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Insurance & life assurance

Archives for August 2005

Life assurance question
I am currently paying £17.50 a month for life assurance (taken out when I got my mortgage). I am single, and have no dependants at this time. So, when I'm dead, I'm not likely to be concerned about anything. At all. Ever. Is there any reason why I shouldn't or couldn't cancel this policy? Cheers, MBE
What to do?
Nearly a year ago my wife slightly touched a parked car while parking the car on a privat carpark. It was nothing to see on the other parties car. A witness confirmed that in written form. They exchanged details. Weeks later I received a letter from a claims company asking for my insurance details. I had no car insurance…
Life Insurance/Assurance??
Is there a policy which pays out if you die in a certain amount of years and if you don't it still pays out an amount anyway? Hubby and I want our lives covered but although I have read Martins article I am totally confused, anyone give us any advice? I am 28, he is 40 and we are both non smokers, what policy do we need?
Try this for house insurance
Buildings/contents insurance currently due and present insurers wanted £300. Tried http://www.insuresupermarket.com and best they could do was £240 for comparable cover. Had just got travel insurance from http://www.insureandgo.com/ so tried for house quote as well; £211! This is for 4 bed detached, accidental damage on…
Direct Line - Renewal but still get a new quote
For those of you who have got Direct Line Car Insurance................ I just got my renewal quote for my car insurance. I tried confused and supermarket as recommended, but these still could not better the quote I received from Direct Line. I tried haggling with Tesco but they would not drop. So it looked like I would…
Double Discount Car Insurance Loophole!
Nationwide* is offering drivers 'double the difference' if you find a cheaper quote (same cover level) from now till 31 Oct. Its insurance is not traditionally that competitive, yet this means you can really push the savings. Step 1. Get a quote from Nationwide Step 2. Use m'Car Insurance Cost Cutting System to find the…
Mortage protection for climbers
Any climbers out there?? I have had my mortage for 3 years and was persuaded to take out the critical illness and death policies to protect the mortgage payments. I owned up to rock climbing, which caused the premium to skyrocket from the original quote. I have tried doing price comparisions on the internet and have also…
Roadside Recovery Article/MoneySavingExpert.com Discussion
Click reply to discuss the new Roadside Recovery Article. The previous discussion is here.
Life Insurance for those with genetic illness
Does anyone know of companies that will consider those with genetic illness(myotonic dystrophy) for life insurance, wifes cover lapsed when we cashed in endowment but before we could take out any other insurance she had to have a genetic test due to a relative having this,the result was positive and Halifax have turned her…
Car insurance for older drivers
I can find plenty of help for car insurance for young drivers but not older drivers. Has anyone any recommendations for companies which will insure a 77yr old with full NCB? Confused.com will only quote for 75 and under.
Insurance - Anyone ever had a refund?
I am just wondering, as we are money savers to some extent, but has anyone ever contacted an Insurance company to make some change part way through a year and the Insurance company has said that it will cost LESS than you are currently paying!! I am primarily taking about car insurance, but whenever I have notified any…
Insurance checklist - have i missed anything?
Hi there. After performing many searches online, it seems that Endsleigh Insurance is one of the cheapest companies that I can use (and that I've heard of!). Can anyone tell me if the following sounds ok for my travel insurance (Me and my partner are going on a cruise around the mediterranean in a couple of weeks!…
Car Insurance No Claims Query
My wife and I used to have 2 cars each of which had insurance in our names with full no claims bonus on the policies. We my wife's car about 3 years ago and now need to buy a second car again. Is anyone aware of an insurer that will honour my wife's previous no claims bonus? Between us until today we have had no accidents…
Insuring A Bmw
What would be the best insurance company to approach for a 40 year old man buying his first car. It's a BMW two seater, 4 years old 21,000 miles on the clock worth £15,000. Has driven company cars and ex-wife's car. 15 year clean driving licence. Thanks.
"Dread" policy
Hi I have a "dread" policy. I don't know the official term for it. It's the policy that pays out before you die if you have a terminal illness or lose a limb or something. Thing is - it is costing over £50 a month for me and my husband and I have been reading lately that itis getting harder to make claims on these kinds of…
Car Accident - Insurance Claim Advice Needed
Hi all, hope someone can help me with this. I was involved in a car accident in June where i was injured - luckily not seriously but i was off work for a week or so and without my car for about a month due to it having to be repairedn - it was quite badly damaged. Due to my injury i spoke with a solicitorv and decided to…
Ballooning cost of PMI
I have just received my renewal forms from Secure Health & the costs have gone up by 20% to almost £180 a month. For that I have to pay £100 excess. Has anybody got any suggestions for cutting the ballooning costs of PMI? Statto
Looking for Life and house insurance
Hi all I'm loooking for some good sites and deals for life and house and buildings insurance . My mortgage will be for £80k and the house is worth 225k Can anyone give me any advice or point me to some good deals please?? Thank you..
rebuilding cost
My contents and buildings insurance is due. The insureres want to know how much it would cost to rebuild my house. I haven't got a clue. It has been valued at £170000, but the rebuilding cost can't be that much or do I use that figure? Any advise would be appreciated. Anna
Can anyone give me advice on my injury claim please???
I was involved in a road traffic accident in September 2004 where three cars were involved. The one driver has admitted liability for the accident however her solicitors are disputing the amount my solicitor is trying to claim for. Approximately 8 months after the accident, I received a letter to say her solicitor was…

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Insurance & life assurance

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