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Landlord want me to pay cash but to someone else
Hi, So I have just moved into a new place and the first months rent is due in a weeks time. For the first few weeks I have been asking my landlord for his bank account details to set up a standing order to pay the rent but he kept ignoring them and not responding. He has now gotten into contact and said that since he is…
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Occupational Rent
My ex and I own our flat on a 50/50 basis. He moved out Dec 2015 to go to rehab. I remained on the flat. The flat has been sold with completion due in the coming week. Both parties have continued to contribute to the mortgage on a 50/50 basis. As a part of a Settlement Agreement I agreed to pay a monthly occupational rent…
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Refused Permitted Development - bad advice from architect?
I have been using an architect since January 2020 to draw up plans for a full width extension thats 5.4m out from the original back wall of my semi-detached house. The house had already been extended to the side (2 storey) under a full panning application before we bought it. We also wanted to add a small extension on top…
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Charge against a property as a percentage rather than absolute number
We're planning to lend our in-laws approx 25% of the purchase price of a property (the other 75% covered by them) with a charge against the property to secure our loan. Is it possible for that charge to be a percentage of the property price (25%) rather than absolute number (e.g. £60,000)? Secondary to that would be be…
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Not consulted about planning application that affects my home - do I have any rights?
Absolutely dismayed to find the neighbours at the bottom of my garden have cut down all the beautiful trees and are in process of putting up a structure that's about 30 ft x 20 ft and so far 10ft high block work is going up too and I have no idea how tall it's going to be either. Instead of a tree-lined view, I now look…
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House being used as a show home without my knowledge
Hi, I’m after some advice. I reserved a new build house last week, it’s build complete, ready to move in. Just need to finish the sale of ours and exchange contracts etc.. We live local to the house so went for a walk up there last night to have a look, and it’s been fully furnished. Can they do this? I’m now concerned…
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Council Tax Arrears
we have received this morning a letter from a debt collection agency regarding council tax on my husbands rented out house. We have had no contact from the council to our address regarding an outstanding bill etc. It looks like his tenants haven’t paid council tax since they moved in last October. Is this our debt to pay?…
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Capital Gains Tax
I understand why capital gains tax is paid and have the calculator, to work out the figures. However, have been divorced for 6 years and only now selling the jointly owned former marital home (ex still lives there) plus home that was being rented but is now empty. If the CGT is to be split 50/50, how does this work in…
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Damage To Mattress In Rental Property
Hi, My son is
about to quit a rental property. We have been busy cleaning and checking everything,
when we discovered there is 3 small orange ink spots on the mattress apparently,
he fell asleep on the bed with a pen in his pocket which burst and managed to
come through the mattress protector. The mattress
was new 8 months…
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House Deeds
We are in the lucky position to have paid off our mortgage. I only have a copy of our deeds. from something someone said, do we need to have the original deeds if we decide to sell? We are on the land registry as the owners.
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LISA withdrawal delaying completion date
I find myself in an awkward situation. We're exceptionally close to completing the purchase for our first home but a simple thing may delay us by another week. We are looking to exchange ASAP to make good our proposed completion date, however, we were intending to use a LISA to pay for a portion of our deposit. It is…
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Would exterior cladding deter you from buying?
Hi all, this is my first post here, apologies if there's a similar thread somewhere and I couldn't find it. If I missed something, happy to be pointed there and this to be closed. We're looking to buy a a 3rd floor flat in a 5-storey building, where some parts of the top floors (4th/5th), plus an area above them main…
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Accepted Offer for Quick Sale - Buyer Delays - When to Go Back on Market?
Hi, My property was up for sale in the second week of June, I had 1 viewing the first week it was up for sale, another in the second week and this one came in with a low offer about 15% below the asking price. They had no house of their own to sell, a large deposit and agreement in principle for finance (of which proof had…
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First Home Owner Scheme in Scotland
Afternoon, My wife and I are purchasing a new build Cala home in Scotland and using current flat as Part Exchange. My wife has never purchased property and meets criteria for First Home Owners fund. From the small print I have noticed that it is not available if you are part exchanging. Does anyone have any knowledge of…
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Survey has just come back and it's not good
My partner and I are in the process of buying a house. It's a small 1930s semi and we got an offer accepted at £270,000, about £20,000 below asking price. We knew when we viewed the house that it would need a bit of TLC as it clearly hadn't been looked after for a few years but we were fine with that. We saw the potential…
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Retaining wall collapsed whilst viewing!
I went to view a property and the rear garden has (or had!) a small wall that I've since been told was a retaining wall for the garden. The garden was all overgrown, full of rubbish and weeds, so was an absolute mess. The wall is quite high up and overlooked a patio. It was tilting like the leaning tower of pisa and not…
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Self-Employed - Mortgage/ Shared Ownership/ Other options???
I recently returned to the UK (January 2020) after living and working abroad for many years. I registered as self-employed in February 2020 and have since been working as an online teacher, trainer, and writer with two foreign companies that have been paying me each month. The banks have told me I need three years' worth…
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Please help! Mortgage on house with underpinned conservatory???
We are in a chain trying to buy a house. It's been nearly 9 months! Long story short top of chain fell so our sellers are buying a different house. We are just at the end and its found the house they are buying had some underpinning 1.5 years ago after a neighbours bush caused some damage. It was a successful insurance…
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Bought undisclosed unpinned house
We bought our house about 2 years ago. Since this time, we have learned from our neighbours that the previous owner suffered damp issues which are now appearing for us. This issue is on an external wall which is a party wall, the otherside is on our neighbours property, so we don't see it very often. We are in process of…
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Selling Leasehold flat with Section 20
Hi Im selling my flat and everything is in place to exchange and complete apart from the buyers lenders need to approve the section 20 repair works to the flat. It’s been with the bank now for 3 weeks and no idea why they will confirm back, the whole chain will collapse. We have estimates for the works and have agreed on…
