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Land registry, Selling & Unregistered land
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Legal Representation
I am a private tenant. My landlord is a company. There has been breach of the right to quiet enjoyment for the past 17 months. Basically, the company director has moved several members of her family into the tenanted property. The flat is like a hotel - people come and go all the time without my consent. I pay rent and…
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How to add screenshot in MSE forum
Hi, In one of the previous my posts I was asked more details but I don't know how to put them. I think if I can attach images or screenshot then I can explain it better. I need some help about the house buying I am close to exchange. to show the idea for the garage conversion I want to show what is the layout and how I…
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Rentcharge on freehold property advice
Hi I have had an offer accepted on a freehold property. The title register states that it is 'Title absolute' and is listed as freehold on HM Land registry website. However, in the title register I downloaded off LR, it states under Charges Register that: "The land in this title is subject to a perpetual yearly rentcharge…
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do we need gas safety certificate for building insurance
After searching online a lot I am finally onto asking to MSE. I am close to exchange the property which i am buying. Question 1: Is it mandatory to have gas safety certificate or boiler service certificate for the purpose of building insurance.? Question 2: do I need building insurance from the date of exchange or from…
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Buying a house from a private seller
Him we are buying a house and found the ideal place but the owner is selling privately, I have no issue with this but my main concern is the house is up for £x and the seller advised us they will not negotiate and that's fine as long as the house is worth £x. What's the best way of getting an independent valuation done,…
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Problems before exchange/completion
Please could someone offer some advice on our situation? Working to exchange/complete by 30th, our bank had been sent a mining report (twice through two separate people and confirmed they had received it) 5 working days later I contact them to check on progress of decision- they claim they never had it sent to them. I…
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8 weeks between exchange and completion
Hi, As the title says, our buyer wants an 8 weeks gap. He is an investor and I believe this has to do with his bridging loan and the time it takes to release funds from his other properties. He is happy to exchange immediately. Our Seller is happy with this and there is no other chain. For us it's not great because the…
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Seller won't complete
Hi, Looking for any advice on moving things along with my house purchase. I am a first time buyer and put in an offer for a property with no upward chain. I had in agreement with the seller that move in date for me would be 1st September. We signed contracts mid-August, but my solicitor told me to avoid writing a…
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Homeless with equity help
Hi I’m sending this to reach out to anyone that could possibly give me any help/advice to move forward with my life as I feel I’m stuck in a hole and can’t find a way out. For a month now I’ve been homeless sleeping in a homeless shelter at night with no income or access to benefits. I spit with my partner of 21 years…
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buy to let for daughter
hello is it feasible to buy a house ( only a 2 bed ) and rent to my daughter any tips or advice appreciated thanks
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Nightmare lodger - Advice appreciated
Hi all. This is my first post here and I’m hoping for a bit of advice. I’ve had a nightmare lodger recently Didn’t pay his rent on time, not even once and had to be chased on every occasion and when he finally paid on every occasion he paid less than was due and had to be chased again. Didn’t own anything not even his own…
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Fearful buyers - what is the source of your fear?
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Selling post Brexit
Hi I know it’s a pretty bad time for selling at the moment but we thought we would have a go so went on the market early August. To date we have only had 3 viewings. My initial reaction was to blame our rather “relaxed” estate agent so we have booked a meeting with another. Straight away though he has mentioned dropping…
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Stamp Duty on Temporary Home
Hi, I am having my house renovated and I will not be able to stay in it while the work, which may take 6 month or more, is done. I have bought a cheap, temporary house to stay in and I have been charged stamp duty on the temporary house as though it was a second home. I expect the higher rate of stamp duty but I will only…
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BTL Strategy
Hey Everyone, UPDATE; Posted here in the summer about venturing into property as an investment. Got quick a bit of negative comments which made me go away and think about my whole strategy, I've educated myself a lot in the last 3 months, must have spent over £100 on books, spoke to property investors/landlords and…
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Gazumped by a letting agent!!
We have applied and been accepted for a rental property, due to move next Friday, paid the holding fee, paid the deposit and just had a phone call from the letting agency to say the property has already been let by a different agency who were marketing it at a higher price, so we can no longer have it. Movers booked and a…
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Section 106 Planning Agreement
We're buying a five year old house on a development where the roads are yet to be adopted by the local council but the house is freehold and there is no estate management company. My conveyancing solicitor has said that they are waiting for our vendor to provide the Section 106 paperwork. The EA for the vendor has said to…
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How much information does the EA of a house I want to offer on need?
I want to make an asking price offer on a house. The EA would not accept it until I had sold my flat. I got a private offer on my flat yesterday, the brother of our next door neighbour wants it. I called to let the EA know yesterday; they said they needed us to be sure it was a serious offer and asked us to find out the…
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Survey Issues
Good Morning First time poster. Hi everyone So we have moved into our home mid July. Our survey (we paid for Homebuyers survey) came up with issues of building work - repointing which was urgent and advised for second opinion before sale - which we did and the seller agreed to go halfers on the price. The roof had issues…