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Who is responsible for retaining walls?
Curiosity more than anything really. We own a house that faces down a hill, behind our garden is a house that is side on to the hill, so we border their driveway. Their house is considerably higher than ours, we have a 7ft ish brick retaining wall and then a 6ft fence on top of that. We don’t know for sure who is…
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Becoming joint owner with my partner who already owns her house
My partner bought her house last year and has another 3.5 years left of the fixed term of her mortgage. We are planning on staying here in this house and so have talked about me becoming an official owner of the property and her remortgaging after her fixed term is up to then add me on to the mortgage. I am a first time…
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Renting a property to purchase - potential pitfalls
Relative has found their forever home - currently used as AirB&B but development is enforcing the 'no holiday rental' clause so property is on the market. Relative has a property to sell which was under offer during lockdown but fell through last week - viewings over the weekend and a 2nd viewing tonight so hopefully back…
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Land Registary Help
I've downloaded a copy of my ex husbands property details & there are one or two things I'd like clarified if possible. He is listed as the sole owner of his freehold. I haven't listed all the blurb, just those I feel are important Under A: Property Register section it states 1)That freehold land edged in red was filed at…
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Help to Buy - Paying Off Early
I have been trying to research about Help to Buy and what the process is for paying off early. We bought our house just over 2 years ago using H2B for £34k of the property cost. We are going to be in a position to pay this off fully next year after receipt of a small inheritance and wondered, other than admin costs,…
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HMLR Boundary change on title plan
We are in the process of buying a house and have been told by our solicitors that we can't buy the house until the current sellers change the boundary on the title plan to reflect the flying freehold ( part of the house is over a shared passageway) that is over unregistered land. He says that without the change we are…
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Stamp duty on holiday let
I sold my house last year and now live and travel in a camper van. I am interested in using the capital from the sale to buy a holiday lodge in England which I could rent out but which me and my family could use occasionally. The property is £80k. I’ve had several legal quotes if I buy, some include stamp duty others not.…
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How long is too long for buyers to instruct Full Structural Survey?!
Hi. As it says in the title really! When we thought we'd sold our house in January of this year (it's off the market now) our so-called 'buyers' took eleven weeks to make the appointment for a Full Structural Survey to be done (our house is Edwardian). I had never sold a property before (although my husband had - fifteen…
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Persimmon Homes Extras (Finishing Touches)
Hi all, Soon we are to reserve our persimmon house and we were told that we'll be able to get money towards the finishing touches etc. Of course, I'm planning to negotiate how much they give us and the asking price of the house. However, prior to that I would like to know how much roughly people have spent on their…
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Helping parents buy house
Hi all, I've read some similar threads and I've seen some great advice, I want to share our situation and see if there's anything you collectively think I'm missing. My in-laws will be retiring within the next year, they are mortgage free, living a "two up two down" in a cheaper area of the country. They would like to buy…
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Keys handed over before completion
Im posting this in behalf of a fanily friend. She told me the situation and i was so shocked and appalled i wanted to get some advice. They moved house last year, bought a bungalow for cash and put their previous property on the market. Offer was accepted and all the usual paperwork etc was being done. She recieved a call…
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Help To Buy - Waiting Times
Good morning, We're currently in the ridiculous waiting que for HTB to process our ATP and ATE. We did get an ATP issued over a month ago, but when processing the form one our solicitors noticed there was an error in the mortgage amount - this changed slightly when we had to switch from Halifax to Natwest. This meant we…
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Conveyancer asks for more than 3000 £ in certified translations
Hello everyone! I am trying to buy a house. I though that the difficult part was to save the money, now I'm realising that it's to deal with a conveyancer... All the process went through fine, when, just one week before the exchange the conveyancer tells that my money is suspicious according to money laundering. The only…
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HMLR Please can anyone help? Is it normal practice not to have a " C Section "on the HMLR Title?
Hi, Is it normal practice not to have a " C Section "on the HMLR Title, for instance, no C section at all , not even a blank one? Thanks
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HMLR Title Numbers. Why is my Title on another Title's C Charges NOTE: ?
Hi , Please can anyone help? I have downloaded a
title number belonging to local land next to my property and came across my
property’s Title on this piece of land. Is it normal for me not to
be aware of this? "C: Charges Register
This register contains any charges and other matters that affect the
land. LEASE dated…
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tied housing on scottish farms
my partner has worked on the same farm for over 40 and lived on the farm for over 30. I moved in20years ago. he has now been made redundant....what right do we have to stay in our home? the house is not needed for another of his employees and it is not being sold. what rights do we have?
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multiple sinkholes in buying area!
We recently just had an offer accepted on a property and have since found out there is a sinkhole on the street which has been left unfixed for 18 months. The sinkhole is apparently due to a blocked culvert and a new sinkhole has just appeared in an adjoining street (presuming the same reason). We're first time buyers and…
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Making an offer.
So this probably sounds and is really stupid question but how do make a formal offer on a house? We have found a house we want to make an offer on but not sure how exactly approch it. Obviously we will phone the estate agent but from a few things ive read some have said express that your first time buyers, solicitors and…
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Price re-negotiation based on building survey
Recently, I received the building survey report from a qualified
surveyor and I would like to re-negotiate the price with the seller. In general,
the house is in reasonable condition with some minor defects. However, I am not
sure which of the following items are consider to be reasonable for the
negotiation. Here are the…