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boundary of new home query
I am buying a terraced house with an alleyway between my house and the next house. on the boundary plan my neighbour owns half the alleyway but we both have right of way. My concern is that the rooms over the alleyway are part of my house but go over the boundary line. could this be an issue? thanks in advance
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Buying House before or after Brexit? Best time?
Hi, I have the offer of buying a house at a cheap price (outright) as it needs a lot of work and doing up. Its a property that my Girlfriend currently lives in and rents from a friend. As it needs so much work for us to do it our way/decoration, we have put in a low offer to be considered, over the next few weeks. I am…
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Old vinyl sheet, please put my mind at ease
Hi all! I've just bought a 1950s semi and the box room contained an old sheet of either vinyl or lino. I can't tell the difference. It was underneath thin carpet. It had an almost decorative pattern almost floral like and it was glued to the floorboards. There was a thin layer of newspaper underneath it dated 1956. My…
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Tenancy renewal fees.
Family started a new contract on a new property in Aug 18. Fees charged. Tenancy renewed for another 12 months in Aug 19. Renewal fee been asked for. Am I correct in saying as her tenancy had started before the new rules came into force, they can ask for the renewal fee this time. But not next year's when the total ban on…
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Certain Good & Onerous Causes - what does this mean?
I am looking at a house for sale (in Scotland) and there is no record of the previous sold price on any of the land registry / estate agent sites. It was built late 90's. Where the prices are listed for the other properties in the street is says "Good & Onerous Causes" for the one I am interested in. Does anyone know what…
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adult son property dilemma
My son has split from his partner this time last year and he moved back home. He joint owns the property they bought together and hes still paying half the mortgage and life and house/buildings insurance although not living there and shes at times over the 12 months took in a lodger to help with her end of the bills.…
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Affordable removal companies in south London?
Anyone have any recommendations for removal companies in the South London/ Surrey area? Moving from a 3 bed house, I've had some quotes but over £4000+ Looking for something more reasonably affordable but still a good service.
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Had enough of letting / buy to let
I am tired of struggling to save money up in order to buy a second property. The first place was meant to be my pension and a year ago I fixed for 5 years on a buy to let mortgage. At that time I thought the tenant was back on track with rent payments, however it's got worse and her own life problems are having a knock on…
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Warranties on extensions
Hi, Need some advice. We are in the process of buying a property, so far we have had the survey done, mortgage application is going through and we have had documents back from the solicitors which included items such as gas certificates, EPC certificate etc. The house we are buying had an rear and side extension built a…
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Insuring a house that my parents live in
I'd be very grateful if anyone can offer me some pointers My sister (who lives abroard) and I have recently been "willed a house". Our parents will live in the house until the end of their days, rent free. The house is Grade 2 Listed. In the next month, the buildings insurance policy is coming up for renewal. How do I get…
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HELP!! buy to let purchase, mortgage and sellers solicitors!!
Hi all, We had an offer accepted on a BTL property nearly 2 months ago. The property is chain free (partly) as the parents are moving in with the kids while they look for a home. My solicitor has been chasing the estate agent and the sellers solicitors for past 2 months for draft contract documents but it came to light…
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Insuring house-part time living
Looking for some advice on insuring a house we’re in the process of buying but when the sale has completed, will only be ‘living’ in for a few days a month for up to 6 months until we make the move more permanent. We will have basic furniture in the house, sofa, tv, bed & cooking essentials, just enough to manage for an…
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Tenancy agreement missing
Hi I am in (what I think is) a strange scenario and wondered if anyone could advise. I recently let out my house through an agent, the first 6 months of the tenancy has completed and I wanted to move agents (they're not great). However the tenant has signed a years agreement and so we cannot switch not a big deal its more…
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Seller restrictions
Hello all, Currently purchasing an auction property. 14 day completion. Buying cash. Seller’s solicitors have a restriction whereby the purchaser cannot sell/ remortgage the property for minimum four months. I understand why, and also that many lenders won’t lend in the first six months anyway, but wondered if any had…
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Local Search vs Local Search Indemnity Insurance
Hi, I was wondering if anyone has an experience of proceeding with the Local Search Indemnity Insurance? I bought my existing property which was a new build back in 2015. Myself & my partner are now buying together on the same development another new build due to be finished October/November 2019. The solicitor has…
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restrictive covenants may have been lost
I bought a £6 Title + Plan from the Land Registry for a house I'm interested in. I can see it's freehold, and mortgaged. But what's more interesting is that the Proprietorship Register includes this item: and the Charges Register includes this item: Does that suggest that nobody (involved in recent transactions for this…
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Changing from tenants in common to joint tenants- questions
I know that me and my wife need to inform the Land Registry of our intention to change from tenants in common to joint tenants on our BTL flat but have three more questions: 1) Do we also need to tell the mortgage company? 2) Presume that we also need to inform HMRC? 3) Would this take effect immediately (ie. for the…
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Issue with management company..
Not really sure where to turn for help on this so will gladly look for any guidance and advice. I own my apartment (leasehold) and pay 2k a year in service charges to a management company... included in that is buildings insurance. 6 months ago a leak appeared above my kitchen window, I let the management company know and…
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absent landlord leasehold indemnity insurance
Hi I am currently looking to buy a Leasehold house with an absent landlord. I read on another post that you can get indemnity insurance to cover against the landlord turning up and asking for ground rent from previous years. It would also cover against any risk that I didn't get planning permission for extensions from the…
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Strange Property Ownership Issue
Hello All, Looking for help/advice with a possible property purchase. The property is a lockup garage and has been built in a communal car park in a private estate. There are two rows of battery garages in the car park, this building has been built separately at the end of one of the rows. The owner is selling for what he…
