do we need gas safety certificate for building insurance

riteshpatel

After searching online a lot I am finally onto asking to MSE.

I am close to exchange the property which i am buying.

Question 1: Is it mandatory to have gas safety certificate or boiler service certificate for the purpose of building insurance.?

Question 2: do I need building insurance from the date of exchange or from completion?

Thanks for your help in advance.

seven-day-weekend

You do not need a Gas Safety Certificate and the insurance should run from exchange.

Hope this helps.

Slithery

1. No, unless you have told the insurance company otherwise.

2. Exchange.

If you are planning to let the property then you will need a gas safety certificate before doing so.

ethank

If you are buying a property, then it is pretty much a standard enquiry for a solicitor to ask for annual service or gas safety inspection.

G_M

ethank wrote: »

If you are buying a property, then it is pretty much a standard enquiry for a solicitor to ask for annual service or gas safety inspection.

and pretty much a standard response to say 'None available' or 'rely on your own inspection'.

societys_child

ethank wrote: »

If you are buying a property, then it is pretty much a standard enquiry for a solicitor to ask for annual service or gas safety inspection.

That's something that I've Never been asked for.

kingstreet

Gas inspection for insurance, no.

Buildings insurance;-

on a non-newbuild house from exchange of contracts

on a flat, probably not - should be insured by freeholder

on a newbuild house, from completion - not from exchange.