicar Policy. If you have 2 or more cars it's worth a look. We saved over £30 a month including breakdown cover. It's not going to be cheaper for everybody but it's definitely worth a look. One thing to be aware of - if you take out their breakdown cover with the insurance it has got…
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House/morgage insurance
Please help as this is all very new to me (tried to change gas/elec provider last week and THAT confused me). Basically I have just come across hubby's MPPI and buildings and contents insurance renewal documents. Both are with Nationwide, who we have the interest-only morgage with (don't get me started, he must be the only…
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Driving other Cars on RAC Comprehensive Policy
I have always found one of the more reassuring elements of comprehensive cover to be the "third party only" cover provided for using "any other vehicle (with the owners consent)." (All be it with a few exceptions: hire cars, HP cars etc). I have always taken this for granted on any comprehensive policy. Having just…
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Saga Car Insurance
I have a big complaint to make re treatment by this company and I want to make it an inhouse matter initially. Can anyone point me in the direction of the Head Honcho to contact? I need a name of Financial Director/Complaints ????
