We'd like to remind Forumites to please avoid political debate on the Forum... Read More » This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.

We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

House buying, renting & selling

Archives for March 2022

Land Registry prices paid data
Does anyone know why the LR hasn't released prices paid data for February yet?I believe it should have been published by now. The most recent sales shown on houseprices.io date back to the end of January. Their FAQ section states:"Currently January 1995 - January 2022. Data for all sales lodged each month is released by…
Neighbours humming hot tub
Neighbours have had a new hot tub installed. It's a permanent fixture on decking and they took down the fence to get it in, which we will be without for 3 weeks. I'm guessing they haven't insulated it, as soon as it has been turned on my house hums, every single room. I've always had a noise that came and went being close…
Form 17
My wife and I own a rental property without a mortgage. My wife has recently retired and is now taxed in a lower tax bracket than I. Currently we both fill in self assessment forms and declare a 50/50 split on rental income. We would like to change this to a 100/0 in my wife's favor. I understand that we will need to…
Too Risky To Accept Notice From Landlord?
Hi, I’m looking for a little advice please. We currently rent and are in the process of buying a new build property. We have exchanged contracts and have been given a rough guideline for completion of end of May/June. The house is almost complete, it has been decorated, kitchen and appliances are in, garden level raised…
Question on witness signature
Can anyone advise I have a loan agreement with my brother to loan me funds to do a transfer of equity. I need to get a witness to oversee my signature and they need to sign to confirm they have witnessed it and give their address. The solicitor won't agree to witness of my signature because the loan is a private agreement…
Selling a property yourself
Hi Does anyone have any experience of selling a property without using an agent? I am being told by agents that demand is extremely strong, I have the time to do this myself and I hope to a professional level, what are the downsides to doing it yourself and using a firm to get it listed online? What are the pitfalls…
Shared-ownership - Agent advice + any positive SO stories?
After doing some number crunching, and realising I'm way off being able to afford the normal mortgage route (even after living somewhere relatively inexpensive), I've resigned myself that shared ownership may now be my only option. Much like leasehold, all I ever seem to hear is negative stories of people being trapped in…
When to get in touch with Solicitors?
Hey everyone, Me and my partner are FTB. We reserved a new build property around 10 days ago and instructed our Mortgage Broker to apply for the mortgage last Wednesday which were still waiting to hear back from (I understand this can take a few weeks). We're going with the Solicitor that the Mortgage Broker recommended.…
FTBs Survey after structural engineer's report?
Hello helpful people with more experience in this world. We'd really appreciate some advice if you're willing to read on. Background is: We are FTBs trying to buy a 3-bed Victorian semi-detached house in outer London. The mortgage lender's valuation flagged potential movement so we got a structural engineer report as they…
Buying a house with a freehold and 2 leases - HELP
My partner and I are trying to buy a family home. We have sold our property and are planning to port our mortgage. The house we want has three titles arranged as follows: Freehold Title (owned by the sellers’ Management Company) Maisonette Lease (owned by the seller) Basement Flat Lease (owned by the seller and his wife)…
Should I sell my house in the UK and buy abroad?
Hi there! I am currently living is Portugal and have been for the last 1 year and a half. My partner and I own a property in the UK (Manchester outskirts) and have been renting it out ever since we left. The current fixed mortgage we have ends in Nov and we are trying to decide what to do next... Our house has increased in…
Buying house in NG6 7FL or DE24 3BT
Hi there,I need your advice. I have offered two houses, one is in NG6 7FL and the other is in DE24 3BT. Both are accepted and detached homes. Grateful, for your thoughtful advice on which one of the areas will be better for a living? thanks in advance for any helpful suggestions.
Landlord - Tenant Died
Anyone help with a tricky situation. Bought a house 10 Years ago, and rented it to someone, who has paid rent for 7 years, no issues. Tried to put the rent up, to a closer to market rent, 2 years ago, to be met with resistance, as Tenant, decided that as he had been living in the house 7 years he now owned it.... A few…
Full cash payment for a property - how?
I am helping a elderly family friend with their house purchase. Last year they sold a property so have cash on deposit with NS&I. After staying with us for several months they have now found a property that they wish to buy and have just initiated the process. My question is how does the money get transferred to the…
Tenanted Properties For Sale
Is there a website or any way of searching for residential properties for sale already with tenants? Have seen the occasional one come up on rightmove but no way of searching for them.
Lost keys - rental - UPDATE FOUND 🙄
UPDATE - keys found in his pocket but thank you 😬😬 My son had just had his flat share keys either stolen or he's misplaced them at the gym. it's a front entrance key and a door key to the flat (which he shares) Who does he need to inform first? The rental is through an agent and it's a flat share
Capital Gains Tax
My mother died in 2017 and in her will her house was left to her 4 children. One child was named as having a life interest in the house. The house was valued at £155000 and we all agreed that one child could buy the others out at this price. Due to covid and one child having to arrange funding, he is now in the position to…
Electrical faults found- what should I do?
I am currently in the process of buying my first property and I have found some issues with the electrics. It is currently vacant and is on a key payment plan with a few pounds still on the meter. The property is completely electric including the boiler. On my last visit, the lights were not working and I have never been…
Sandwiched between investor properties
I am selling my late mother's property. The neighbor has students on one side, and if I sell to an investor, she'll have students/young professionals on the other side. I understand some council's have restrictions against this. The house went on the market today, and already has a cash offer for the asking price for an…
How will I know when I can move up the property ladder?
I purchased a flat in London at around £590k a year ago, with a £87k deposit, so the mortgage is just over £500k. It is a share of freehold flat in a converted Victorian semi with one other flat. I have been reading on Google but I can’t quite understand in simple terms when I can move “up” the ladder. I’d really prefer to…

★ ★ ★ Meet your Ambassadors

Confirm your email address to Create Threads and Reply

MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

View All

House buying, renting & selling

Confirm your email address to Create Threads and Reply

🚀 Getting Started

Is this how you want to be seen?

Get our FREE Weekly email full of deals & guides - and it’s spam-free

House buying, renting & selling

Discussion List

Confirm your email address to Create Threads and Reply

🚀 Getting Started

Is this how you want to be seen?

Get our FREE Weekly email full of deals & guides - and it’s spam-free