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House is on the market
Hello all, Our first house is now on the market, I was looking for honest feedback on the advert please rightmove.co.uk/property-for-sale/property-77009246.hmtl Thanks in Advance :)
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Deed of Trust
In order to save tax I completed all the forms / paperwork so that for the last tax year 2017/18 my wife now “officially” has 99% of the rental income from a property we own and I have the remaining 1%. Due to some unexpected heath problems - would it be wise to transfer my 1% to my wife to make administration easier for…
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Buying house with inherited portion as deposit
Hello- hope someone can help, as I've not been able to get a straight answer from a broker or probate people... I've inherited part of a house along with other relatives, and will be buying the house from the estate, no problems there. My question is, can my portion form the deposit when applying for a mortgage? Really not…
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Agent stalling on tenancy deposit return
Hello just wondering about how best to resolve a situation with my former rental agency. We left the property on 1 November and a check-out report was carried out the following day in our absence. This report was then circulated to ourselves and the landlord and by 7th November it was agreed that a deduction for ‘damage’…
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Freehold to leasehold
Please help as I have no idea where to start. I own a freehold house which is divided into two flats which I rent out.I bought it 12 years ago and it was already divided into two flats. I am reaching a point in my life where I am considering selling the property and everyone I talk to says they would be better as leasehold…
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Using equity when moving home
Hi there, This is my first post so apologies if the questions I am asking are basic and obvious! We are looking to move home and I can't get my head around how much we need to borrow. The numbers are as follows: Expected house purchase price: £1.3m Expected sale price for our current home: £975,000 Existing mortgage:…
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AST - No written tenancy Agreement - as a tenant, what am i liable for in terms of leaving?
Hi, Just some quick facts about the situation and my question at the bottom. The problem:* Moved into a property with a friend less than 6 months ago - i assume as joint tenancy, but never specifically agreed this * Landlord is a friend of his * no written tenancy agreement signed - no deposit - no gas safety cert - no…
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Private Water Supply
Our rental property is supplied by a private water supply and since the start of the year we have regularly had foul smelling water (smells like a dead animal) coming out of our taps. It makes it unpleasant to shower due to the smell, but more importantly we are not sure whether it is safe to drink. We have been filling up…
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House buying companies
Hi, My property has been on the market for a year and only one viewing. It’s holding me back from moving on in life as it’s a 1 bedroom apartment. I have lowered the price and looked at other partners in the area and none of them seem to be moving and have been on the market even longer then mine. Has anyone had any…
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Do I have the right to see landlords electricity bills?
Our landlord charges us electricity, we don't pay the supplier directly. When we moved in, our landlord told us that they added a bit onto the electricity amount to cover the water (private supply). We have recently found out that this is not allowed as the landlord is not allowed to charge more than they are being…
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Can the vendor remove fitted cupboards in the kitchen?
Hi all, We are FTB and just received the Report on Title with related documents. In Fittings and Contents Form the kitchen units are excluded. We thought these represent fixtures and are part of the sale? Is it legal what are they trying to do? Any thoughts would be much appreciated!
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OpenRent
We used OpenRent to advertise our apartment after realising the EA we were using know less than us. What can I say? It is wonderful! Advertised on Rightmove, Zoopla and Gumtree - notified about viewers - the one we chose referenced -contract drawn up - tenancy created - deposit protected - all for £49 to us and £20 to the…
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New Build. Exchange. Building insurance?
Hi all, I am buying a new build which is due to be completed next year. From exchange, are we covered by the insurance via NHBC, or should we take out a separate building insurance cover too? I mean to cover any situations like the plot being burnt whilst its being built etc? Any help? Thanks
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Selling my house and secured loan
Hello all I’m after some advice I’ve had a sale agreed on my property and have enough in the sale to clear my mortgage but not my secured loan. My plan was to carry on paying the loan off after the sale completed and put whatever difference there is between sale price and mortgage redemption towards it, I’ve now been told…
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Renting from family and we need some HMO help
Hi ladies and gentlemen, i'll try to include some information sorry if it's not all relevant In a few months possibly around april, I will be renting a property from my mother and step dad, I will be staying where i am while they move into a new build next door we need some help as we are finding it hard to find the…
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Hedge invading public footpath
The usual queries on overgrowing hedges are whether you can cut neighbour's hedges/tree branches off at the boundary into your own garden (answer: yes, but the branches still belong to your neighbour). Down the road there is a house who have a massive hedge running along the pavement at the front of their garden,…
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Notice period query - periodic tenancy
I originally had a 12 month tenancy. The contract doesn't say anything about a notice period - just that I should: & I then had another 12 month tenancy but the agent never returned me a copy of the signed tenancy agreement after I sent it back. I think it was virtually identical to the above. This tenancy expired and it…
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Agent removed house from Rightmove
Hi, we’ve been in a sole agency agreement with a local agent for some months. Via email we were informed that they would no longer be using Rightmove to market our property, just Zoopla and On the Market. Our house subsequently ‘disappeared’ from RM, prompting several people to ask if we’d come off the market- which made…
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Social Housing - Small Claims Court
I am planning to make a claim in the small claims court for less than £1000 for damages caused to my car by something owned and maintained by the housing association. I have more than sufficient evidence that there equipment was at fault, as well as proof how they tried to cover up the fault. I am pretty certain I will win…
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Encroachment and overhang
Please can someone help? We are trying to sell our house. We had it built attached to our old house 7 years ago and we have since sold the old house to a family who had no trouble getting a mortgage. So, previous to us building the house, we had a a ground floor extension on the original house which stepped out 1 metre at…
