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Indicators as to likely level of sound-proofing in a semi?
I'm looking at a 4 bed semi built somewhere between 1938 and 1961 (looking at historic maps, it doesn't appear on the former but does on the latter), not halls adjoining. I had originally wanted a detached house, but unfortunately that doesn't seem likely for the budget and location combination that I need. I have…
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House buying/ Borrowing more to renovate
Hi all I am looking to buy a house in a particular area, I can get a house that is £400,000 but needs about £40,000 work done to it to make it look perfect or i can get a property that needs no work but is worth £450,000. If I were to buy the house that needs work can I borrow more money on the mortgage? If so how is this…
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Mice in rented accommodation
My son has been in his flat for two weeks and he has twice seen a mouse. Who's responsibility is it to deal with the problem - the tenant or the landlord? We've got some traps and bait left from our recent infestation at our house that we can let him have, but if they are not successful and an outside contractor (or the…
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Shared ownership question
We have a shared ownership house for which we pay a monthly service charge for the maintenance of the communal areas to the front of the property and one aspect of that is a communal decking area which goes along the entire length of all 5 properties. We have lived in the property from new for 11 years and have a document…
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Fixtures and holes in the wall
I had an offer accept a house last week. I had originally viewed it two months ago and the owners rejected my £5k under asking price offer then. The house subsequently sold for the asking price. However, it fell through due to a problem with the buyer's mortgage offer. The owners then accepted my offer. The estate agent…
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Average estate agency fees
Hi All, Just out to gather a consensus of estate agency fees. First quote has come through the door of 1.5% + VAT, which is a mind boggling £4k with a discount. We can negotiate of course, but I didn't really want to spend more than £2k. Recommended sales price £310k. We're in Norfolk. Fixed fee is tempting as we're in a…
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Are we fighting a losing battle for a severely overpriced property?
Good evening all, We are first time buyers and wanted to see if we could get some impartial advice about a property we have made an offer on. The house was purchased by the current owners in May 2018 (6months ago) for £295,000. Having made some improvements (listed below), the house is back on the market for £445,00.00!!!…
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EPC Rating F and a Difficult Landlord - What are Tenant Rights?
I have just discovered our rental has an EPC certificate of F, and that this isn't legal. The EPC needs to be an E rating or higher as of 1st April 2018 - and our new tenancy agreement was for 3rd April 2018. A few months ago they sent a letter that a) made it sound like we had a choice for works and b) said we needed to…
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Maintaining boiler warranty
We are in the process of buying a house which is currently empty (not exchanged yet). There was a new boiler fitted last year - I have checked on the gas safe register and it was fitted on 23/10/17. I am aware that in order to maintain the warranty, the boiler must be serviced every year so I spoke to Baxi and they have…
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shared ownership
Is shared ownership a good option for me-I live in the south east, and although I have a highly paid professional job (Dr, 60k), thanks to high rent and professional exams, I only have a small deposit, and can therefore borrow 250k. My options are: - a 2 bedroom shared ownership house, I would expect to live there for 5…
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Buying a new build
Hi, I’d just like some advice because we have never bought a new build from the builder directly (we bought our current new build house shared ownership via the housing association). I am just reading up on the process online and have seen that builders like you to exchange contracts 28 days after reserving the plot and…
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Completion delay compensation
I recently moved house and on the day of completion I am told there was either a bank error or a solicitor mishap beneath me in the chain meaning that nobody in the chain could complete that day. I had to pay significant removal costs for another day and I'm now being told that nobody is liable for these costs and I have…
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Changing a macerator toilet to normal toilet
Hello We are in the process of buying a house that we have just found out has a macerator toilet in the loft conversion, not sure of the make or model. When the surveyor was present he thought it was not working, could not hear the motor and water level remained high. The owners said it was blocked by toilet paper which…
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HMO property
Hi guys! Planning to by an HMO in East London, looking for some good consultants or somebody who can help me to find a good one with the best price. Maybe some of you have an experience buying HMO or have some recommendations for me? Will appreciate any help. Thanks :j
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Landlord - Business or Not
https://forums.moneysavingexpert.com/discussion/5927963/you-must-report-any-queries-within-5-days-legit With reference to the above thread, the consensus of opinion (other than that of the OP) was that being a landlord (i.e. renting out a property and gaining income from it) means the landlord is acting in the course of a…
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Moving Etiquette
We are having an issue with our house purchase. The vendors of the house we are buying are having problems with their purchase over the land registry of the garage that goes with the house they are buying. Their Estate Agent told us they could have had things sorted by now by buying the house now and the garage later but…
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Help to buy ISA Question! Help please 😊
Hello 😊 We are about to embark on the process of buying a house, and have stumbled across the 'help to buy ISA' when doing research, basically we are being gifted a 5k deposit from family members, and all they have asked for in return is for us to save 3k+ for any fees and decorating etc! (They want to put the deposit down…
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Management Company wishes to introduce a Parking Scheme
I own a leasehold flat that is a recent new build. The management company emailed everyone to say they are starting a Parking Scheme and have got parking control company, PCM to administer it. I am trying to find out my options to attempt to stop this happening as I have discovered first hand in the past that this doesn’t…
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Buying house with unsatisfactory electrical installation report
Hi Following a recommendation on my Homebuyers report, I asked the vendor to carry out a safety inspection on the electrics. They have now supplied the certificate and the report has revealed overall it is unsatisfactory. There’s a list of items which require urgent remedial action. Is this something you can ask the vendor…
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Landlord selling property can’t produce gas certificate
Hi everyone, So I’m hoping I can get some advice. I’m a first time buyer, trying to buy a house that’s been rented for 5 or more years, but the seller hasn’t been able to produce a gas certificate or an electricity one. I understand that the electricity one is only at the start of tenancy and the gas certificate will exist…
