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Any tips to speed my solicitor up
Yeh, I know this is probably a really dumb question but I thought I'd try I'm hopefully nearing the end of a house purchase. Now one thing came up in the searches which needed to go back to my lender. Now before today my solicitor had been telling me they were still waiting on the lender to get back to them. Well today I…
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No flooring with shared ownership - experiences please
Hi, I've found out the new build house I'm buying with shared ownership comes with no flooring (apart from kitchen and bathroom) Has anyone had experience of this? I've heard it happens quite a bit. Would you get the flooring in before you complete? (you have to pay extra for the HA to allow this) Or move in and then sort…
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180,000 first-time buyers benefit from stamp duty cut - MSE News
141,100 first-time buyers have bought properties without having to pay stamp duty and a further 39,400 have paid a discounted rate in the year since First Time Buyers Relief was introduced, according to the latest figures from HM Revenue & Customs...Read the full story: '180,000 first-time buyers benefit from stamp duty…
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Helping out children financially
We bought son a house. We paid half towards house for daughter. She had a partner who got a mortgage for his half, but it had to be in joint names. The relationship has broken down. Don't know if he will pay mortgage. She has a child (our grandchild). The child is not his.We can pay off the mortgage. Should we put it in…
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Damage from cold weather?
I'm the process of buying a flat that is currently empty. The last tenant moved out in early October, I think. It's a ground floor flat in a 1920's building. The place is currently unheated and I was wondering if I should be concerned about possible damage with the colder weather we're having? I'm in the SE so it's not…
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Getting Ground Rent from Evasive Leaseholder + Have my solicitors messed up?
Hi there, I am struggling to get Ground Rent payment from a leaseholder and would really appreciate some advice! 2 years ago we bought a maisonette in a converted property along with a freehold for the entire building (which contains a total of 2 flats). The other property is tenanted and I cannot get hold of the…
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Can an ex force sale of house
Basically my father decided in April that he would leave the family home and move to Ireland where he has been since. This is the second time my parents have split up and the first time he committed adultery. He is coming over to visit in December and has been talking about having to discuss things with my mum which we are…
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Understanding legal process -FTTribunal
I have been in dispute with my landlord over a matter. I felt so strongly, that i elected to take the matter to the first tier tribunal. their ruling went against me. Pity-but we move on.(probably literally when i've cleared this all up ) what i am unsure of is 'what happens next ' Frankly, i am almost certainly now going…
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Problems after completion
Sigh Completed on my house on Friday (hurrah) do love the house. However when I picked up the keys, it was clear water damage in the bedroom and on inspection the roof is leaking. Have called roofer, and my new roof goes on tomorrow and Friday. This did not come up in the survey - we had a dry summer, but I think my (high…
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Higher rate SDLT
Hello, Me and my wife invested £60,000 (in total between us) in an 18% share in a property through a trust receiving a share of rent. We now want to buy our first property but I'm unsure if we will have to pay the higher rate SDLT on it. The rules seem to suggest we do if we own more than £40,000 in property but I'm unsure…
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Kitchen Sink doesn't work
Hi everyone, I moved into my flat at the end of August. Since then I've been in a constant battle with the property manager regarding our kitchen sink. IT DOES NOT UNBLOCK. We've tried everything. We've had plumbers over (sent by the property manager) and he says its probably an external pipe. The property manager claims…
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Could a malicious damage insurance clause cause issues with a bridging loan?
I've applied to receive a bridging loan on an investment buy to let property which is empty due to being part way through a light refurbishment. The insurance doesn't cover malicious damage when it's unoccupied which means it's not insured against this type of damage currently. This seems to be a fairly standard clause for…
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FTB - Seller has no building certificate for the extension done under permitted development
I am purchasing a 1930s semi-detached house. The current seller has done a small extension to the kitchen and brought down what he claims to be a non-load bearing wall. This is done under the permitted development which is understandable. He does not have a planning permission which is clear too. But he also does not have…
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Buying a leasehold flat with the freehold of the whole building
Hi, We're first time buyers and have seen a flat in the perfect location for us and with everything we need. It is ground floor with one flat above, has direct access to the garden and has no chain as the property is currently owned by the local council. We've got our agreement in principle and we are viewing the property…
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Last Minute Demands Before Exchange
Hi all, My flat is in the process of being sold, but on the day that we were supposed to exchange, I've found out that the buyer is demanding that I start the lease extension process (currently 90 years) before we can exchange. This point was raised several weeks ago and I thought it had been dealt with at the time, but it…
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Do you get interest on rental deposit?
I am moving out of my flat at the end of the month and a colleague mentioned that my security deposit should be earning interest that I should also get back and I was wondering if this is true? I live in Scotland in case that makes a difference. I'm not entirely sure if my LL put my deposit into a security deposit scheme…
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£25 a year rental increase?
Hello, i am looking a new tenancy agreement and ive noticed a couple of things i want to question in the terms and conditions of the contract. these are below: Renewals and Fees * Where a property is managed a renewal fee of £195.00 inc VAT will be charged for either a 6 or 12 month fixed term. Should you decide to remain…
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Seller gone silent, can't agree a completion date
Hi everyone, I was hoping to get some advice about our current chain and not being able to agree a completion date. The chain is short, we are selling to a first time buyer, and buying from someone who is going into rented. We originally set a completion date for the end of November. It transpired that our buyer did not…
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Can we take action against sellers solicitors?
We are buying a shared ownership house and long story short, during the buying process which we are nearly at the end of, our solicitors requested 3 enquiries from the sellers solicitors. It took 3 weeks for them to respond, except they didn't actually respond at all, I ended up cancelling the request for 2 of the…
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Positive covenant re roads
Hi, I'm in the process of exchanging contracts for my first home - a new build in an estate. One of the positive covenants says: "We agree to pay the developer on demand any compensation we receive in relation to the construction and use of roads, footpaths, accessways or other infrastructure on the estate. the reasoning…
