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title plan - understanding
Hi, I am buying a house that is a row of terraced houses with an access pathway across the back (dotted line on title plan) Looking at the title plan, it appears that part of the path that crosses the back of my house is classed as my land - is my thinking right? See pic below Thanks
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First Time Buying
Can you use the bonus of both if I have a lifetime ISA and my boyfriend has a Help to Buy ISA?
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Address issue for first time mortgage
Hi, Me & my partner are looking to buy our first house in the next 6 months but we have a problem with our current address not showing on our credit report. The address isn't classed as a residential one but we have been registered here on the electoral roll although our credit reports haven't picked up on this. We have…
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Help! Think we offered too much!
Hello, Me and my boyfriend had verbally agreed an offer of £250,000 on a house just before the coronavirus situation worsened. The asking price was £265,000. However, as my boyfriend was furloughed and my own job seemed at risk we unfortunately made the decision to pull out. We loved it straight away, and perhaps got over…
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HMRC SA105 Property expenses
We receive our rental income after the agent has taken his percentage (We are NRL's so no tax taken) so I declare the total for the year after management fee is deducted. Do I then list the management fee under property expenses, or have I negated this because I have declared the exact amount I receive after deductions?
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How long does my landlord have to return the deposit
My tenancy ended on 28th of March and 2 weeks later I've just found out they haven't even done the check-out inventory yet. I'm scouring the internet but I'm surprised I can't see any rules which state how long the landlord has in which to complete the check-out or to return the deposit. I know he doesn't have a new tenant…
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struggling nhs worker needs advice for residential housing contract!
If anyone can help???? So on 14-02-20 i agreed with my rental agency for an early release of my rental contract with homes4u manchester. The tenancy was supposed to end on 7-11-20. However, my housemate and I wanted to leave early due to issues. The terms of my contract is for early release we have to continue to pay the…
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Seller wants to delay completion
Due to complete at the end of the month, seller feels can't move now and wants to delay a couple of months - TBH not sure what would be a reasonable extension - any thoughts? ETA: we have exchanged
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What comes after Covid, wwyd?
Currently live in a 2 bed HA flat. Two adults a one yrold and a 3yrold. We've got lockdown induced itchy feet. Need more room for the kids now baby is more a toddler and not having a garden has been... challenging. HA rent is £420pm. Private rent for three bed £850+ pm in the area (around £795 for a 2bed) Room allocation…
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Are solicitors delaying because of COVID19 or because of another reason?
I was asking about buying a 2nd BTL in a previous thread. After lots of thoughts I'd like to proceed, the current owners/sellers have agreed to pay rent on the property after completion until they move out. From my end I'm ready as a cash buyer (well, remortgaged my 1st BTL but still I'm the one paying the cash for the…
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Buying with subsidence
I have offered on a place that I've just found out was underpinned nearly 30 yes ago. Buyers say it was due to broken drainage and there is a building control cert which we've seen. However, that doesn't say what was affected and exactly what was needed to remedy the issue. The problem was prior to current owners. I can…
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Lodger
Hi, would like to know some advice on my situation. I currently have a lodger in my house. The original agreement ended in February and I told her it Jan that I wanted to stop renting the room out. However, she wanted to stay until she finished buying her house (she was actively looking at that point). Therefore, I agreed…
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Move next year or wait?
Hi all, My wife & I were planning on selling our current house next year, using this year as an opportunity to do it up and get it ready for sale and move to somewhere a little bigger. Now with all of what is happening, happening I'm not sure if it's the right thing to do? There's talk over heading into a global recession…
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Tenancy agreement dates
Hello. We've been living in our current property over two years. Our landlord has finally come to us with a written tenancy agreement. The initial six month term stated on the agreement is 1st Jan 2020 to June 2020. If we sign and date the tenancy today (with today's date), will the 6 month term still be from the 1st of…
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Selling right to buy property. Dispute over % discount I need to pay back.
I purchased my house through Right To Buy, ownership started on 18/06/2017. I want to sell as we need a bigger place. I worked out the following based on when I took ownership of the property... 18/06/2017 to 18/06/2018 is Year 1 of ownership 19/06/2018 to 18/06/2019 is year 2 of ownership 19/06/2019 to 18/06/2020 is year…
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Prevent problems with a future sale. Submitted Full Plans Application which is now outdated.
Please can anyone help? In early 2015, I submitted a “Full Plans Application Loft Conversion with Ensuite” to the Local Authority for approval. The application was inspected and approved. However, the work didn't start due to a change in financial circumstances. The application expired in 2018. No Planning Permission was…
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Exchanging right now
Hi guys just had an email from solicitor to say the vendors are happy to complete. He is asking if we want to go ahead during the current time as he believes it is allowable to move as the property is empty. Also means that my partner can get started on the move when I’m at work and he is waiting to go back to work. Would…
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Help with reclaiming 'one months rent in advance'
I hope somebody can give me some advice. I moved into a private rented property on 31 November 2019 and paid one months rent in advance to secure the property. There was no contract, just a friend of a friend who has many properties. I gave one months notice on 28th Feb and asked the landlord if I had to pay for March and…
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Gas turned off. No buildings regs cert for boiler. What checks should my lawyer have done?
Hello,Appreciate your help understanding what level of service I should expect from my lawyer during the conveyancing process. I bought my first flat in Jun 2018 from the estate of the previous owner. On 09/03/2020 I had a boiler leak. The plumber inspected the boiler and flue and capped the gas at the meter. I have not…
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Possible subsidence
