-
New build: home movers scheme
Hi All, Husband and I are looking to buy a new build but haven’t yet gone on the market with our home (we’ve just had a valuation with our local agent for £350k). We have our eye on a plot and we’ve been offered ‘home movers scheme’ by the builder which I understand is very similar to the assisted move/ easy mover scehemes…
-
Tenancy help
Hi sorry before I start with spellings etc.I am currently living in a flat but my housing association have taken a 2 bed house of property pool as a management swap for me as I have mental health issues and they supported me to get my move but I would like to no is I'm currently on an assured tenancy but when I move it's…
-
Buying a house after a property market crash?
People keep talking about a market crash which got me thinking. If you're looking to buy a property, what are the pros and cons between buying a house just before a crash and just after a crash. My logical mind thinks: just before a crash, you can probably expect a lot of choice in houses but your newly bought property…
-
Rent or sell inherited house
My mother died just recently and I'm now in the process of dealing with her estate and getting probate etc. I actually live next door my late mother and the house (3 bed) is a link detached which is linked to my house. It was a coincidence that I sold mine as her neighbour was selling his and my Mum was pretty frail and…
-
liability for contents damage due to neighbour
I dont think this has been covered previously, apologies if it has. Our neighbours boiler has caused a leak an damaged our flat below. My neighbour had a new boiler fitted a couple of months ago this has now leaked and caused damage to our flat. The buildings damage is covered by the landlords insurance but our mattress…
-
Care Home Top Up Fees
My mother-in-law is currently in a care home. She has her house up for sale as her funds are now below £10,000. We are about to go into a Deferred Payment Scheme where the local council pay £800 per week, but the Care home she is in is approx £1050 a week, meaning we have to pay a top up fee of approx £1000 per month. We…
-
Any websites to compare my expected salary in a city to the cost of living?
I'm a 24 year old guy looking to move out to somewhere new and exciting. I'm currently living with family in a quiet village in Hampshire. I'll rent for 6 months to get a feel for the place and then look to buy assuming I like it in this new city. I've been doing some research but what I'd find really interesting is a…
-
Council flat
Hi, Not sure if this is the correct space to ask: My partner and I live in a 2 bed council flat with my son who is 11 years old and I am pregnant with baby girl due within a couple of weeks. We were in the process of applying for RTB and was just awaiting to hear back from the surveyors report. What is the likely hood of…
-
Conservation Area - non listed building. Advice?
Hi, we believed the seller's EA when they said the building was in a non-conservation area. And didn't check. Grrrrrr, fool that I am. So have gone quite far with surveys and selling. However, our soliciter has come back to me today and said it IS in a conservation area. I am worried about the implications. The property…
-
Mining Reports
Hello, what would you consider to be an adverse mining report? We have paid for a report which show all claims within a 50 metre radius of the property we are buying (which is 2 years old, there were no mining conditions on the build and there are sufficient building regulations and planning permission). There are 11…
-
Lodger's Contents Insurance
I've just moved into a mate's house. He doesn't have, or want, contents insurance. I'd like to move my contents in which needs insuring for about £10K. It won't be locked away in my room. Struggling to find insurers to cover this situation - does anyone know of any?
-
Solicitors telegraphic transfer fee
I am dealing with the sale of a property, and the solicitor is proposing to charge almost £300 including VAT to transfer the proceeds of c £850 k. It's a small sum of money in the overall scheme of things, but I am selling as the executor of an estate and have a duty to the beneficiaries to make sure fees are reasonable. I…
-
Very confused
Evening everyone, Now I'm not an expert on house buying or prices. But looking at this property I can't understand why it has been on the market since April and hasn't been sold? It's a freehold in a great location. I have done some research and found that according to zoopla it's value is £65,000 however it's on for…
-
Council tax exemption Vs Swiss students
Hello all, I live in a flat in London together with my girlfriend, who is a PhD student in Switzerland doing an internship here. When she moved in, I let the council know about it. They told me that because Switzerland is not in the EU, she is not eligible for the council tax exemption and we need to pay the full amount…
-
Who regulates disgusting agents?
Hello Is there anyone who regulates these disgusting agents? I have not a specific problem with a specific agent to go to ombudsman. I just want to bring awareness for a disgusting practice. Agents rent rooms in London and force tenants get into a yearly contract while paying huge 'contract' fees. The tenants at some point…
-
Confused over property price on houseprice sites
My sister bought my late mums property for £300K. She got a £100K mortgage, had £100K deposit herself and I gifted her £50K . There are 6 of us siblings so each got £50K sister who bought the property share went straight into buying the property. So all that = £300K How ever the price shows on property sold prices sites as…
-
Deposit Return and then some
Hello there. Don’t really know where else to turn regarding advice on this so here goes. We were renting a proper in 2017 to Aug 2018 and about a month to go following our tenancy renewal we received a letter basically saying that the landlord wasn’t paying the mortgage which naturally unnerved us. After trying to get in…
-
Help with understanding Lease
Hi all, Thank you so much for taking the time to read this. I am new and I have been searching here and elsewhere to try to get my query responded to, but have so far been unable to find the answers. I own the lease on my ground floor flat. It is a long lease of 155 years (peppercorn ground rent), which was extended by the…
-
Cash Housebuyer dragging heals
Hi, im currently selling our house that used to be rented out and is currently empty. I agreed to sell at a vastly reduced price to a property developer who said they would be a straight cash buyer so no chains or mortgage hassle. Last wk I had a call from my solicitors to say that the buyers searches came back all good…
-
Broken appliances when moved in
Hi there folks Me and my partner have recently moved into a new flat and are having issues already with the letting agency. When we viewed the flat we were very pleased by the fact it had an extractor hood and dishwasher, unlike our old flat. It now appears that neither of these work. There is a separate issue that they…