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Valuation report and full-survey valuation different
We have had an offer accepted on a house. Our offer was in the middle of the 10k asking price band. Our mortgage lender offered a free valuation report which value the house at exactly what we offered. We also instructed a different company ro carry out a homebuyers survey which included a valuation - this valued the house…
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Help with buying a new build
We are buying a new build house and due to exchange after Xmas. Today our solicitor sent through the plans etc. The plans show what appear to be sheds in the gardens and a patio area. I know the patio will be put in place but would the shed/outbuilding be included? I have never been told it would be but does appear on…
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"Reasonable time frame" - private renting
Looking for advice from private landlords in England. We looked this up online and got "a reasonable time frame". But what is reasonable? That's like asking the length of string isn't it. So private landlords, what is a "fair" period of time to YOU to fix things in your rented properties? Or what is a legal obligation?…
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Inheriting a shared ownership property
Any one know how it works if you inherit a shared ownership property where a rent is paid to a housing association. Is the person who inherits obliged to pay the rental if they do not live in the property?
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Mortgage retention - your knowledge is welcome!
Hi all - happy Christmas in advance! Just need a bit of background knowledge about mortgage retentions (I have read umpteen posts about this subject, but none actually answers my question)... I am the vendor of a flat. My buyer has been told by her lender that there is a large mortgage retention relating to urgent works…
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So how much do I need?
Good afternoon all and a Merry Christmas. Nice easy question. How much money on top on our deposit do we need when buying our first home? I’m thinking mainly about the associated fees when it comes to buying your first home. So solicitors fees etc. (We won’t be paying stamp duty as the property value does not meet the…
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Radiators not working in new house
HI, I bought a new build apartment and completed the purchase in Mid Nov. I reported all the radiators were not working on the completion date and have been waiting for the developer to fix them. I chased up 2 weeks ago and gave them a call almost every single day last week to urge them to fix the radiators but still none…
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House moving nerves.
I think it's pretty natural to experience some worry when it comes to moving. My wife and I have pretty much driven each other mad so it would be great to get some opinions from people on here who can leave emotion at the door. I'm 36 and my wife is 38. We have 2 children 8 and 6. My income is £46k per year. my wife is a…
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Fixed Term Expired - what I have now
Hi Everyone, i was June 17 till june 18 on a fixed term with an agency contract, but everything was handled by the Landlord. We then received a new contract for another 12 months fixed term, but never returned, nor signed the new contract. We stayed in the Apartment and continued to pay rent. As there is nothing…
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New Build 2 Year Warrenty
Can you offer some advice on the following? I moved into a new build just over a year ago, last week I noticed that the wine cooler was leaking. After further inspection I noticed that the pipe at the back was not fitted correctly. As a result I had a leak and it caused damage to the Kitchen Island. So my question is as…
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Advice please for objecting to planning
Hello I hope I am posting in the right section... Has anyone successfully objected to planning and if so is there anything key that will help? The planning proposed will have an impact on parking, traffic and pedestrian safety so that will be my start but I wondered what other things hold weight with councils? I would…
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How many houses can be built in 0.12 hectares?
Hello just that really please: Does anybody know the amount of homes that can be built in a fairly small area of 0.12 hectares? Or how can I work it out please?
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need help regarding renting and roof repairs
hello all moved to a rented flat in october, top floor, all was fine until it started getting colder and wetter outside thats when we noticed a big damp mould patch in the living room, turns out there is tiles missing on the roof so its getting wet inside... next point: in the bathroom is a cupboard which is in the slope…
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Increase Fee with 14 days notice - can the letting agent do this?
Hello, I am experiencing a number of challenges with the current letting agency, the latest which has driven me to ask for advice is their recent increase in management fees for a fully managed service from 5% to 8% giving only 14 days notice to the landlord. However after querying this their reply was that the landlord…
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Discreet marketing, but house has gone online
We decided to sell our house and went with an agent that offered the option to market the house discreetly (no sign in front garden, no ad online or in their shop window). Reasons for this were twofold: * We live in a small community, and wanted to avoid questions until we were ready. * We suspect the property might not…
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Stamp duty on transfer of share of property
Hello, I can't get my head around the rules for stamp duty on transfer of a share of a property despite reading the HMRC rules and examples. Maybe someone smarter than me can help? The following situation: A married couple and their son own a property (a house) worth 750k as tenants in common, each with a share of 33.33%.…
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Rental agent chasing 18 month old invoice
I rent a property out through an agent and they’ve just emailed me to advise that they’d never invoiced me for electrical works completed 18 months ago and as their electrician is now chasing payment can they take from our next rental instalment. I recall the works and getting the quote and on checking back on the old…
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FTB, where to start?
I'm in a position now where (I hope) I can buy a house. Where do I start? Do I book an appointment with my bank, a broker, or someone else? Or do I start viewing properties? I've spent years browsing Rightmove, and I have always been drawn to properties needing renovating, or at least a little bit of work, but now I am…
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Council Tax band is going up
I’m hoping someone has had a similar issue. I live in Scotland so I know the laws around this may be different than England and Wales. We purchased our house in June 2018 and had done all of our various checks, especially around council tax. The house was converted from a bungalow to a two storey house by converting the…
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Solicitors conflicting on TP1.
I’m in desperate need of some advice. I’m buying my mums house, it has been going on 5 months now this sticking issue is on the TP1 from when my mum brought the house new it says under ‘Planning Conditions’ something along the lines of, nothing can be built in the cross hatched yellow area on the plan without permission…
