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Final query on leasehold flat....is this acceptable?
Hi there, Im a very close to exchange on a flat I have made an offer on but there is one last sticking point which I'd appreciate any advice/opinions on. The lease describes the premises as 'the premises comprises of the Flat (hereinafter called "the premises") being on the first floor of the Building together with the…
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What are the chances of me buying a house?
Hi guys I’m 29, live in Exeter. Currently been working at dominos for last 4 months. i hope in a couple years my photography business will kick off and I’ll be doing that full time. I really want my own 2 bedroom new build in Exeter. Help to buy? Half rent? I have £0 for deposit so need to save I don’t know how much I need…
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Water Leak
Hello, just wanted to see if anyone had any advice for the situation that we are in. A few weeks ago, the flat upstairs to us had a leak, which came down to our flat. They sorted it, but we were still getting water water coming in, and it was running down to the flat downstairs too. We had to get our plumber in, and it was…
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thanks so much
Thanks guys
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Property boundary includes road. Rights?
I'm in the process of purchasing a property which is situated at the end of a cul-de-sac, the road of which is council adopted and permit controlled. The property boundary as per land registry plans includes the full width of the road at the end of the cul-de-sac as sketched below. I wondered what I rights I have regarding…
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Lack of Building Regulations for extension, options available
Hi All, We are interested in a property and our offer was accepted in July and we had to put more than asking price due to competition. The vendor has mentioned in initial Property Information form that they have all permissions, documentation for the extensions carried out to the house. Obviously they didn't. About the…
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Additional Dwelling Supplement - Scotland
Hi If I sell my flat AFTER I buy a house, I can claim back the Additional Dwelling Supplement. What's the timeline for getting the money back and is it something I can do on my own or is it super complicated and would likely require a solicitor?
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Calculating CGT when you don't have original sales / purchase docs
We bought a flat back in 2006 and are thinking of selling however we don't have any of the original documents eg sales agreement, mortgage setup costs, stamp duty or even bank statements. In this situation, is the process to use the sales price on the deeds? I assume we can deduct stamp duty costs? Can we claim anything…
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Paid 2 months rent upfront and deposit
Hello, Looking for some help! So I just moved into a 2 bed property myself and my 2 Yr old son. I was told that prior to moving in I had to pay 2 months rent upfront and deposit altogether I paid £3600. (Also needed a guarantor) On the day of moving and signing the contract I asked out of curiosity when will my rent be…
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National lockdown - moving??
I’m sure many of us are worrying about this. We are hoping to complete and move before a Christmas. If a National Lockdown is announced, do you think the Government will extend the free stamp duty? Also, do you think we will still be able to move? I’m hoping it won’t be as strict as last time. We will be moving into rented…
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Am I expecting too much from my conveyancer or is she just useless?
I've only ever bought one house, which was 15 years ago and it was a very straightforward purchase. I've never sold and purchased at the same time. So we've had a few issues with selling our house. The buyer has required additional surveys which she wanted me to pay for, but I didn't think it was down to me to pay. I have…
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Business Lease - Landlord Adding To Electricity Bill?
Hi All I couldn't really find the appropriate section for this in the forums, but my landlord of my office has starts adding a "management fee" onto my electricity bill. He tells me this is to manage risk if people do not pay him for the electric, as he is the account holder. The fee is said to cover the admin of reading…
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Cavity Wall Ties
We are trying to sell a deceased family members home but the home insurance has expired and the cavity wall ties need to be replaced. Does anyone know any Insurance companies that will insure the home? All companies we have contacted will not insure the house due to the issue of the cavity wall ties! any help will be…
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Ready willing and able clause
My daughter was about to sign up with an estate agent when fortunately she read the contact in detail and it had the above clause in it. Is this normal now? I have advised her not to sign.
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FTB Leasehold Flat - advice please
Hi all, I've had an offer accepted on a leasehold property. I've since found out that the service charge is going to quadruple. The current seller has also agreed for the neighbour to do some work on a party wall. All of this puts me at unease, and I think I will have to pay for some of the costs towards this the party…
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Mortgage when relocating
Hi, our house is currently on the market and we are planning to relocate. We have a Mortgage in Principle based on our current salaries. We will however have to find new jobs in the new location. Does this mean we will have to find jobs before applying for a mortgage, or is it possible that the lender will make an offer…
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Homebuyers Report
Hi, we’ve just had our survey report back and wondered if anyone could help me clarify a few things. Thankfully we don’t think anything major needs doing and as it has been an older persons property it seems just general things needs replacing/modernising. As someone with not a single clue what any of this really means,…
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attempted illegal eviction or harassment?
Hello all, I hope you are all keeping well in this uncertain times. I am in England with a periodic tenancy, no arrears. Deposit protected but incorrect info on paperwork and no gas safety certificate. Earlier in the year, I wrote about my landlord and invalid section 21. The notice expired with no stay put on it for…
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Should I buy out my siblings - & how?
Sadly, I & my siblings are about to inherit our parents’ house. I’m thinking of buying them out - not to live in, but as a short-term investment - until my own future plans, (as well as the effects of COVID & Brexit) are clearer. They are happy for me to do so. Of course we’ll be taking professional advice on this, but in…
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Factors fees Scotland
Hi, I have a social housing company as a factor. They have been a nightmare the whole time. There is no routine maintenance like gardening or anything, but we pay a fee every month just for administration. If any work needs done, that's extra. Anyway, I am now selling my property and they have decided that there is a £90…