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Stamp Duty Holiday Completion Date Clauses?
This might be quite a recent thing given the stamp duty holiday coming in a month ago but here goes: I'm looking at buying a new build that is due to be completed February 2021. The stamp duty holiday pushed me over the line to buy this, so I'd like to get a clause included with the solicitors to help focus minds and…
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Rattled the buyers solicitors feathers?
So we’re currently in the painstaking process of selling our house, my buyers solicitors don’t appear to be lifting their feet off the ground at a faster pace than we’d like which is delaying the process waiting for the usual “search enquiries” is which I’ve now learnt is the biggest delay. ive been in small talk with the…
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Recent late payment whilst in the process of buying first home
Hi, I recently checked my credit report to find that I've been issued a late payment on one of my credit accounts. It's a stupid amount of £4 for a postage charge on something I returned to Very. I immediately paid it once I realised but unfortunately, 30 days had passed so that's why I assume it has been reported on my…
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Rattled a few feathers with my house buyers solicitor?
So we’re currently in the painstaking process of selling our house, my buyers solicitors don’t appear to be lifting their feet off the ground at a faster pace than we’d like which is delaying the process waiting for the usual “search enquiries” is which I’ve now learnt is the biggest delay. ive been in small talk with the…
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purchasing a bit of land to extend back garden
Hi all, this is what I am wondering .... the property I am in the process of buying has a small - ish back garden, which backs into the woods. All the nearby properties are in line in terms of back gardens, all except one which has extended about 6 meters in length. I don't know if they've done it correctly by buying it…
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Early surrender options (landlord won’t reduce marketed price)
I surrendered my tenancy which has another year left before its fixed term expires, so I’m currently paying full rent in addition to a mortgage. I moved out a month ago so the property is vacant, but marketed at an unrealistic price considering current market conditions and comparable properties. The terms of surrender…
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Ending a Tenancy
Hello there, looking for some advice. I have recently bought my first home and was wondering about the notice I would have to give my landlord. I live in Scotland and moved in on July 2013. My landlord gave me an AT5 form as it was a short-assured tenancy for one year and then monthly thereafter. I know the law changed in…
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Creating a completely new window
Hi All, We are looking at purchasing a new build leasehold home (not a thread about avoiding leaseholds etc.). The question I have is that the main bedroom ensuite, main bathroom and upstairs landing do not have windows. I was wondering, firstly how easy is it to get someone in essence to put a hole in the wall and create…
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Estate Agent in Forcing me to enter a new contract and ingoing my rights...
Hi, I Opened this tread: https://forums.moneysavingexpert.com/discussion/6174087/in-1-month-and-2-weeks-exactly-my-1-year-tenancy-agreement-comes-to-an-end#latest a few weeks ago and had some helpful responses. In Resume my tenancy agreement come to an end very soon. and estate agent is pushing me to renew a new contract…
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Will i be able to get a dropped kerb to access a new driveway?
I have viewed a house which I like to look of, however a big sticking point is the fact the property does not have a driveway and the previous elderly owner never required one, therefore has never applied. Parking can be busy in the area however cars only park on the opposite side of the road of this house. I am worried…
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Landlord changed his mind.
My partner and I viewed a house in the village where we're currently living. Straight away we said we'd take it and the agency continued with all their checks which were satisfactory. My partner works for the police and I'll be a mature PGCE student from September. Last night the agents called to tell us the landlord is…
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Anyone else completing today?
Our completion date is finally here after several bumps in the road and I am so excited I can’t sleep! Anyone else completing today?
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Is a Domestic Electrical Installation Certificate the same as EICR?!
Hi, I bought a new build flat in 2017 and am now letting it out. I received a copy of a 'Domestic Electrical Installation Certificate' which was valid for 10 years. I understand that EICRs that are less than 5 years old but aren't compliant with current 18th edition wiring regs are still valid. However... is what I have…
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Unregistered lease?
Has anyone any advice on an surprise unregistered lease on our house we have lived in for 25 years? we are remortgaging our house as our existing mortgage has come to an end after 18 years, it has taken some while to sort out but we finally got an offer but the solicitor that has been provided by the broker sent this in an…
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Electrical Installation Condition Report - new tenancy
Hi I am renting out my flat. When I purchased it in 2017, I received an EICR which stated that it was valid for 10 years. Do I need to order a new report now that I am renting the flat out or can I rely on that report from 2017? Additionally, is a PAT test compulsory too? Thanks GL
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How to complain to estate agent
Hi, my mum has her house on with an estate agent who before signing agreed that they would do all the viewings for her. This was due to her mobility, age and being on her own. They were not the cheapest on the selling fee but in the area we tend to live in are the only ones that seems to deal with the higher end of the…
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Homebuyers survey - incoming water pipe
Hi All, I wanted to get an opinion from all the knowledgeable people on here regarding the following statement in my survey and whether it sounds like a big issue/cost. I will be calling my surveyor tomorrow to discuss as I know very little by way of water pipes. Thank you Mains water is connected to the property. The…
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Border on newly purchased land at an angle
I have purchased a small plot of land adjacent to my home and plan to extend my garden, however the adjoining property to the land has their fence at a sharp angle encroaching 1.5 metres by the end of the property. This is lacesnot in line with the rest of the line of the fence and it takes an angle onto my land. Having…
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solicitor hold onto monies if there is going to be a delay in purchasing my new property
I aim to complete on my sale before I purchase another property. It will probably be a few weeks. Is it safer for the solicitor to hold onto the funds or should I retain, so I could potentially earn interest. Or will it be fraught with problems and costs by transferring over myself?
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Credit card application before completion
Hello, We have just had a mortgage approved by Halifax and waiting for completion. Stupidly my partner has taken out a credit card a few days ago (small limit of only £200). I obviously knew straight away this was a huge mistake. She hasnt used it and closed it down as soon as she was aware of the mistake. Will this be an…