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House on a slope - high surface water flooding risk
Hi I am a first time buyer and I am thinking to buy a house on a slope. The house is on a cul de sac street, but at a significantly lower lever than the street as it slope downward from the street to the front door to the back garden, and continues slope down to a common green space, which I think is the lowest point. It…
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Alternative to bank statements for deposit gift
Asking for a friend on this one! They're due to exchange any day, part of the deposit is a gift from her parents. The solicitors hadn't informed them until now that they needed proof of funds for the deposit gift. The gift is coming from her parents business account (they're self employed) and they're very reluctant to…
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Any idea...?
Just been looking at the information available on the Land Registry about the house we are about to buy and came across this.... "Certain mines and minerals are not included in this title the same
having been severed from the land in this title pursuant to a
Conveyance dated 24 January 1916 made between (1) XXXXXXXXXXXXXX…
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Asking landlord to repaint and fix damp problem? Long term let
We have rented our flat for 6 years, last year I asked permission to repaint the living room which I paid for and they were fine with. However the bedrooms really need attention and it’s quite a big job as it’s lining paper that’s peeling off and damp behind. I don’t really have the skill to fix it and it seems like quite…
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Freeholder delaying Leasehold Management pack
I'm in the process of selling my maisonette and things have been progressing well. The property is a leasehold and one of the requirements is to provide a leasehold management pack from the freeholder/management company. I paid the fee for the management pack to the solicitor of the freeholder two months ago and since then…
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Does Homebuyer survey tell you which wall is load-bearing?
Hello, I have had an offer accepted for a flat in a building built about 35 years ago, so now I'm looking to book a Homebuyer survey.My question is, will it tell me which wall in the flat is load-bearing? The reason is because I'm thinking of changing the room layout a little bit upon moving in.(FYI I'm FTB, in case it…
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Tips for being accepted on a rental?
Hi All, Hoping there may be some landlords / estate agents here or anyone with prior experience who might be able to help me out. I'm moving soon to a new city and am looking to apply for a rental that I absolutely love and is perfect for me location wise for my new work. I'm going to be competing with 1-2 others for the…
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Best way to approach the neighbours?
The block of flats next to mine occupies a similar size plot but has a bigger footprint so a much smaller garden. Two gardeners come once a fortnight, despite there being very little to do they are (or so they say) contracted to work there for a set length of time. To fill the time one of them wanders up and down fir over…
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Relocation for school entry - house buying/renting options
Long story short - we may be looking to move within the next 12-18 months (partly a school catchment thing) and are trying to work out the best way to go about it. I'm sure some of the fine folk on here will have been through a similar experience and may be able to offer some tips. We are in the fortunate position of…
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FTB Advice
I am a FTB buying a house solely and feeling slightly anxious as I don’t have any experience or expectations of what needs to happen and when. I received my DIP in mid May and started to looked at properties with my offer being accepted Weds 2nd June. The seller currently has but found a property for themselves yet from my…
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Any suggestions for areas around Bristol?
My boyfriend and I are looking to move to Bristol and the surrounding areas from East London in the next year or so – we’re late twenties/early thirties. I’ve loved reading forums to see where people recommend, so I was wondering if anyone had any new/more up to date suggestions for us 😊 Our top 5 criteria: - Top budget of…
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Warner Leisure Hotels
I'm hoping someone on this forum can help me. I am a regular visitor to Warner Leisure Hotels and have always enjoyed them, until now. There has always been a problem with their customer service centre (they never seem to know what they're doing). However after a recent visit which was dreadful, I have been trying to make…
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No building regulations document
Hi all, In the process of selling my house, which was purchased in 1991. The buyers solicitors are requesting building regulations certificates from the extension. However the extension was built prior to my purchase and we haven’t got any building reg certificates. What’s the implication of this?
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Cash for keys
Closed thanks
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Rent Increase Advice
I live in a shared ownership housing association property. The mortgage is for 25% and I rent the remaining 75%. I received a letter from the Valuation Office Agency today saying that the housing association are recommending that the rent is increased by over £40. This would be an almost 15% increase. This is a lot more…
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CGt on 2nd home
We have owned our home since 1970. Various moves over 50 years ending up in home valued approx £550000 (bought in 1988 for £128000) Moved to new bungalow in 2020 and rented out our old home in Nov 2020. Now wish to sell it. Is CGT payable.
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First time buyers - sudden chain and a delayed purchase
Hello, we are hoping to get some advice on our current situation, perhaps somebody has had a similar situation.We put in an offer for our first house at the beginning of February. We are cash buyers and we were informed that there is no chain, as the property our sellers are buying is empty and ready to go. Our rental…
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Getting a mortgage with missed payments
Hi, I’m after some advice! I currently own a house which is sold and going through solicitor etc at the moment. I am wanting to buy a new build property with my partner and we have found the house we want. The trouble is my partner has missed payments and payday loans on credit report. I am really concerned that we won’t…
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Seller wants to complete before my homebuyer survey is done
Hi, I am purchasing a 1 bed ground floor maisonette. The seller, understandably, wants to take advantage of the stamp duty holiday. Exchange date is set for next week already but I haven't been able to find a surveyor that can do a homebuyer survey before then. (Broker was late getting the mortgage offer and the searches…
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Stamp duty from July to Sept 2021
The calculator on your web site is no longer working properly as it quotes for England on a property of £465000 that there is no stamp duty to pay but it should be 5% of £215,000
