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do we need gas safety certificate for building insurance

riteshpatel
Posts: 21 Forumite
After searching online a lot I am finally onto asking to MSE.
I am close to exchange the property which i am buying.
Question 1: Is it mandatory to have gas safety certificate or boiler service certificate for the purpose of building insurance.?
Question 2: do I need building insurance from the date of exchange or from completion?
Thanks for your help in advance.
I am close to exchange the property which i am buying.
Question 1: Is it mandatory to have gas safety certificate or boiler service certificate for the purpose of building insurance.?
Question 2: do I need building insurance from the date of exchange or from completion?
Thanks for your help in advance.
0
Comments
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You do not need a Gas Safety Certificate and the insurance should run from exchange.
Hope this helps.(AKA HRH_MUngo)
Member #10 of £2 savers club
Imagine someone holding forth on biology whose only knowledge of the subject is the Book of British Birds, and you have a rough idea of what it feels like to read Richard Dawkins on theology: Terry Eagleton0 -
1. No, unless you have told the insurance company otherwise.
2. Exchange.
If you are planning to let the property then you will need a gas safety certificate before doing so.0 -
If you are buying a property, then it is pretty much a standard enquiry for a solicitor to ask for annual service or gas safety inspection.0
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Gas inspection for insurance, no.
Buildings insurance;-
on a non-newbuild house from exchange of contracts
on a flat, probably not - should be insured by freeholder
on a newbuild house, from completion - not from exchange.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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