-
Public Sewer within the boundary of the property
Hi, I am buying my first home and my solictor did a drainage search and this is what reported: The public sewer map included indicates that there is a public sewer, disposal main or lateral drain within the boundaries of the property. Now the solictor wants to know if I am okay to proceed. I am really confused what should…
-
Underfloor heating in newly rented bedroom not functioning correctly
Hi all, I recently moved into my houseshare this Saturday (the 15th of December). Long story short my room is supposed to have underfloor heating which could be controlled by the thermostat which is in my room. What I have come to find out is that it's actually the thermostat within the hallway outside my room (which is…
-
Additional Dwelling Supplement (Scotland)
Hi, does anyone know whether someone who already owns a property and is added to the title deeds of a property (after a purchase, or not connected to one) will be liable for the ADS?
-
Vendor requesting deposit to remove property from market?
Hi everyone, After MUCH searching, finally found a suitable property and had an offer accepted. However, the agent have since been in touch to say their client have requested a £1,000 non refundable deposit to remove the property from the market and cancel any pending viewings. The property is being sold by some part…
-
Inheriting a house
Hi all, I am not sure whether or not I am in the right section but I would like some advice on inheritance. My Mother owns a house which, when she passes on will become mine. She was taking about putting it in my name in case that she ever needs care and the authorities take it out of the worth of the house. Which is the…
-
Need Help Negotiating Lease Extension.
I paid £760 to get a survey done in October after buying with a S.42 in July at £260,000. (£350 + vat for neg) The freeholder proposed £18,867 (counter notice) as opposed to my £12,000 (S.42). After I presented him my surveyors calculations he's reduced it to £16,000. I've asked how much it will be if he retained some…
-
Claiming on 10 years builders warranty
Looking for some advice on the above My builder isn't a member of nhbc so we have a 10 you warranty via what appears to be an insurance company I've had ongoing issues which the developers and service company won't help me with There is a leak from the gutters into my flat. Developers says the gutters are full and need…
-
Proximity to tube or Big Garden
I'm planning to upsize my house and 2 offer has been accepted in Harrow, London 1) £890,000 - Semi detached, Ground floor it has 2 reception, extended kitchen ( well fitted ). W/C and have an average ( not very high spec ) conservatory with integral garage ( Its empty but can be used for office room etc ) First Floor -…
-
Shared ownership and purchase of another property
Hi, I live in shared ownership flat that we bought with my wife. Unfortunately my wife passed away recently and i got quite large insurance payout. i do not want to staircase as I pay such a low rent it does not make sense at all. however i would like to consider buying another property as buy-to-let so my and my daughter…
-
Is it worth complaining about Estate Agents
The estate agents we were using to sell our property have lied to a viewer. When I queried this I was told that they said it to get a sale. They have also said there have been offers but haven’t passed these on, instead they just said “oh we are chasing them up” I can imagine this happening once, but they have said this…
-
Bad Loft Conversion?
Hello, My wife and I are in the process of selling our flat and buying a 4-bed Victorian mid-terrace house in London. It is spread over three floors - reception and kitchen on the ground floor, three small bedrooms and bath on first floor and another small bedroom and shower on the second floor (which were added as part of…
-
HTB looking to rent
Hi, A couple of years ago my oh and I bought a new build via HTB Equity Loan (20%). 2 years on and we’re exploring opportunity to relocate abroad temporarily (2-3 years) due to work opportunities and need to decide what to do with our house. We don’t want to sell and rental/Air BnB seem to be the only option as the new job…
-
New build house price.
Evening all. Long term reader, but this is the first time I've had a need to seek some advice. We're in the process of purchasing a new build from a large builder. We got very close to exchange around 3 weeks ago, however the chain broke at the last minute for a stupid reason that should have been resolved 2 months…
-
Bank issues/mortgage completion delays
Hi All, I am a first-time buyer and recently I paid my mortgage deposit after being advised by my solicitor that he was ready to exchange the contracts and complete the purchase. A day after I paid the deposit, I was advised by my solicitor that the seller had delayed the completion as she wasn't ready to move, and…
-
Shared Ownership - Pro’s & Con’s
We are young first time buyers, we have found a fantastic shared ownership new build house. We would be buying a 50% share with a view to staircase to 100% when my wife goes back to work (have 2 kids). We would not be able to afford this house outright currently. Currently live in a housing association home that I am not…
-
Buying a house while single?
Hi, I am 22 and recently graduated from university this summer and managed to get a job soon after. I am currently living with my parents rent-free therefore can save almost all of my income, (my only outgoings are car insurance and road tax). I have always been frugal and worked part-time during university and have saved…
-
Problem with letting agent
Hello, So basically 3 month ago I moved into a house share on a 6 month contract. Long story short the room I moved into has damp and mould. I mentioned this to the agent and he told me he'd be in for an inspection, which never happened. I've now got a job somewhere else and want to leave, I'm fine with paying the relet…
-
Renting flat with outdated kitchen
I hope I don't sound like an entitled tenant by posting this, but it's pretty frustrating being fobbed off for years! Story goes: Moved into 1 bedroom flat owned by housing association in 2014 - Ancient kitchen, radiators old fashioned etc. The boiler was very old as well and gladly it broke and was replaced due to parts…
-
Housing Scheme funding refused
My partner and I have been in the process of applying for a housing scheme. Type of shared equity but no rent payable on their portion. Anyway, as part of the initial application we had to see a fnancial advisor, to see how much we would be able to borrow based on our earnings. We got the AIP for 93k and were really happy.…
-
How soon can I sell?
I find myself in a real dilemma. I recently bought a house I thought I loved in November, however now that the sale has gone through I’m eagerly wanting to sell. Initially when I viewed the property it appeared to be everything I wanted and basically move in ready. That was in the height of summer. Now I’m here, I can’t…
