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House sold, carpet damage?
So I sold my property a month or two ago, and currently just going through the legal process. I have a log burner in my living room and burned the carpet about a year ago when cleaning out the Ash. It's right in front of the log burner but I've always had a rug down there that covers it, so it's never particularly bothered…
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Photographs of house
Hi all, I am a little underwhelmed by the pictures my EA took of my house, they’re OK but don’t really make the most of the property in my opinion. Is it worth my while taking extra photos (and maybe a walk through video) and ask them to add them to the listing? If so is there any pitfalls or technical issues I should be…
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Moving house with outstanding mortgage
Hi, I'm not sure if this is the correct forum for this question so apologies if not. I'm looking to move house (first move) and I have an outstanding mortgage. I'll just round figures off for ease of explanation but basically I have a £300k home with a £50k mortgage still outstanding and my mortgage is portable. My…
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Renting Out Our House - Can We Credit Check Prospective Tenants?
Hi all, We are looking to move house and the easiest way for us to move would be to rent our current house out and then rent somewhere else. Not a long term solution but I don't want to risk selling our house now and then being unable to get back onto the property ladder later on. Anyway, the reason for my post is that I'm…
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Was my surveyor negligent?
I have been in my 1930s property just coming up to 6 weeks now, and am facing about £5,000 of unanticipated costs. I got a homebuyers survey and took the advice on board since moving in, although nothing was urgently flagged as needing doing prior. Things like replacing gutters and soffits, removing leaking asbestos waste…
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Taking over Residents Management Company from Developers
Hi everyone, hoping someone has some experience of this. I live on a small development of 27 freehold houses and 9 leasehold flats, and all owners are keen for the RMC to be transferred to us. Currently the directors are still people within the company that financed the development (the actual developer went bankrupt), and…
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Mortgage and Renting at the same time
Hi, I and my family need to relocate within the next 3 months due to a new job, we've sold our house (STC) and are now excitingly looking for our new home in the new area. We've discussed our house move with our lender a few months ago before the fixed start date of the new job was agreed about moving and they said there…
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Bought house in November - land registry still has old owner down.
I checked land registery a couple of days as as i needed proof of ownership. It still has the last owner down. I've contacted my solicitors(who were useless and slow going through the process) and they've responded with its taking a little longer than usual due to covid. I asked how long its been taking and they wouldn't…
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FTB messed up the process - might end up homeless!
Hi folks, I'm extremely stressed out given the way things have going for our first home and would appreciate some advice/thoughts! To provide some context, we had our offer accepted in March and were done with pretty much everything that was asked of us, that includes: * Getting searches carried out * Survey done * Mortage…
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Apportionment?
Morning everyone. Just had an email from my solicitor and not sure what it means: I am just waiting for statement from the seller’s solicitors showing apportionments to enable me to prepare your completion statement. I have chased this morning. We’re due to complete this Thursday and are waiting for the completion…
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Ex-council property - transfer copy not held by land registry - where else should I get it from?
Many thanks to everyone for all your help so far. I have yet one more problem that needs sorting. I am in the process of buying an ex-council property. The land registry title specifies in the charges register that:"A transfer of land ........... blah ..... blah .................................. contains restrictive…
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Right of Way Access End Terrace
Hi all. Looking for some advice regarding a right of way issue. We moved into a rented property a week ago. We are the end of a row of four terraces, and our neighbour has a gate into our garden for access. I presumed this was as a fire escape, and for access (bikes, lawnmowers for front garden etc), and had no issue with…
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Stamp Duty query
Wonder if anyone can advide on my situation. My husband and I divorced. We own the family home, with a very small mortgage. I moved into rented accommodation. The children split their time between us. We don't want to sell at the moment as the mortgage is so low it would be silly too. Together we can get another mortgage…
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Estate agent charging a buyers fee
Where an estate agent wants the buyer to pay their fees rather than the seller, should the buyer be provided with the EA's terms of business and have to sign a contract to agree to this? We are due to complete on a property purchase next week but have not been given any information about how the fees work other than we…
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Retrospective Overpaid for House Share
New relationship 6 years ago. My rental lease ran out . Partner suggested I buy in to her property, I did on 50/50/TIC agreement. Relationship over she wants to buy me out but I think I paid too much at start. My buy in was based on what estate agents said at time but looks like it was over valued by 20-30k. Now currently…
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Asbestos lined chimney
Our solicitor provided documentation for the house we are hoping to purchase and advised that chimney is asbestos lined the work was completed in 1972. Would you still go ahead with the purchase or try and drive the price down a bit. As far as we can see the fire is now closed however if and when we try to reopen the fire…
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Slight damages to a flat: what to do before purchase?
Hi there I'm buying and property and recently inspected it before the exchange happens. The previous tenants did the following: * Kitchen worktop is burned and scratched * Kitchen splashback has it's veneer peeling off due to water damage * Broken cupboard door Generally minor issues, but should I ask to have these fixed…
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Cheadle
Hi everyone I viewed a flat yesterday to potentially buy on the estate next to Brookfields Park, is it ok to live in? It is close to Cheadle village so presuming it can't be that bad bit would rather ask for second opinions before making a commitment. Thanks
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Dispute over ownership of house
We have a scenario where, out a number of siblings, one of
my wife’s brothers took out a loan to help their elderly parents buy the
council house they had lived in for years. That was back in 2002 for a little
over £30,000 Evidence exists of an amount transferred from the brother which
covered the purchase cost. That…
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Council house right to buy questions
We are entitled to the maximum discount to buy our council house. Currently valued around £166,500 and we should get a discount of £86,400. We could now afford a mortgage so we could buy. Although I understand there are financial penalties if you sell in the first 5 years I wondered about the following questions: Would we…
