-
Maintenance work in rented property during lockdown
We moved to our rented house in middle of February. 2 days after moving in I emailed the LA about the low hot water pressure in the bathroom. You can hardly take a proper shower and it takes ages for me to rinse my shoulder length hair. Their handyman turned up on 13th March, the previous evening he messaged me saying he…
-
Council Tax
Starting in October I will be a full time student with the OU. I will still be working full time too. Due to my full time status at the uni I will be exempt from council tax (this has changed in recent years to include full time OU students), however when looking at the forms from Portsmouth council it’s asking for my LL’s…
-
Planning next move... Pay off current mortgage and use house as collateral?
Hi everyone, I’m new here so apologies if this sort of thing has been covered before! I’d be really interested in your thoughts/advice if possible... I run a small media marketing business which has done fairly well, I bought a small three bed terrace house nine years ago for £160k (now worth approx £230k) and have £80k…
-
During covid-19
Myself and my partner are in the middle of a house sale and buy. All paperwork is in with the solicitors and they are working as usual. Our buyer is a cash buyer from spain who is moving back to the UK, she has handed power of attorney to her solicitors in the uk to complete the house buying and selling for her. The house…
-
Guarantor on property of recently deceased
Hi. Several years ago I agreed to be guarantor for my ex. Never a concern. However, he died last week. His son is dealing with the estate, he is acting like there is no rush. I know the house needs to be cleared and utilities stopped. Am I still liable for the rent if my ex's family don't get on with it?
-
Will Rents That Go Down During Lockdown Then Go Right Up?
I've been told that due to a drop in demand for the rental market during lockdown that many properties are now available for a very reduced rent. When the lockdown is over and things start to get back to normal, is there a danger that the cheap rent you are now paying will suddenly go up and be even higher than before -…
-
Rental: Plumbing emergency
We have been in our new, quite modern apartment for just 17 days. This morning an under-sink leak forced off the main sink drainer. On investigation we found:One pipe fitting cross-threaded, one insecure, both leaking. 2 more pipes leaking. Examining the pipework showed the pipes were blocked with horrible gunge, obviously…
-
Rent Protection and CV-19
I am renting a student flat and due to the closure of most universities I am fearful my rent will not be paid. I understand that travel insurance have some clauses on claiming Due to the cv19. But wondered about landlords insurance and rental protection ? Is there any further ways I can act now to avoid a massive financial…
-
council tax
i house share with one other person, both names are on the council tax. however they are unable to pay their share. How do i prove to the council I have paid my share and to chase them only for any debt ?
-
What else can I do to help in this situation?
I rent out a flat which is managed by an agent. People above my flat have just contacted me to say that the smoke alarm is beeping, keeping them awake and generally being incredibly disturbing. Tenant presumably not there. The agent is closed due to Corona virus but I’ve emailed their emergency email requesting that…
-
Exchange and completion on the same day
Hi all, hoping someone can help. Our chain is (mericifully) very short, there is us (buying and selling), our buyer (ftb) and our seller (vacant property). We spoke to our solicitor on Thursday and was told exchange and completion is on the same day at the minute and thats just how things are. We have been asked if we have…
-
Section 20 Landlord and Tenant Act 1985
Hello all, In October we received a Section 20 Notice of Intention to Carry out Work where it includes external structural repairs and wall tie replacements. This letter was to invite us to nominate any contractors we would wish to be included within the tendering process. In December we received a letter with the 3…
-
Co-owned property now in mortgage arrears due to other party not paying!! HELP!!
Hi all, I co-own a property (1) with an ex-partner. I have been trying to sell the house for nearly two years. I am now almost £10k down in legal fees and have a court order which states it should have been brought to market in October '19 as she failed to remove me from the mortgage. Problem is all she has done and…
-
Any advice with my matter will be highly appreciated - noisy neighbour
Hi all,I lived in this proprety for 6 years (owned), and since last year in spring the house next door was occupied by a family that has multiple kids, very young (probably council tenants, not sure). Since then I was forced to endure a high level of constant noise (i.e indoor/outdoor(garden) shouting kids and parents,…
-
Should I pull out of RTB due to Corona and Economy?
Hi Guys, After months and back and forth and having a lender secured, I'm not at a point of Exchange and Complete. I have asked my solicitor to pause given the current Corona climate . This is a right to buy. If you were in my shoes is it pull out? Is it best to negotiate down the price with the housing association? Is…
-
Deposits
Hi guys and gals rigjt so we are ready to exchange the contracts and I’ve been reading about closing my help to buy isa account. The help to buy site mentions two deposits the exchange and the mortgage deposit. Now I’m panicking that I have missed something. We have 10% saved up and was going to use that in exchange. But…
-
Solicitors - very quiet right now
We've searched & searched, found the 'right house', it's a new build home, big developer. We're first time buyers looking to use help to buy and have had all the ticks so far, right up to applying for the mortgage offer (AIP fine), then you know what happened. The developer has put our exchange date back a month (their…
-
Barclays not releasing funds due to India lockdown
Has anyone experienced issues with Barclays not releasing funds due to the lockdown in India? Apparently all Barclays back office functions are done from India and my buyer’s buyer is saying that is what is holding up completion of our sales.
-
Have I gone too far for a UK Building Control inspection? How will this effect a future sale?
Have I gone too far for a UK Building Control inspection? I submitted a full plans application to the local authority for a dormer loft conversion with ensuite. The Architect’s plan involved building regulations that were in place at the time. Sadly, the loft wasn’t started and after three years the plan expired. I didn’t…
-
Can we buy a house and not live in?
Hi, We are first time buyers.
