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Homebuyers report - red ratings
Hi All, I am buying a Victorian end of terrace house built in c.1890 - I would really love your advice and help please, it's much appreciated! We have had an offer accepted by the vendor (£20k below asking price, negotiated as we are chain free). We have received our Homebuyers report and the survey has highlighted that…
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New build / off plan worries - garden directly facing side of neighbour’s house
Hi everyone, I'm hoping you can provide me with advice on an issue that’s been keeping me awake at night, and I can’t see any other threads that deal with this issue. My husband and I are looking at buying our forever home which is an off plan new build. We have found a really nice development however, as it’s going to be…
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Consent to Let Criteria
Hello. My husband and I are hoping to retire to the Scottish Highlands in a few years' time. The plan is to find somewhere we like, buy it with a view to us moving up there eventually. In the meantime, we would be hoping to rent it out to keep the property ticking over. We wouldn't be renting it to make a profit or as an…
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Charges for ending fixted term rent contract early
Hi, I am looking for some advice around charges our estate agent are requesting as we have asked to end our fixed term contract early (due to reduced income as a result of COVID). They have agreed we can leave the property as soon as they find a new tenant and we will be responsible for any landlord costs for finding new…
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I need advice on gates!
Hi guys looking for advice. I have lived in my property for 3 years and I have a kinda shared driveway. Basically I own the drive way but next door have access at the bottom on the right up to their drive. I have young children so have always said that at a cost to me I would put a gate up. Now they always agreed and gave…
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Help with Renegotiate and Interpreting the Survey Report
Hi I have just agreed to buy a property in central Reading and this sentence caught my eye in the survey can someone please tell me does this mean property is prone to Subsidence -There is tapered cracking on the construction join and side of the extension,consistent with slight rotational structural movement of the…
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CGT tax on previous rental property
Good afternoon Can anyone help me please? I have just sold my house of 15 years and moved into my flat which was a BTL and rented out for 10+ years. I understand that as it is now my main residence would I be subject to CGT if I were to sell it in the future as my long term plan is to sell up and move overseas? Thank you…
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Cash buy offer - advice please
Region: North East of England Property type: Detached, built in 2013 Property asking price: £375,000 as guide price Factors to be considered: There was a same style property on the same street. That property initially listed for £380,000 in Sep 2019, then reduced to £350,000 in Feb 2020. Removed from listing in June 2020…
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Leasehold property - freeholder might be local council - problematic?
Hi All, I'm interested in a flat, it's a house split into two - downstairs and upstairs flats - this is the upstairs flat. The lease is over 100 years and I've got the title deed to find out some more information and I think the freeholders might be the local council and I assume the downstairs flat is council tenanted.…
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Obstructive Seller
My daughter agreed to purchase a flat over 5 weeks ago. The house seller however has since continued to stop her valuer from getting into the property meaning her mortgage can not be progressed. he is also stopping any further viewings. She is now stuck in the situation that the valuer has been to the house twice with…
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Buying a second home - stamp duty
When buying a second home - I am aware that additional stamp duty is imposed (3% currently for properties under 500k). Which is annoying because I only own part of it. During the property purchase process at any point to I have to give details to HMRC or anyone else about the other property or its other owners? Also what…
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Occasional holiday letting when the lease says NO
I appreciate that I've probably
already answered my own question with the thread title but thought best to ask
the collective wisdom here before abandoning our plans completely! We are looking to buy a holiday
home on the Isle of Wight but the apartments with any 'wow' factor (sea /
marina view etc) are beyond our budget…
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Renting whilst house repaired?
Currently I am a renter but looking to buy but my survey has come with rather more work than I expected. Mainly around damp and the boiler flue being unusable. This last point alarmed me slightly as I thought boiler inspections were mandatory in rented properties. Anyway could I buy the property but carry on living where I…
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Anyone bought/buying new build bungalow Seddon Homes, Congleton?
Any feedback would be much appreciated. I'm on my own and thinking of buying bungalow Blossom Gate or Falcon Rise, Congleton, Cheshire. Thanks
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Mortgage broker
Is this the norm? Mortgage broker 1: Was keen for me to apply for The maximum mortgage allowance for my salary and then top up with my deposit. Ignored that I requested 24 yrs not 20 and that I only wanted a mortgage of £181000. Mortgage broker 2: Pleasant to deal with So choose him and sent all my details. He said he…
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Will French doors affect new build warranty?
Just wondering as I cant find anything online... we are buying a new build and already have a set of bi-fold doors and a set of French doors on to a balcony, but want to add (after completion) french doors where currently there is a window. Will doing this affect the overall warranty in any way? I realise the change wont…
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Council tax extortionate
Ive Just moved into a property on the 19/06/2020 and my local council is trying to charge me over £200 a month in council tax. I’ve worked it out that they’re trying to make me pay for the full 12 months of the tax year even though I’ve only been liable for the property since the move in date. Is this correct or are they…
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Should I switch estate agent?
Hi everyone. My wife and I put our property in south London on the market with an estate agent 3 weeks ago. We’ve had just 1 viewing so far. In our last catch up this week the agent was adamant it wasn’t a problem and that we would get offers. It get a bit like we were being fobbed off. Could any more experienced heads…
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Advice for son in rented accommodation via county council.
Don't know what to do to help.My son and his partner had a baby 6 months ago and lived with us through lock down until first easing when they were able to contact the council.We live 30 miles/one hour drive away from where her family live and after two months she wanted to go and get their own place, she used to shout at…
