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House builder wont return reservation fee
Good evening I recently pulled out of the purchase of a new build property as I was not informed about a number of excessive covenants when I specifically asked if any existed. I only found out about them when all the contracts had been drawn up. I paid a £500 refundable reservation fee and the developer are now not…
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Wwyd
I am feeling really down about the whole house buying business and am interested in other people's opinions. The area I have to buy in has issues with deleterious materials used in hardcore. I offered on one property, surveyor highly recommended to test for potential damage, vendor refused. Houses in immediate vicinity had…
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Selling Property in Spain
Am in the process of selling a property which I've inherited in Spain. Being told by solicitor that we have to have a Spanish bank account & that funds cannot be paid into an account of our choice (eg, a Euro trading account). Does anyone have any advice on this & whether its true? If so, any advice on best Spanish bank…
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Pro forma letter for gifting ?
Is there anywhere I can find a draft form of the letter needed to send to the mortgage provider when gifting monies ? Thanks all knowledgeable MSE'rs ...:money:
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Vendor selling at a low price but bank want this as a gifted deposit
Hi. I'm in the middle of trying to secure a mortgage which is proving very difficult - much more so than it should be - so trying to see here if there's something else I should do to make this easier. Thanks in advance. We have agreed a purchase price from the vendor roughly 50k lower than the house value but the bank want…
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House seller did not pay final month Ground Rent
Hello, I've recently purchased a property after which I was sent a Ground Rent late payment notice. The period being demanded for includes the final 6 weeks of the seller's occupation. The seller apparently made some provision for this cost in the contract according to my solicitor, however the problem is there is a Late…
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Building Factor withholding Deposits
Hello Everyone, I'm hoping to get some advice. I'll make this short. My Building Factor is withholding Deposits paid at the beginning of my tenancy. This deposit is paid as a sort of float held for emergencies. After moving to a different Factor it has been made clear that no deposits will be paid to any tenants - 7 in…
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Home rental - missing council payments
I am the guarantor for my daughter and son in laws rental. They moved in during July 2017. The council makes partial payments on a four weekly basis. Because of the problems that four weekly rather than monthly payments brings we agreed a payment plan that effectively overpaid to ensure there were always adequate funds to…
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Completion date been and gone
Good morning, So yesterday I was supposed to exchange and complete. Have been told the sellers are waiting on a final redemption figure so it never happened. I have now been waiting longer than 7 months. I had my offer accepted in the middle of May, since then a few things have happened I was lied to about when the tenant…
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Advice needed! Leaking ceiling under my flat.
Hello, I'm hoping some of you can offer some advice/reassurance here. Sorry for the long post -- I'm a first-time homeowner so I'm panicking! I own the top 2 floors of a building that was built in the late 1800s. Downstairs from my flat is a commercial property owned by a development company. Their propery extends slightly…
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Considering buying my Nan's house
Long story short... My Nan passed in 2011, I have always said I wanted Nan's house, even when she was alive I asked Nan if I could have it! got told no lol I've been in talks with mum about the matter and we have come with a figure a plan etc, However, I think I am scared, scared about having a building with so much…
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Landlord using our electricity for their farm building
Our landlord's relative recently knocked on our door asking for access to our electricity meter and fuseboard as the electrics weren't working in their farm building apx 20m away. He checked that the fuse hadn't popped and went away again. A few days later he was back with an electrician to check the wiring. Once again he…
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Buying a house, solicitors inform about management company
Hi I'm in the process of buying a house, all was going well up until a week ago when the owner's solicitors got back to mine telling them they require an agreement from a management company. Said company is Meadfleet, and I've already read all reviews about them on google and many topics around here. We were looking into…
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no refund of stamp duty if walk away after long-stop date?
Hi, I have bought an off-plan lease hold property last year and have already paid two installments total 50% of the price and also paid for the stamp duty. The property has a long-stop date on December 31, 2018. But recently I find told that the practical completion date of the flat has changed to March 31, 2019. My…
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Inherit/stamp duty
Hello, My wife’s mother past away earlier this year. We stand to inherit a residential property she owned which we actually rented from her and still currently live in. My question is do we still pay stamp duty if we inherit, sell the property then buy as first time buyers? The property value is £160k
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Buy to let/stamp duty scenario
Hi all, first time poster having used the forums for valuable information over the years. I'm looking for information/advice regarding the title having used the search function without finding the required information to my situation. I bought a house in 2014 in my own name. I then had my partner move in with me where we…
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Kicked out parents home, no idea what to do next
Not even sure if this is the right place to post this but at this point I’m desperate for any advice. I came home from a night out and my mother started screaming at me, so I simply left. She has been unable to control her behaviour for maybe 10 years and I’m tired of the way she treats me, so just leaving seemed like the…
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Lincoln...
Get decent property for around the £300-£350k mark... What's the city like to live for a family? Good facilities, good communities? Schools ok? Got a few visits planned but be nice to hear from those already living their or those who moved away? Thanks
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Land lord used our electric supply
we have recently move house and received our final electric bill. it was £900 more than the previous year. this had us totally baffled and concerned. it finally came to our attention that our landlord had been using an external socket which was connected to our supply. He was in the process of building 2 new builds next to…
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[Need Help..] Valuation is higher than purchase price
Hi, I really need your any comment regarding the valuation. So far I am buying the house with the Shared ownership scheme. And, all the process was okay until today... The issue was that valuation price from the Halifax was 30k higher than the actual purchase price, and our mortgage broker said it is not an issue. However,…
